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| Indiagold Gold Loan Highlights | |
| Interest Rate | 0.8% per month onwards |
| Processing Fees | 0.50% + applicable charges |
| Tenure | Minimum tenure- 61 days
Maximum tenure- Up to 1 year |
| Valuation Charges | Nil |
Note: Rates calculated with 22K Gold Purity with 6 months of tenure with 70% LTV.
Processing fees borne once in 6 months.
Average tenure of 6 months.
Rates as of 17th Dec 2024.
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Indiagold Gold Loan Interest Rates
Indiagold Gold Loan interest rates start from 0.8% per month. The interest rate on gold loan varies depending on the type of gold ornaments and their purity. The gold loan interest rates offered may also depend on the CIBIL score of the loan applicant.
Eligibility Criteria for Availing Indiagold Gold Loan
Indiagold offers gold loan to applicants who are 18 years of age or older with a high repayment capacity. The borrower is not required to have a high credit score. Individuals including employees, businessmen or home makers are eligible for availing gold loan from Indiagold.
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Indiagold Gold Loan Documents Required
Indiagold has not mentioned the documents required for availing Gold Loan. However, the applicants may consider the following documents while applying for Indiagold Gold Loan.
- Duly filled application form with photographs
- Identity Proof- Driving License, Aadhar card, Voter ID card
- Address Proof- Aadhar card, Voter ID, Driving License
- Job card issued by NREGA, etc.
Indiagold Gold Loan EMI Calculator
Individuals planning to avail Indiagold Gold Loan can the online Gold Loan EMI Calculator available on the official website of Indiagold, to find out their EMI based on the loan tenure and interest rate. Alternatively, individuals may also use the Gold Loan EMI Calculator provided on the Paisabazaar website.