Bank of Baroda credit card against FD features an attractive reward point program, fuel waiver benefits, insurance cover and cashback. The bank offers multiple variants of credit cards issued against Bank of Baroda FD such as Bank of Baroda Prime Credit Card, Bank of Baroda Eterna Credit Card Bank of Baroda Easy Credit Card, Bank of Baroda Select Credit Card, and FBBank of Baroda Premier Credit Card. Bank of Baroda secured credit cards are especially beneficial for individuals who have no or poor credit scores. These cards not only help to build or improve your credit score but the pledged Bank of Baroda FD continues to earn interest for you while being used as collateral for the secured credit cards.
Earn 6.5% p.a. on your FD & Get a lifetime free Step Up Credit Card
Card limit is 90% of FD Amount
Instant Virtual Card
6.5%INTEREST ON FD
Bank of Baroda Prime Credit Card
Bank of Baroda Prime Credit Card is a lifetime free credit card issued against FD. This BoB credit card against FD features zero annual fees, an interest-free credit facility, insurance coverage and various benefits mentioned below.
| Bank of Baroda Prime Credit Card Highlights | |
| Card Type | Life-Time Free Secured Credit Card (Backed by FD) |
| Minimum FD Amount | Rs 15,000 |
| Offers | Fuel surcharge waiver, cashback on all spends, multiple redemption options and easy EMI Options |
| Rewards | Get 1 reward point credited for every 100 spent on select MCCs* & Get 2 reward points credited for every 100 spent on all other MCCs |
Looking for Higher FD rates? Book an FD @6.5% p.a. and get a lifetime free credit card
FDs of up to ₹5 lakhs insured by RBI
No hassle of opening a saving account
No documentation
Offers & Rewards
- Zero fuel surcharge – 1% fuel surcharge waived off up to Rs 250 p.m. for all fuel transactions between Rs. 400 – Rs. 5,000
- Cashback on all spends
- Easy EMI option – Purchases of more than Rs 2,500 can be converted into easy EMIs of 6/36 months
Features & Benefits
- No requirement for income proof
- Lifetime free credit card with zero first-year and annual fees
- Up to 50 days of interest-free credit period from the date of any purchase
- 3-lifetime free add-on cards for parents, spouse, siblings or kids (above age 18)
- Free Personal Accidental Death Cover on a secured credit card to ensure the financial protection of family
- Zero liability on the lost card, if reported immediately
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Bank of Baroda Eterna Credit Card (Issued Against FD)
BoB Eterna Credit Card is the most premium credit card issued by Bank of Baroda. The bank also allows the option of availing Eterna Credit Card against FD. This secured credit card features insurance cover, welcome rewards, exclusive offers on travel and dining, fuel surcharge waiver, and various benefits mentioned below.
| Bank of Baroda Eterna Credit Card Highlights | |
| Card Type | Secured Credit Card (Backed by FD) |
| Offers | Travel benefits, fuel surcharge waiver, dining experiences, cashback, movie & shopping offers and fitness & frolic offers |
| Milestone Rewards | Get 10,000 bonus reward points credited on spending Rs 50,000 within the first 60 days
Earn 20,000 bonus reward points on spending Rs 5,00,000 annually |
| Reward | Redeem rewards for cashback: 1 reward point = Rs 0.25 |
Offers & Rewards
- Welcome Gift – Free FitPass Pro membership worth Rs 15,000 for 6 months
- 1% fuel surcharge waived off up to Rs 250 p.m. for all fuel transactions between Rs. 400 – Rs. 5,000
- Purchases of more than Rs 2,500 can be converted into easy EMIs of 6/36 months
- Get 3 reward points credited for every 100 spent on other specified categories
- Get 1.5 reward points credited for every 100 spent on all select MCCs
Features & Benefits
- Free Personal Accidental Death Cover (Air: 1 crore, Non-Air: 10 lakhs)
- 3 lifetime free add-on cards for parents, spouse, siblings or kids
- Zero liability on fraudulent transactions, if reported loss of card immediately
Get Secured Credit Card with credit limit of 90% of your FD Apply Now
Bank of Baroda Easy Credit Card (Issued Against FD)
BoB Easy Credit Card is a contactless credit card which offers high rewards on grocery, departmental stores and movie spends. The bank also offers its consumers the choice of availing BoB Easy Credit Card against the FDs issued by itself. This secured credit card offers multiple benefits, such as insurance cover, fuel surcharge waiver, reward points, free add-on-card and various benefits mentioned below.
| Bank of Baroda Easy Credit Card Highlights | |
| Card Type | Secured Credit Card (Backed by FD) |
| Offers | Travel benefits, fuel surcharge waiver, dining experiences, cashback, movie & shopping offers and fitness & frolic offers |
| Reward | Get 5 reward points for every 100 spent on dining, online shopping, and utility bills |
Offers & Rewards
- Get 5 reward points credited for every Rs. 100 spent on movie and departmental stores
- 1% fuel surcharge waived off up to Rs 250 p.m. for all fuel transactions between Rs. 400 – Rs. 5,000 at all fuel stations
- Spend Rs 6,000 within 60 days and Rs 35,000 in a year for waiver/reversal of annual fees
- Get 1 reward point credited for every 100 spent on other specified categories
- Get 0.5 reward points credited for every 100 spent on all select MCCs
Features & Benefits
- 3 lifetime free add-on cards for parents, spouse, siblings or kids
- Pay safely with Contactless Cards
- Up to 50 days of interest-free credit period from the date of any purchase
- Zero liability on fraudulent transactions, if reported loss of card immediately
Book FD with SBM Bank & Get Virtual Credit Card Instantly Apply Now
Bank of Baroda Select Credit Card (Issued Against FD)
BoB Select Credit Card is a contactless credit card that offers high rewards on dining, utility bills, and online spends. The bank also offers its consumers the option of availing BoB Select Credit Card against the FDs issued by itself. This secured credit card features free add-on card, insurance cover, fuel surcharge waiver, multiple redemption options, reward points, and various benefits mentioned below.
| Bank of Baroda Select Credit Card Highlights | |
| Card Type | Secured Credit Card (Backed by FD) |
| Offers | Travel benefits, fuel surcharge waiver, dining experiences, cashback, movie & shopping offers and fitness & frolic offers |
| Reward | Get 1 reward point & 0.5 reward points credited for every 100 spent on other specified categories and on all select MCCs respectively |
Offers & Rewards
- Get 5 reward points credited for every Rs. 100 spent on dining and online spends
- 1% fuel surcharge waived off up to Rs 250 p.m. for all fuel transactions between Rs. 400 – Rs. 5,000 at all fuel stations
- Spend Rs 7,500 within 60 days and Rs 70,000 in a year for waiver/reversal of annual fees
- Purchases of more than Rs 2,500 can be converted into easy EMIs of 6/36 months
Features & Benefits
- 3 lifetime free add-on cards for parents, spouse, siblings or kids
- Free Personal Accidental Death Cover
- Up to 50 days of interest-free credit period from the date of any purchase
- Zero liability on fraudulent transactions, if reported loss of card immediately
Get Secured Credit Card with credit limit of 90% of your FD Apply Now
Bank of Baroda Premier Credit Card (Issued Against FD)
BoB Premier Credit Card is a contactless credit card, that offers high rewards on dining, travel and abroad (international spends). The bank also offers its customers the option of availing BoB Premier Credit Card against the FDs issued by itself. This secured credit card features a complimentary airport lounge visit, fuel surcharge waiver, exclusive privileges, reward points, and various benefits mentioned below.
| Bank of Baroda Premier Credit Card Highlights | |
| Card Type | Secured Credit Card (Backed by FD) |
| Offers | Complimentary airport lounge visit, fuel surcharge waiver, dining experiences, cashbacks, movie & shopping offers and fitness & frolic offers |
| Reward | Get 1 reward point & 0.5 reward point credited for every 100 spent on other specified categories and on all select MCCs respectively |
Offers & Rewards
- Get 5 reward points credited for every Rs. 100 spent on dining, travel and abroad
- 1% fuel surcharge waived off up to Rs 250 p.m. for all fuel transactions between Rs. 400 – Rs. 5,000 at all fuel stations
- Spend Rs 10,000 within 60 days and Rs 1,20,000 in a year for waiver/reversal of annual fees
- 1 Complimentary Airport Lounge Visit at participating lounges every calendar quarter
Features & Benefits
- 3 lifetime free add-on cards for parents, spouse, siblings or kids
- Free Personal Accidental Death Cover
- Up to 50 days of interest-free credit period from the date of any purchase
- Zero liability on fraudulent transactions, if reported loss of card immediately