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The housing finance company HDFC Limited has merged with the leading private sector bank, HDFC Bank, with effect from July 1, 2023. The merger announcement was made on April 4, 2022, but it took 15 to 18 months for the merger process to be concluded. Thus, the depositors of HDFC Ltd. have become the depositors of HDFC Bank with effect from July 1, 2023. Thus, customers seeking to open an FD with HDFC Ltd. or gather information about fixed deposits should contact HDFC Bank. Listed below are the HDFC Bank FD interest rates:
Earn 7% p.a. on your FD & Get a lifetime free Step Up Credit Card
Card limit is 90% of FD Amount
Instant Virtual Card
7%INTEREST ON FD
HDFC Bank Fixed Deposit (FD) Interest Rates Highlights 2024
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| Highest slab rate – (18 months to less than 21 months) | 7.40 | 7.90 |
| For 1 year | 6.60 | 7.10 |
| For 2 years | 7.00 | 7.50 |
| For 3 years | 7.00 | 7.50 |
| For 4 years | 7.00 | 7.50 |
| For 5 years | 7.00 | 7.50 |
| Tax-Saving FD | 7.00 | 7.50 |
Note: Rates as of 4 November 2024
HDFC Bank offers an additional 50 bps on regular FD interest rates to resident senior citizen FD depositors aged 60 years and above.
Looking for Higher FD rates? Book an FD @7% p.a. and get a lifetime free credit card
FDs of up to ₹5 lakhs insured by RBI
No hassle of opening a saving account
No documentation
