ICICI Bank FD Calculator allows prospective depositors calculate interest income and maturity value for different fixed deposit amounts and tenures. The online FD calculator considers the applicable ICICI Bank FD interest rates, tenure and principal amount to arrive at the interest amount and maturity value in the end.
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FD Starts from Rs 2000
Card Limit = 90% of FD
*Rates are subject to change as per the bank's discretion.
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The procedure for using Paisabazaar’s ICICI Bank FD Calculator is as follows:
Card limit is 90% of FD Amount
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6.5%INTEREST ON FD
| Tenure | Interest Rates (p.a.) | |
| Regular Individuals | Senior Citizens | |
| 7 days to 14 days | 3.00% | 3.50% |
| 15 days to 29 days | 3.00% | 3.50% |
| 30 days to 45 days | 3.50% | 4.00% |
| 46 days to 60 days | 4.25% | 4.75% |
| 61 days to 90 days | 4.50% | 5.00% |
| 91 days to 120 days | 4.75% | 5.25% |
| 121 days to 150 days | 4.75% | 5.25% |
| 151 days to 184 days | 4.75% | 5.25% |
| 185 days to 210 days | 5.75% | 6.25% |
| 211 days to 270 days | 5.75% | 6.25% |
| 271 days to 289 days | 6.00% | 6.50% |
| 290 days to less than 1 year | 6.00% | 6.50% |
| 1 year to 389 days | 6.70% | 7.20% |
| 390 days to less than 15 months | 6.70% | 7.20% |
| 15 months to less than 18 months | 7.20% | 7.75% |
| 18 months to 2 years | 7.20% | 7.75% |
| 2 years 1 day to 3 years | 7.00% | 7.50% |
| 3 years 1 day to 5 years | 7.00% | 7.50% |
| 5 years 1 day to 10 years | 6.90% | #7.50% |
Note:
FDs of up to ₹5 lakhs insured by RBI
No hassle of opening a saving account
No documentation
| Tenure | Regular Individuals (% p.a.) | Senior Citizens (% p.a.) |
| 5 years Tax-Saver 80C FD | 7.00 | 7.50 |
Note: Interest rates as on 1st May 2024
Banks | Highest FD rate (% p.a.) | 1-year FD rate (% p.a.) | 3-year FD rate (% p.a.) | 5-year FD rate (% p.a.) | Additional interest rate for senior citizens (% p.a.) |
| Unity Small Finance Bank | 9.00 | 7.85 | 8.15 | 8.15 | 0.50 |
| North East Small Finance Bank | 9.00 | 7.00 | 9.00 | 6.25 | 0.50 |
| Suryoday Small Finance Bank | 8.60 | 8.05 | 8.60 | 8.25 | 0.50 |
| Shivalik Small Finance Bank | 8.55 | 6.00 | 7.50 | 6.50 | 0.50 |
| Utkarsh Small Finance Bank | 8.50 | 8.00 | 8.50 | 7.75 | 0.60 |
| Jana Small Finance Bank | 8.25 | 8.25 | 8.25 | 8.20 | 0.50 |
| Ujjivan Small Finance Bank | 8.25 | 8.25 | 7.20 | 7.20 | 0.50 |
| ESAF Small Finance Bank | 8.25 | 6.00 | 6.75 | 6.25 | 0.50 |
| Equitas Small Finance Bank | 8.25 | 8.20 | 8.00 | 7.25 | 0.50 |
| SBM Bank | 8.25 | 7.05 | 7.30 | 7.75 | 0.50 |
| RBL Bank | 8.10 | 7.50 | 7.50 | 7.10 | 0.50 |
| DCB Bank | 8.05 | 7.10 | 7.55 | 7.40 | 0.50 |
| Bandhan Bank | 8.05 | 8.05 | 7.25 | 5.85 | 0.50-0.75 |
| AU Small Finance Bank | 8.00 | 7.25 | 7.50 | 7.25 | 0.50 |
| IDFC First Bank | 7.90 | 6.50 | 6.80 | 6.75 | 0.50 |
| YES Bank | 7.75 | 7.25 | 7.25 | 7.25 | 0.50-0.75 |
| Induslnd Bank | 7.99 | 7.75 | 7.25 | 7.25 | 0.50 |
| Central Bank of India | 7.45 | 7.00 | 6.00 | 5.75 | 0.50 |
| Punjab & Sind | 7.45 | 6.30 | 6.00 | 6.00 | 6.00 |
| HDFC Bank | 7.40 | 6.60 | 7.00 | 7.00 | 0.50 |
The rates are updated as of 1st May 2024
The total maturity value depends on the ICICI Bank FD rates, deposit tenure, FD amount and type of FD chosen, i.e. cumulative or non-cumulative FD.
Under non-cumulative FD, ICICI Bank offers both monthly and quarterly interest payout options under its traditional and tax saver plans. In the quarterly interest pay-out option, interest is credited on a quarterly basis on the current/saving account of the depositor. In the monthly pay-out option, interest is calculated quarterly and paid out to the depositor each month at a discounted rate. In the case of cumulative ICICI Bank FD option (also known as reinvestment option), the interest component remains invested till FD maturity.
ICICI Bank FD monthly payout option is ideal for depositors needing fixed monthly income to meet their expenses. The cumulative investment option would help the depositor benefit from the power of compounding, as the interest component of the fixed deposit remains invested and starts generating interest income on its own.
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Some of the benefits of using online ICICI Bank FD Calculator are as follows:
The ICICI Bank FD calculator tool is free of cost, thus prospective depositors can use it a number of times to compare and analyse returns for different combinations of FD interest rates, principal amount and FD tenure.
Manually calculating the FD maturity value can be cumbersome and time taking which can increase the chances of human errors. ICICI Bank FD calculator uses an automated process to save time and provide accurate calculations.
ICICI Bank FD calculator provides reliably accurate estimates of the total earnings from the investment. Thus, prospective FD customers can use this calculator to make an informed decision based on their liquidity requirements and cash flows before opting for a fixed deposit.
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