Federal Bank RuPay Signet Credit Card

With Federal Bank Rupay Signet Credit Card, you can avail the following benefits:

Welcome Benefits

Amazon Pay e-Voucher worth Rs. 500 on a minimum spend of Rs. 3,000 in the first 30 days.

Up to 3X Rewards

You can earn up to 3X rewards on selected categories as Federal Bank offers 3-2-1 rewards structure such as:

• 3X rewards on spends for electronics & apparel categories
• 2X rewards on entertainment category
• 1X rewards on all other categories

Airport Lounge Access

You can avail complimentary lounge access twice per quarter at domestic airports and four times per year at International airports

Other Benefits

Apart from the above-mentioned benefits, you can also earn travel, entertainment and fuel benefits via Federal Bank Rupay Signet Credit Card such as:

• BOGO Offer: Buy One Get One movie ticket on INOX movies, once a quarter
• Annual Fee Waiver: Annual fee waiver on spending Rs. 75,000 lakh in a year
• Dining Discount: 15% discount on dining under FedDelights program and complimentary Swiggy vouchers on quarterly spend of Rs. 20,000
• Personal Accident insurance cover- Avail personal accident insurance cover of Rs.2 Lakh and 24*7 Concierge Services

Suggested read: Top Credit Cards in India

The fees and charges associated with this credit card are mentioned in the table below:

Type of Fee or Charge	Amount
Annual/ Renewal Fee	Rs. 750 (waived off on spending Rs. 75,000 lakh in a year)
Finance Charges	Starting from 0.49% p.m. (5.88% p.a.)
Late Payment Charges	For Statement Balance: Less than Rs. 100: Nil Between Rs. 100 to Rs. 500: Rs. 100 Between Rs. 501 to Rs. 5,000: Rs. 500 Between Rs. 5,001 to Rs. 10,000 : Rs. 600 Between Rs. 10,001 to Rs. 25,000: Rs. 750 Between Rs. 25,001 to Rs. 50,000: Rs. 950 Above Rs. 50,000: Rs. 1,000

Certain charges may vary from card to card. Please refer to the terms and conditions for card variants separately. For other charges, general terms and conditions related to Federal Credit Cards, click here.

The applicant must fulfill the below-mentioned eligibility criteria to apply for Federal Bank Rupay Signet Credit Card:

Particular	Details
Age	18-70 years
Occupation	Salaried or Self-employed
Documents Required	Click here to see the list of required documents

Must read: Top Low Annual Fee Credit Cards in India

Federal Bank Rupay Signet Credit Card offers plethora of benefits on various categories to its customers such as travel, lifestyle, and entertainment. This credit card might be a disappointment for a lot of customers as you can only earn reward points on selected categories, because of which you cannot avail most of the reward points benefits. 

Moreover, this card offers a few more benefits than the visa variant of this card such as personal accident insurance cover of Rs.2 lakh,24*7 concierge services, and complimentary lounge access twice per quarter at domestic airports and four times per year at International airports as compared to only once per quarter at domestic airports with visa variant.

 Hence, this card is a good option for people who are looking for a card with decent benefits and don’t want to pay a high annual fee. 

Q.How do I retrieve my Federal Bank Rupay Credit Card in case it is lost, stolen, or damaged?

In such a case, you should contact the customer care of Federal Bank and inform them about your loss, so that they can immediately block your credit card. You can contact customer care on 18004251199/ 18004201199.

Q.I want to apply for Federal Bank Rupay Signet Credit Card? How do I do it?

You can apply for this credit card via both online as well as offline modes. To apply online, you can visit Federal Bank’s official website. Whereas, if you want to apply offline, you can visit the nearest branch of the bank to fill out the application form.

Q.How many times can I avail BOGO offer on movie tickets with my Federal Bank Rupay Signet Credit Card?

You can avail buy one get one free movie ticket offer once a quarter on INOX. However, the maximum discount is capped at Rs. 100. If the ticket amount exceeds Rs. 100, then the cardholder has to pay the rest of the amount.

Q.What is the cash advance fee charged on Federal Bank Rupay Signet Credit Card?

Federal Bank charges a cash advance fee of 2.5% of the transaction amount for this credit card. Therefore, it is advisable not to withdraw cash using your credit card as it comes with charges and can also impact your credit score.

Q.What is the interest-free period on this credit card?

 The interest free period credit card on this card is up to 48 days.