Nainital Bank offers FD interest rates of 3.25-7.05% p.a. to the general public and 3.75-7.55% p.a. to senior citizens on tenures ranging from 7 days to 10 years. The interest rate on Nainital Bank Tax Saving FDs is 5.75% p.a. for the general public for tenures of 5 to 10 years.
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FD Starts from Rs 2000
Card Limit = 90% of FD
*Rates are subject to change as per the bank's discretion.
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Nainital Bank FD Interest Rates (p.a.) Highlights 2024 |
|
| Highest slab rate | 7.05% (for Naini 2023 Deposit Scheme – 400 days) |
| For 1 year | 6.70% |
| For 2 years | 6.25% |
| For 3 years | 6.25% |
| For 4 years | 5.75% |
| For 5 years | 5.75% |
| Tax-Saving FD | 5.75% |
The interest rates are updated as of 20 November 2024
FDs of up to ₹5 lakhs insured by RBI
No hassle of opening a saving account
No documentation
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 7 days to 14 days | 3.25 | 3.75 |
| 15 days to 30 days | 3.25 | 3.75 |
| 31 days to 45 days | 3.25 | 3.75 |
| 46 days to 90 days | 4.25 | 4.75 |
| 91 days to 179 days | 4.25 | 4.75 |
| 180 days to less than 270 days | 4.95 | 5.45 |
| 270 days to less than 1 year | 5.75 | 6.25 |
| 1 year to 18 months | 6.70 | 7.20 |
| Above 18 months to 2 years | 6.25 | 6.75 |
| Above 2 years to 3 years | 6.25 | 6.75 |
| Above 3 years to 5 years | 5.75 | 6.25 |
| Above 5 years to 10 years | 5.35 | 5.85 |
| Naini 2023 Deposit Scheme – 400 days | 7.05 | 7.55 |
Card limit is 90% of FD Amount
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7%INTEREST ON FD
| Tenure | Interest Rates (% p.a.) |
| 5 years to 10 years | 5.75 |
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