Aditya Birla Health Insurance comes with a number of insurance plans for the individuals so that they can manage their financial needs with respect to the escalating medical cost and expenses. In this regard, Aditya Birla Group Health Insurance is offered for the employees/members to safeguard their health and well-being.
Types of Aditya Birla Health Insurance
There are two types of Aditya Birla Group Health Insurance namely:
Group Activ Health
Under this plan, policyholders are provided with comprehensive range of coverage with best-in class benefits.
Features of Aditya Birla Group Activ Health
Mentioned below are some of the important features of the plan:
- Cashless claim settlement
- Less paper work
- Tax benefits under section 80D of the Income Tax Act
- Customizable plans as per individuals need
Benefits of Aditya Birla Group Activ Health
- Easy health returns
- Freedom to choose hospital room
- Second E-opinion
Suggested Read: Aditya Birla Health Insurance for High Blood Pressure
Group Activ Secure
Group Activ Secure offered by Aditya Birla Group Health Insurance provides lump sum benefits, if any health event occurs. This plan covers benefits under plans such as- Group Personal Accident Cover, Group Critical Illness Cover and Group Hospital Cash Benefit.
Features of Group Activ Secure
- Health returns up to 30% of the premiums paid
- 24/7 access to health record electronically
- Special app to track health and activity (Activ Health App)
- Choose hospital room during hospital stay
Benefits of Group Activ Secure
- Easy claim settlement
- Add-on covers
- Customizable through features, limits and premium waiver
Aditya Birla Group Health Insurance Covers
Below mentioned are the coverage offered under Aditya Birla Group Health Insurance:
- Hospitalization expenses
- Day care treatment procedures
- Pre & Post hospitalization expenses
- Ambulance charge expenses
- Health check-up expenses
Claim Process
Step 1: Choose your network hospitals to avail cashless facility. These networks hospitals can be found on the official website.
Step 2: Present cashless card or policy number along with valid ID proof.
Step 3: After identification, network hospital will submit the request form to the insurer.
Step 4: After the company reviews the claim, they will provide the decision to the network hospital. They will also send the mail and SMS within 2 hrs.
Step 5: As per the policy terms and condition, company will process the claim with the hospital after all the formalities are completed.
Also Read: Aditya Birla Health Insurance for High Cholesterol
Documents Required for the Claim Process
- Claim Form (Part A & Part B)
- Health Card or Policy Copy
- KYC Documents (Photo ID Proof, Address Proof and Age Proof)
- Discharge Card Summary
- Final hospital bill
- Certificate of death
- Original medical bill expenses
- Original diagnosis report
- Other documents as asked by Aditya Birla Health Insurance
Cases where you can’t claim Aditya Birla Group Health Insurance (Exclusions)
- Surgeries (Joint replacement, Cosmetic surgery and dental surgery)
- Ayurvedic treatment
- Homeopathic treatment
- Any injury or illness occurred within the waiting period
How long does it take to pay out a claim?
Under any circumstance, company will settle or pay out the claim within 7 working days including its rejection, but not more than 30 days of the last necessary documents submitted.
Also Read: Aditya Birla Health Insurance for Diabetes: Coverage, Claim & Renewal
Renewal Process of Aditya Birla Group Health Insurance
Mentioned below are the steps for policy renewal:
Step 1: Visit the official website of Aditya Birla Health Insurance
Step 2: Select “Renew”
Step 3: Click “Quick Renew” to proceed further
Step 4: Enter your personal details
Step 5: Click “Renew Now” to proceed to online payments
Step 6: You will receive confirmation message on your registered mobile number about successful completion of renewal process.
Advantages of Buying Aditya Birla Group Health Insurance
- Coverage for Chronic diseases
- Tax exemptions under section 80D
- Cashless facility treatment in network hospitals
- Earn rewards for adopting healthy lifestyle
- Affordable premium rates
- Easy documentation
- Easy claim settlement procedures
Customer Care
Address:
Aditya Birla Health Insurance Co Limited
9th Floor, Tower 1, One Indiabulls Centre,
Jupiter Mills Compound, 841, Senapati Bapat Marg,
Elphinstone Road, Mumbai- 400013
Email: care.healthinsurance@adityabirlacapital.com
Call (Toll Free): 1800-270-7000
WhatsApp: 8828800035
FAQs
Q1. Under which plans are Group Activ Secure covered?
Group Personal Accident Cover, Group Critical Illness Cover, Group Hospital Cash Benefit are plans under which Group Activ Secure is covered.
Q2. What is amount of deduction that exempted from income tax?
Individuals can avail a deduction amount up to Rs. 25,000 under section 80D of the Income Tax Act.
Q3. What are the modes of payment of premium amount?
Individuals can make payment through following modes:
- Net Banking
- ECS
- Debit Card
- Credit Card and others.