Federal Bank Visa Celesta Credit Card

With Federal Bank Visa Celesta Credit Card, you can earn numerous privileges, such as rewards, complimentary vouchers, complimentary visits, free movie tickets and much more. The key features and benefits of this credit card are mentioned below:

Up to 3X Rewards

Just like Federal Bank Visa Imperio Credit Card, this credit card also comes with a 3-2-1 rewards structure. You can earn reward points on every transaction as per the below details:

• 3X rewards on spends on travel and international categories
• 2X rewards on spends on dining category
• 1X rewards on all other categories

Complimentary Lounge Access

With this credit card, you can earn domestic as well as international airport lounge access every year. Below mentioned are the details for the same:

• 4 complimentary domestic airport lounge access per quarter
• 2 complimentary airport lounge access per year at international airports

Other Benefits

Apart from the above-mentioned benefits, you can also earn benefits on other categories, such as entertainment, lifestyle, fuel, dining and more. Details for the benefits provided by Federal Bank Visa Celesta Credit Card are as follows:

• BOGO Offer: Buy one get Rs. 100 off on second movie ticket on INOX movies, once a month (max. discount Rs. 100)
• Free Voucher: Amazon Pay e-voucher worth Rs. 2,000 on a minimum spend of Rs. 10,000 in the first 30 days
• Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India
• Annual Fee Waiver: Annual fee waiver on spending Rs. 3 lakh in a year
• Dining Discount: 15% discount on dining under FedDelights program

Suggested read: Top Credit Cards in India

Below mentioned are the fees and charges associated with Federal Bank Visa Celesta Credit Card:

Type of Fee or Charge	Amount
Annual/ Renewal Fee	Rs. 3,000 (waived off on spending Rs. 3 lakh in a year)
Finance Charges	Starting from 0.49% p.m. (5.88% p.a.)
Late Payment Charges	For Statement Balance: Less than Rs. 100: Nil Between Rs. 100 to Rs. 500: Rs. 100 Between Rs. 501 to Rs. 5,000: Rs. 500 Between Rs. 5,001 to Rs. 10,000 : Rs. 600 Between Rs. 10,001 to Rs. 25,000: Rs. 750 Between Rs. 25,001 to Rs. 50,000: Rs. 950 Above Rs. 50,000: Rs. 1,000

The applicant must fulfil the below-mentioned eligibility criteria to apply for Federal Bank Visa Celesta Credit Card:

Particular	Details
Age	18-70 years
Occupation	Salaried or Self-employed
Documents Required	Click here to see the list of required documents

Must read: Top Low Annual Fee Credit Cards in India

Federal Bank Visa Celesta Credit Card offers benefits on multiple categories, including travel, lifestyle and entertainment. You can avail discount on movie tickets every month via this credit card. However, this discount can be availed only on INOX movie ticket bookings. This credit card also lets you earn reward points on every purchase.

One of the great features of Federal Bank Visa Celesta Credit Card is that it offers complimentary domestic and international airport lounge access every year. This credit card is a great option if you frequently travel as maximum benefits are provided on the travel category. However, this credit card comes with a high annual fee, which will be waived off on spending approximately Rs. 12,500 every month. The spending milestone is positively achievable if you are a regular spender. Overall, this is a decent option if you want to avail benefits on multiple categories and are ready to pay a high annual fee.

If you are still searching for other similar credit cards, then you can refer to the cards mentioned in the table below:

Credit Card	Annual Fee	Key Feature
Federal Bank Visa Celesta Credit Card	Rs. 3,000	3X rewards on spends on travel and international categories
HDFC Bank Regalia Credit Card	Rs. 2,500	4 reward points per Rs. 150 on all retail spends
ICICI Bank Rubyx Credit Card	Rs. 2,000	Up to 4 PAYBACK points on every Rs. 100 spent
SBI Card PRIME	Rs. 2,999	10 reward points per Rs. 100 spent on dining, groceries, movies and departmental stores
Axis Bank Select Credit Card	Rs. 3,000	10 reward points on every Rs. 200 spent

Q. How can I apply for Federal Bank Visa Celesta Credit Card?

A. You can apply for this credit card through both online and offline modes. To apply online, you can visit the official website of the bank. However, if you want to apply offline, you can visit the nearest branch of the bank to fill out the application form.

Q. What is the cash advance fee charged on Federal Bank Visa Celesta Credit Card?

A. The cash advance fee charged on this credit card is 2.5% of the transaction amount. The cash advance fee is charged when you withdraw cash using your credit card. Therefore, it is advisable not to withdraw cash using your credit card as it can also hamper your credit score.

Q. Does this credit card provide a fuel surcharge waiver on every fuel transaction?

A. No, you cannot avail fuel surcharge waiver on every fuel transaction. The fuel surcharge waiver of 1% is provided on your transactions between Rs. 400 to Rs. 5,000. This is applicable across all the petro pumps in India. However, the maximum fuel surcharge waiver provided on this credit card is Rs. 150 per month.

Q. What should I do if I lost my credit card?

A. If you lost your credit card, you should immediately contact the customer care of the bank on 18004251199/ 18004201199. As soon as you report your loss, the bank representative will block your card to prevent it from any fraud.

Q. What is the minimum age requirement for Federal Bank Visa Celesta Credit Card?

A. The minimum age requirement to apply for this credit card is 18 years. However, the maximum age requirement for the same is 70 years.

Q. What is the forex mark-up fee charged on this credit card?

A. The bank charges a forex mark-up fee of 2% of the transaction amount on your foreign currency transactions. This is the lowest foreign currency mark-up fee that is charged by the bank across all three variants of credit cards.