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Customers who want to pay their credit card bills through NEFT should know the HDFC credit card IFSC Code. The code is required when transferring funds from one bank account to another.
IFSC stands for Indian Financial System Code. It is an 11 digit code comprising of alphabets and numerals. The code identifies each and every branch of all the banks in India. Customers have to give the IFSC code of the branch in which account they want to transfer funds via NEFT/RTGS/IMPS.
Customers will require IFSC code if they are going to pay their HDFC Credit Card bills through NEFT. The steps to pay the bills are:
This is how you can use HDFC Bank credit card IFSC code to clear your bills.
Other modes through which HDFC credit card bill payment can be made are as follows:
HDFC Bank mobile application – Customers can pay their credit card bills via HDFC bank’s mobile application.
ATM – Cardholder can also visit nearest HDFC Bank ATM to pay their HDFC Bank credit card bill.
Cash Payment – Cardholders can also pay their credit card bill by visiting HDFC bank branch. Rs. 100 will be charged as cash payment fee.
VISA Money Transfer – This facility can also be used to clear credit card bills.
Applicants residing in the following cities can easily apply for HDFC credit card. Customers of the following cities can also pay their bills using HDFC credit card IFSC code.
| Mumbai | Chennai | Hyderabad |
| Bangalore | Kolkata | Pune |
| Delhi | Gurgaon | NOIDA |
How long will it take for NEFT payment to reflect in HDFC Credit Card account?
It might take up to 3 working days for the amount to be credited into the credit card account.
What is the processing or service charges levied on NEFT transactions?
The processing fee for NEFT fund transfer is dependent on the bank through which payment is made. However, many banks don’t charge an NEFT transaction fee.
Can I use IMPS service to pay my credit card bill?
No, currently HDFC Bank does not allow credit card bill payment via Immediate Payment Service (IMPS). In the event IMPS service is initiated by HDFC Bank the IFSC code for HDFC credit card bill payment will remain the same.
Does the credit card bill amount which could be transferred by NEFT have any limit?
No. There is no limit to the amount of money that can be transferred via NEFT.
How can one know the HDFC Credit Card IFSC code of a branch?
If customers want to pay their HDFC credit card bill via NEFT then the code is HDFC0000128. The code stays the same no matter which branch of HDFC Bank has sourced your credit card. If you wish to know the IFSC code of other HDFC branches for purposes other than bill payment, you may visit HDFC Bank website or call their customer care center to know it. IFSC code of the account holder’s home branch can be found on the pass book as well as cheques book.
