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6.5%INTEREST ON FD
Comparison of Top 20 Scheduled Banks based on FD Rates
Banks | Highest FD rate (% p.a.) | 1-year FD rate (% p.a.) | 3-year FD rate (% p.a.) | 5-year FD rate (% p.a.) | Additional interest rate for senior citizens (% p.a.) |
| Unity Small Finance Bank | 9.00 | 7.85 | 8.15 | 8.15 | 0.50 |
| North East Small Finance Bank | 9.00 | 7.00 | 9.00 | 6.25 | 0.50 |
| Suryoday Small Finance Bank | 8.60 | 8.05 | 8.60 | 8.25 | 0.50 |
| Shivalik Small Finance Bank | 8.55 | 6.00 | 7.50 | 6.50 | 0.50 |
| Utkarsh Small Finance Bank | 8.50 | 8.00 | 8.50 | 7.75 | 0.60 |
| Jana Small Finance Bank | 8.25 | 8.25 | 8.25 | 8.20 | 0.50 |
| Ujjivan Small Finance Bank | 8.25 | 8.25 | 7.20 | 7.20 | 0.50 |
| ESAF Small Finance Bank | 8.25 | 6.00 | 6.75 | 6.25 | 0.50 |
| Equitas Small Finance Bank | 8.25 | 8.20 | 8.00 | 7.25 | 0.50 |
| SBM Bank | 8.25 | 7.05 | 7.30 | 7.75 | 0.50 |
| RBL Bank | 8.10 | 7.50 | 7.50 | 7.10 | 0.50 |
| DCB Bank | 8.05 | 7.10 | 7.55 | 7.40 | 0.50 |
| Bandhan Bank | 8.05 | 8.05 | 7.25 | 5.85 | 0.50-0.75 |
| AU Small Finance Bank | 8.00 | 7.25 | 7.50 | 7.25 | 0.50 |
| IDFC First Bank | 7.90 | 6.50 | 6.80 | 6.75 | 0.50 |
| YES Bank | 7.75 | 7.25 | 7.25 | 7.25 | 0.50-0.75 |
| Induslnd Bank | 7.99 | 7.75 | 7.25 | 7.25 | 0.50 |
| Central Bank of India | 7.45 | 7.00 | 6.00 | 5.75 | 0.50 |
| Punjab & Sind | 7.45 | 6.30 | 6.00 | 6.00 | 6.00 |
| HDFC Bank | 7.40 | 6.60 | 7.00 | 7.00 | 0.50 |
Post Office Fixed Deposit Interest Rates 2024
Post Office FD Interest Rates w.e.f. 1st October 2024 to 31st December 2024
| Tenure | Interest Rates (p.a.) |
| 1 year | 6.90% |
| 2 years | 7.00% |
| 3 years | 7.10% |
| 5 years | 7.50% |
Note: Rates as of 25th November 2024
Looking for Higher FD rates? Book an FD @6.5% p.a. and get a lifetime free credit card
FDs of up to ₹5 lakhs insured by RBI
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The maturity value depends on the tenure of the deposit, amount, Post Office FD interest rates and type of FD chosen, i.e., National Savings Time Deposit Account and National Savings Monthly Income Account.
In case of National Savings Time Deposit Account, the FD interest is compounded quarterly and is credited annually to the savings account of the depositor at his option.
Under National Savings Monthly Income Account Post Office offers monthly interest pay-out option to its depositors to manage their daily expenses. This account can be opened for tenure of 5 years with a minimum deposit of Rs 1,000.
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Benefits of using Post Office FD Calculator
Free of Cost
PO FD Calculator is free of cost, hence, can be used a number of times for analysing and comparing returns for various combinations of tenure, principal amount and Post Office FD interest rates.
Know Your Returns in Advance
Post Office FD Calculator gives a rough idea of your earnings from your fixed deposit, even before opening the FD account. This helps you in making an informed financial decision taking into account your liquidity and cash flow requirements.
Time Saving
Manually calculating the maturity value can be time consuming and increases the chances of errors. Online FD calculator is automated that saves time and reduces the probability of calculation mistakes.
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