Shivalik Small Finance Bank offers FD interest rates of 3.50-8.30% p.a. to the general public and 4.00-8.80% p.a. to senior citizens on tenures ranging from 7 days to 10 years. The interest rate on Shivalik Small Finance Bank Tax Saving FDs is 6.50% p.a. for the general public and 7.00% p.a. for senior citizen depositors for tenures of 5 years. Shivalik Small Finance Bank has been recognised as a scheduled bank by the RBI, which makes its depositors eligible for deposit insurance provided by the Depositor Insurance and Credit Guarantee Corporation (DICGC). The deposit insurance cover from DICGC, an RBI subsidiary, insures cumulative deposits up to Rs 5 lakh made by each depositor, including his fixed deposits, savings, current, and recurring deposits, in each scheduled bank in case of the failure or merger/amalgamation of a scheduled bank.
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Safe & Secure FD, Insured by RBI
No Savings A/c Required
FD Starts from Rs 2000
Card Limit = 90% of FD
*Rates are subject to change as per the bank's discretion.
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Shivalik Small Finance Bank FD Interest Rates (p.a.) Highlights 2024 |
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| Highest slab rate | 8.30% (18 months to 24 months) |
| For 1 year | 6.00% |
| For 2 years | 8.30% |
| For 3 years | 7.50% |
| For 4 years | 6.50% |
| For 5 years | 6.50% |
| Tax-Saving FD | 6.50% |
The interest rates are updated as of 20 November 2024
Card limit is 90% of FD Amount
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7%INTEREST ON FD
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 7 days to 14 days | 3.50 | 4.00 |
| 15 days to 29 days | 3.75 | 4.25 |
| 30 days to 90 days | 4.25 | 4.75 |
| 91 days to 180 days | 4.75 | 5.25 |
| 6 months to less than 9 months | 6.00 | 6.50 |
| 9 months to 12 months | 6.00 | 6.50 |
| 12 months 1 day to less than 18 months | 8.05 | 8.55 |
| 18 months to 24 months | 8.30 | 8.80 |
| 24 months 1 day to 36 months | 7.50 | 8.00 |
| 36 months 1 day to 60 months | 6.50 | 7.00 |
| 60 months 1 day to 120 months | 6.25 | 6.75 |
FDs of up to ₹5 lakhs insured by RBI
No hassle of opening a saving account
No documentation
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 5 years | 6.50 | 7.00 |
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