HUDCO has discontinued acceptance and/or renewal of deposits from 1 July 2019. However, deposits made before 1 July 2019 shall continue earning interest and be redeemed on due dates. Those wishing to open FD can check the below NBFCs and banks offering highest FD interest rates.
Top Corporate FD
Top Corporate FD Interest Rates
| Company Name | Credit Rating | Highest FD Rate | Interest Rates (% p.a.) | Additional interest rate for senior citizens (% p.a.) | ||
| 1-year tenure |
3-year tenure |
5-year tenure |
||||
| Shriram Finance | ICRA-AA+/Stable IND AA+/Stable by India Ratings & Research |
8.47 | 7.59 | 8.38 | 8.47 | 0.50 |
| Muthoot Capital Services Limited | CRISIL-A+/Stable | 8.38 | 7.21 | 8.07 | 8.38 | 0.50 |
| Manipal Housing Finance Syndicate Ltd | ACUITE – ACUITE A | 8.25 | 8.25 | 8.25 | 7.75 | 0.25 |
| Mahindra Finance | CRISIL -AAA/Stable; IND AAA/Stable by India Ratings | 8.10 | 7.50 | 8.10 | 8.10 | 0.10-0.25 |
| Sundaram Home Finance | CRISIL-AAA/Stable ICRA-AAA/Stable |
7.90 | 7.45 | 7.75 | 7.90 | 0.35-0.50 |
| ICICI Home Finance | CRISIL-AAA/Stable ICRA-AAA/Stable CARE-AAA/Stable |
7.80 | 7.25 | 7.75 | 7.75 | 0.25 |
| PNB Housing Finance Ltd. | CRISIL-AA/Stable CARE-AA+/Stable |
8.00 | 7.45 | 7.75 | 7.60 | 0.20-0.30 |
| Sundaram Finance | CRISIL-AAA/Stable ICRA-AAA/Stable |
7.75 | 7.45 | 7.75 | – | 0.50 |
| LIC Housing Finance Ltd. | CRISIL-AAA/Stable | 7.75 | 7.25 | 7.75 | 7.75 | 0.25 |
| Kerala Transport Development Finance Corporation Ltd. | Guaranteed by Kerala Govt. | 7.00 | 7.00 | 7.00 | 6.75 | 0.25 |
HUDCO FD Calculator
Also Know: How to Calculate FD Interest?
Top Banks Offering Highest FD Interest Rates
Banks | Highest FD rate (% p.a.) | 1-year FD rate (% p.a.) | 3-year FD rate (% p.a.) | 5-year FD rate (% p.a.) | Additional interest rate for senior citizens (% p.a.) |
| North East Small Finance Bank | 9.00 | 7.00 | 9.00 | 6.25 | 0.50 |
| Unity Small Finance Bank | 8.60 | 7.25 | 8.15 | 8.15 | 0.50 |
| Suryoday Small Finance Bank | 8.60 | 8.25 | 8.25 | 8.60 | 0.50 |
| Shivalik Small Finance Bank | 8.55 | 6.00 | 7.50 | 6.50 | 0.50 |
| Utkarsh Small Finance Bank | 8.50 | 8.00 | 8.50 | 7.75 | 0.60 |
| ESAF Small Finance Bank | 8.38 | 6.00 | 6.75 | 6.25 | 0.50 |
| Jana Small Finance Bank | 8.25 | 8.25 | 8.25 | 8.20 | 0.50 |
| Ujjivan Small Finance Bank | 8.25 | 8.10 | 7.20 | 7.20 | 0.50 |
| Equitas Small Finance Bank | 8.25 | 8.10 | 8.00 | 7.25 | 0.50-0.75 |
| SBM Bank | 8.25 | 7.05 | 7.30 | 7.75 | 0.50 |
| Bandhan Bank | 8.05 | 8.05 | 7.25 | 5.85 | 0.50-0.75 |
| AU Small Finance Bank | 8.00 | 7.25 | 7.50 | 7.25 | 0.50 |
| DCB Bank | 8.00 | 7.10 | 7.50 | 7.40 | 0.50 |
| RBL Bank | 8.00 | 7.50 | 7.50 | 7.10 | 0.50 |
| IDFC First Bank | 7.90 | 6.50 | 6.80 | 6.75 | 0.50 |
| Induslnd Bank | 7.75 | 7.75 | 7.25 | 7.25 | 0.50 |
| YES Bank | 7.75 | 7.25 | 7.25 | 7.25 | 0.50-0.75 |
| Central Bank of India | 7.50 | 6.85 | 7.00 | 6.75 | 0.50 |
| Punjab & Sind Bank | 7.45 | 6.30 | 6.00 | 6.00 | 6.00 |
| HDFC Bank | 7.40 | 6.60 | 7.00 | 7.00 | 0.50 |