HDFC All Miles – Credit Card for Frequent Flyers

The features and benefits of this credit card are as follows:

All Miles Offer: Double reward points on transactions made at AllMiles website.

All Miles Rewards: You can earn reward points as per the below details:

• Earn 3 reward points per Rs. 150 spent
• Get 2X reward points on hotel bookings, mobile recharge and shopping. These reward points can be redeemed against the rewards catalogue or converted to air miles.

Fuel Surcharge Waiver: Fuel surcharge waiver of 1% (up to Rs. 500) per billing cycle as long as the fuel transaction amount is over Rs. 400.

Interest-free Credit Period: Up to 50 days of interest-free credit period from the date of transaction.

Annual Fee Waiver: Annual fee waived off on spending Rs. 1 lakh in the previous year.

First Year Fee Reversal:  Joining fee reversed if Rs. 15,000 is spent within the first 90 days of card issuance.

The fees and charges applicable on this credit card are mentioned in the table below:

Category	Amount
Joining Fee	Rs. 1,000 (waived off on spending Rs. 15,000 within first 90 days)
Annual Fee	Rs. 1,000 (waived off on spending Rs. 1 lakh in a year)
Finance Charges	3.75% per month i.e. 45% annually
Late Payment Charges	For Statement Balance: Up to Rs. 100: Nil Rs. 101 to Rs. 500: Rs. 100 Rs. 501 to Rs. 1,000: Rs. 500 Rs. 1,001 to Rs. 5,000: Rs. 600 Rs. 5,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 900 Rs. 25,001 to Rs. 50,000: Rs. 1,100 More than Rs. 50,000: Rs. 1,300

Click here to check other associated fees and charges.

The eligibility criteria for HDFC All Miles Credit Card is mentioned below:

• A good credit score, preferably above 650, makes the approval easier
• The salary/ income requirement is set by the bank and varies from one applicant to another
• For Salaried Employees:
  • Minimum Age: 21 years
  • Maximum Age: 60 years
• For Self Employed:
  • Minimum Age: 21 years
  • Maximum Age: 65 years

Applicant must also submit Know Your Customer (KYC) documents to establish proof of identity, residence, and income. Documents required for HDFC All Miles Credit Card are mentioned in the table below:

Proof of Identity	PAN card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income	Latest one or 2 salary slips (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

HDFC Bank All Miles Credit Card is not sourced through Paisabazaar.com. You can contact the bank branch or call the HDFC Bank Credit Card Customer Care to apply for this credit card.

Also read: Best Air Travel Credit Cards

The comparison of a few of the similar credit cards is mentioned in the table below:

Credit Card	Annual Fee	Reward Points	Net Savings
HDFC All Miles Credit Card	Rs. 1,000	Earn up to 2,000 reward points per transaction	Rs. 7,250* Rs. 14,750**
SBI Card Prime	Rs. 2,999	Earn 20 reward points per Rs. 100 spent on standing instructions of utility bill payments	Rs. 10,337* Rs. 16,661**
PremierMiles Card Citibank	Rs. 3,000	Earn 10,000 air miles on spending Rs. 1,000 within 60 days of issuance and 3,000 air miles on card renewal	Rs. 11,616* Rs. 21,732**
HDFC Bank Diners Club Rewardz Credit Card	Rs. 1,000	Earn 3 reward points per Rs. 150 spent on retail	Rs. 7,564* Rs. 15,628**

*On spending Rs. 2 lakh annually. **On spending Rs. 4 lakh annually.

People also looked for the following travel credit cards:

Suggested read: Best Credit Cards in India

How can I track HDFC All Miles Credit Card application status?
Applicants can track their HDFC Bank All Miles Credit Card application status by visiting HDFC Bank’s website.

How can I check my HDFC All Miles Credit Card reward points?
You can check accumulated reward points through the net banking portal of HDFC Bank. To know the complete process, click here.

What is the limit of HDFC All Miles Credit Card?
The credit limit of HDFC Bank credit card is set by the bank. It depends on your current salary, spendings, etc. The bank representative will inform you about the credit limit at the time of sourcing.