Federal Bank Visa Signet Credit Card

Federal Bank Visa Signet Credit Card offers multiple benefits, such as rewards, free vouchers, fuel surcharge waiver, annual fee waiver and more to its users. However, this credit card is well-known for its entertainment and lifestyle benefits. Below mentioned are the key features and benefits of this credit card:

Welcome Benefits

Amazon Pay e-Voucher worth Rs. 500 on a minimum spend of Rs. 3,000 in the first 30 days.

Up to 3X Rewards

You can earn up to 3X rewards on selected categories as Federal Bank offers 3-2-1 rewards structure such as:

• 3X rewards on spends for electronics & apparel categories
• 2X rewards on entertainment category
• 1X rewards on all other categories

Airport Lounge Access

You can avail complimentary lounge access once per quarter at domestic airports

Other Benefits

Apart from the above-mentioned benefits, you can also earn travel, entertainment and fuel benefits via Federal Bank Visa Signet Credit Card such as:

• BOGO Offer: Buy One Get One movie ticket on INOX movies, once a quarter
• Annual Fee Waiver: Annual fee waiver on spending Rs. 75,000 lakh in a year
• Dining Discount: 15% discount on dining under FedDelights program

Suggested read: Top Credit Cards in India

The fees and charges associated with this credit card are mentioned in the table below:

Type of Fee or Charge	Amount
Annual/ Renewal Fee	Rs. 750 (waived off on spending Rs. 75,000 lakh in a year)
Finance Charges	Starting from 0.49% p.m. (5.88% p.a.)
Late Payment Charges	For Statement Balance: Less than Rs. 100: Nil Between Rs. 100 to Rs. 500: Rs. 100 Between Rs. 501 to Rs. 5,000: Rs. 500 Between Rs. 5,001 to Rs. 10,000 : Rs. 600 Between Rs. 10,001 to Rs. 25,000: Rs. 750 Between Rs. 25,001 to Rs. 50,000: Rs. 950 Above Rs. 50,000: Rs. 1,000

Certain charges may vary from card to card. Please refer to the terms and conditions for card variants separately. For other charges, general terms and conditions related to Federal Credit Cards, click here.

The applicant must fulfill the below-mentioned eligibility criteria to apply for Federal Bank Visa Signet Credit Card:

Particular	Details
Age	18-70 years
Occupation	Salaried or Self-employed
Documents Required	Click here to see the list of required documents

Must read: Top Low Annual Fee Credit Cards in India

Federal Bank Visa Signet Credit Card provides multiple benefits on various categories such as travel, lifestyle, and entertainment. Additionally, you can also earn reward points for every transaction on selected categories, which might be a disappointment for a lot of people. Hence, you cannot avail most of the reward points benefits via this credit card.

This is an ideal option for people who are looking for a credit card with lifestyle and entertainment benefits. You can also avail complimentary lounge visits and a discount on movie tickets via this credit card. Overall, with an annual fee as low as Rs. 750. Hence, this card is a good option for people who are looking for a card with decent benefits and don’t want to pay a high annual fee. 

Credit Card	Annual Fee	Key Feature
SBI SimplyCLICK Credit Card	Rs. 499	10X rewards on online spends with exclusive partners
HDFC MoneyBack Credit Card	Rs. 500	10X rewards on online spends with exclusive partners
BPCL SBI Card	Rs. 499	13X reward points on fuel purchase at BPCL Petrol Pumps
Axis Bank Ace Credit Card	Rs. 499	5% cashback on bill payment, DTH and mobile recharge
Flipkart Axis Bank Credit Card	RS. 500	10 Reward Points on every Rs. 100 spent

Q.I want to apply for Federal Bank Visa Signet Credit Card? How do I do it?

You can apply for this credit card via both online as well as offline modes. To apply online, you can visit Federal Bank’s official website. Whereas, if you want to apply offline, you can visit the nearest branch of the bank to fill out the application form.

Q.How many times can I avail the BOGO offer on movie tickets with my Federal Bank Visa Signet Credit Card?

 You can avail buy one get one free movie ticket offer once a quarter on INOX. However, the maximum discount is capped at Rs. 100. If the ticket amount exceeds Rs. 100, then the cardholder has to pay the rest of the amount.

Q.What is the cash advance fee charged on Federal Bank Visa Signet Credit Card?

Federal Bank charges a cash advance fee of 2.5% of the transaction amount for this credit card. Therefore, it is advisable not to withdraw cash using your credit card as it comes with charges and can also impact your credit score..

Q.I have lost my Federal Bank Visa Signet Credit Card. What should I do to retrieve the card?

In such a case, you should contact the customer care of Federal Bank and inform them about your loss, so that they can immediately block your credit card. You can contact customer care on 18004251199/ 18004201199.

Q.What is the forex mark-up fee charged on this credit card?

 Federal Bank Visa Signet Credit Card charges a forex mark-up fee of 3.5% of the transaction amount.