What is HDFC Bank Home Loan Statement?
The HDFC Bank Home Loan Statement provides borrowers with a detailed loan repayment history in their home loan account. It can also act as a proof of EMI payment and prepayments. The statement includes the following information:
- Total home loan amount
- Interest rate applicable
- Start and end date of the loan repayment
- Type of interest rate – fixed or floating
- Home loan EMI amount and the date of their credits
- Loan amount repaid to date
- Outstanding home loan amount
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How to Download HDFC Bank Home Loan Statement
Home loan borrowers with or without HDFC Bank account can download their Home Loan Statement online by its loans portal, net banking and HDFC Home Loan Mobile App.
Stated below are the steps on how borrowers can download the HDFC Bank Home Loan statement:
Home loan borrowers with HDFC Bank Account
- Login on HDFC Bank Net banking
- Click on Loans section
- Click on the Request section and tap on the “Annual Loan Statement”
- Choose Download Requested Letter option to download the requested home loan statement
Home loan borrowers without HDFC Bank Account
- Login on to Loans portal by visiting HDFC Bank website.
- Click on “Loan Amount” section on Dashboard
- Scroll below to statement Tab
- Choose the Financial Year and download the requested statement
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How to Download HDFC Bank Home Loan Provisional Certificate For FY 2023-2024 Online
Borrowers can download HDFC Bank Home Loan Provisional certificate by visiting HDFC Bank portal (portal.hdfc.com/login). This certificate is a summary of the home loan interest and the principal amount to be repaid by the borrower during a financial year. This helps borrowers in claiming tax deductions on the home loan interest available under Section 24b and principal amount under Section 80C of the Income Tax Act.
The final HDFC home loan interest certificate detailing the actual payments made by the borrower is provided after the end of the financial year.