Punjab & Sind Bank offers FD interest rates of 4.00-7.45% p.a. to regular citizens and 4.00-7.95% p.a. to senior citizens on tenures ranging from 7 days to 10 years. The interest rate on Punjab & Sind Tax Saving FDs is 6.00% p.a. for the general public and 6.50% for senior citizens. The bank also offers various fixed deposit products for NRIs, such as NRE, NRO, RFC and FCNR (B) fixed deposits. Punjab & Sind Bank accepts FCNR (B) fixed deposits in US Dollars (USD), British Pound Sterling (GBP), Euro (EURO), Japanese Yen (JPY), Canadian Dollar (CAD), and Australian Dollar (AUD). The bank accepts RFC fixed deposits in EURO, GBP, USD, and JPY.
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FD Starts from Rs 2000
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*Rates are subject to change as per the bank's discretion.
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Punjab & Sind Bank Fixed Deposit (FD) Interest Rates (p.a.) |
|
| Highest slab rate | 7.45% (for 555 days) |
| For 1 year | 6.30% |
| For 2 years | 6.30% |
| For 3 years | 6.00% |
| For 4 years | 6.00% |
| For 5 years | 6.00% |
| Tax-Saving FD | 6.00% |
The interest rates are updated as of 17 December 2024
FDs of up to ₹5 lakhs insured by RBI
No hassle of opening a saving account
No documentation
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 7 days – 14 days | 4.00* | 4.00 |
| 15 days – 30 days | 4.00 | 4.00 |
| 31 days – 45 days | 4.25 | 4.25 |
| 46 days – 90 days | 4.50 | 4.50 |
| 91 days – 120 days | 4.50 | 4.50 |
| 121 days – 150 days | 4.75 | 4.75 |
| 151 days – 179 days | 6.00 | 6.00 |
| 180 days – 221 days | 5.25 | 5.75 |
| 222 days | 6.30 | 6.80 |
| 223 days – 269 days | 5.25 | 5.75 |
| 270 days – 332 days | 5.50 | 6.00 |
| 333 days | 7.20 | 7.70 |
| 334 days – less than 1 year | 5.50 | 6.00 |
| 1 year | 6.30 | 6.80 |
| Above 1 year – 443 days | 6.00 | 6.50 |
| 444 days | 7.30 | 7.80 |
| 445 days – 554 days | 6.00 | 6.50 |
| 555 days | 7.45 | 7.95 |
| 556 days – 22 months | 6.00 | 6.50 |
| 22 months (PSB Green Earth) | 7.00 | 7.50 |
| Above 22 months – less than 2 years | 6.00 | 6.50 |
| 2 years – 776 days | 6.30 | 6.80 |
| 777 days | 7.25 | 7.75 |
| 999 days | 6.65 | 7.15 |
| 1000 days – less than 3 years | 6.30 | 6.80 |
| 3 years – less than 44 months | 6.00 | 6.50 |
| 44 months (PSB Green Earth) | 6.75 | 7.25 |
| Above 44 months – 5 years | 6.00 | 6.50 |
| Above 5 years – less than 66 months | 6.25 | 6.75 |
| 66 months (PSB Green Earth) | 6.45 | 6.95 |
| Above 66 months – 10 years | 6.25 | 6.75 |
Notes: 1. An additional 0.50% rate is offered to senior citizens for maturity of 180 days & above
Card limit is 90% of FD Amount
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6.5%INTEREST ON FD
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 5 years | 6.00 | 6.50 |
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| Tenure | Interest Rates (% p.a.) | |||||
| EURO | GBP | USD | JPY | CAD | AUD | |
| 1 year to less than 2 years | 3.50 | 5.00 | 5.30 | – | 4.50 | 3.75 |
| 2 years to less than 3 years | 1.50 | 2.35 | 3.50 | – | 4.12 | 3.60 |
| 3 years to less than 4 years | 1.50 | 2.45 | 3.25 | – | 3.87 | 3.10 |
| 4 years to less than 5 years | 1.50 | 2.45 | 3.25 | – | 3.90 | 3.10 |
| 5 years | 1.50 | 2.45 | 3.25 | – | 3.95 | 3.00 |
| Tenure | Interest Rates (% p.a.) | |||
| EURO | GBP | USD | JPY | |
| 1 year to less than 2 years | 0.07 | 1.89 | 1.53 | – |
| 2 years to less than 3 years | 0.27 | 2.24 | 1.93 | – |
| 3 years | 0.42 | 2.39 | 2.18 | – |
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Punjab & Sindh Bank has not provided an FD calculator on its website. Hence individuals planning to open a fixed deposit with a bank can visit Paisabazaar or other online financial marketplaces and use their FD Calculator to calculate the maturity amount based on the deposit amount, tenure, and Punjab & Sindh Bank FD rates.
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