HDFC Credit Card Payment through BillDesk

The steps to make a payment of your HDFC credit card bill through the BillDesk gateway are:

1. Click here to go to BillDesk’s HDFC credit card bill payment page
2. Provide the card details, email address, Payment amount and the name of the bank from which you wish to pay
3. Click on “Pay” tab
4. Once you click on “Pay” tab, then the login page of net-banking account of the chosen bank will show up
5. Enter the user id and password to authorize the payment

Do note that HDFC only allows payments up to the outstanding amount of the HDFC credit card. The bank may reject the transaction if the customer tries to pay over the outstanding amount.

Once the amount is successfully paid, you would get an email from BillDesk which should be saved for future reference. The amount paid would take about 2-3 days to get credited to your HDFC Bank Credit Card account.

You can also pay your HDFC credit card bill through any of the following ways –

1. Net Banking
2. Mobile App
3. NEFT- National Electronic Funds Transfer
4. Visa CardPay
5. BHIM/UPI
6. RTGS- Real Time Gross Settlement

• Enter the correct HDFC credit card details while registering, as wrong details would send the money to wrong account and the bank has the right to refuse the reversal of the same
• Phone numbers are not mandatory but it is better to provide the same so that you may receive the acknowledgement message from BillDesk
• Only pay the outstanding amount through BillDesk. HDFC Bank may reject a transaction where the customer pays more than the outstanding amount

Is it safe to share credit card information with BillDesk?
BillDesk gets an access to this information by the approval of your bank, on your authorization. Even though BillDesk is a third-party payment portal all transactions are transparent and can be reviewed. They also send transactional receipts to your Email address after a successful transaction. Make sure to give correct email address. Also, the transactions are secured using a 128 bit https internet connection.

What is BillDesk Service?
BillDesk is a service that allows user to pay their credit card bills from any other bank. This feature is especially useful to customers who have multiple credit cards from various banks.

Can I pay above the credit card outstanding amount?
Unfortunately the bank’s payment site requests you to only make payments up to the outstanding amount on the HDFC credit card. Therefore, HDFC Bank may reject a payment that goes above the outstanding amount.

Is there a charge applied for paying credit card bills through BillDesk?
There are no charges levied on credit card bill payment through BillDesk.

Why is a transaction acknowledgement important?
A Transaction Reference Number is provided after every successful transaction. Additionally, your account statement will also include details of your transaction. This information will be vital in case any discrepancy arises.