IndianOil HDFC Credit Card – For Fuel Transactions

This credit card offers benefits on your fuel transactions at IndianOil outlets as well as on other categories. Some of the major HDFC IndianOil Credit Card benefits are mentioned below:

Fuel Benefits

You can earn up to 50 litres of free fuel every year via this credit card, in the following ways:

• Earn 5% of your spends at IndianOil outlets as Fuel Points (Max. 250 Fuel Points per month in first 6 months, max. 150 Fuel Points post 6 months from card issuance)
• Get 5% of your spends as Fuel Points on grocery and bill payments (Max. 100 Fuel Points per month on each category)
• 1 Fuel Point for every Rs. 150 spent on all other purchases

Other Benefits

Along with fuel benefits, you can also avail below benefits via HDFC IOCL Credit Card:

Complimentary Membership: Complimentary IndianOil XTRAREWARDS^TM Program (IXRP) membership.

Renewal Offer: Spend Rs. 50,000 and above in the previous year and get your renewal fee waived off.

Fuel Surcharge Waiver: 1% surcharge waiver (Max. of Rs. 250 per statement cycle) on your fuel transactions. This is applicable on a minimum transaction value of Rs. 400.

Validity of Fuel Points: The fuel points earned with this credit card are valid for two years from the date of accrual.

Interest-free Credit Period: Up to 50 days of interest-free credit period from the date of purchasing this credit card.

Read in detail: IndianOil HDFC Credit Card review

Below mentioned are the fees and charges associated with this IndianOil HDFC Credit Card:

To view the most important terms and conditions, Click here.

Applicants must meet the below mentioned eligibility criteria to apply for HDFC IOCL Credit Card:

IndianOil HDFC Bank Credit Card gives good travel benefits for the annual fee that it charges. Users can earn ‘Fuel Points’ not only on their fuel expenses but also grocery and bill payments. Earned points can be used for getting free fuel at select Indian Oil outlets. Though the benefits are satisfactory, they are only useful for those who prefer Indian Oil for fuel purchases. If you are looking for benefits on fuel without any brand restriction, you should consider other popular fuel credit cards as well.

Also Read: IndianOil HDFC Credit Card Review

A few of the credit cards that offer benefits on fuel transactions are mentioned in the table below:

BPCL SBI Card Octane

4_/5

Joining fee: ₹1499

Annual/Renewal Fee: ₹1499

7.25% value back on BPCL fuel expenses

10X rewards on dining, movies, groceries & departmental store spends

Co-branded

Fuel

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Product Details

• 25 reward points per Rs. 100 spent on BPCL fuel, lubricants & Bharat Gas; 1 reward point on others
• 1% fuel surcharge waiver, up to Rs. 100 per month, on BPCL fuel spends of up to Rs. 4,000
• 6,000 reward points as welcome bonus on fee payment, 1 RP = Rs. 0.25
• 4 complimentary visits per year to domestic Visa lounges in India
• Fee waived on Rs. 2 lakh annual spends & Rs. 2,000 e-gift voucher on Rs. 3 lakh annual spends

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IndianOil Axis Bank Credit Card

3_/5

Joining fee: ₹500

Annual/Renewal Fee: ₹500

Save up to 5% on IOCL fuel spends

1% back as 5 EDGE reward points per Rs. 100 spent on online shopping

Co-branded

Fuel

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Product Details

• 4% back as 20 EDGE reward points per Rs. 100 spent on IOCL fuel
• 1% fuel surcharge waiver of up to Rs. 50 per month on fuel spends of Rs. 400 to Rs. 4,000
• 1 EDGE reward point per Rs. 100 spent on other spends, 1 EDGE reward point = Rs. 0.20
• 100% cashback, up to Rs. 250, as EDGE rewards on the 1st fuel spend made within the 1st 30 days
• Annual fee waived off on Rs. 3.5 lakh annual spends and up to 15% off on dining via EazyDiner

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ICICI Bank HPCL Coral Credit Card

3_/5

Joining fee: ₹199

Annual/Renewal Fee: ₹199

Up to 3.5% savings on HPCL fuel spends

25% off up to Rs. 100 per transaction on BookMyShow movie tickets

Fuel

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Product Details

• 2.5% cashback, up to Rs. 100 per month, on HPCL spends of min. Rs. 500
• 1% surcharge waiver on HPCL fuel spends worth up to Rs. 4,000 per transaction
• 2 ICICI bank rewards points per Rs. 100 retail spend, except fuel
• 15% off on dining via ICICI Bank Culinary Treats program
• Annual fee reversed on Rs. 50,000 annual card spends

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Compare (2/3)

How can I apply for IndianOil HDFC Credit Card?

You can apply offline as well as offline for this credit card. To apply online, you can visit official website of the bank, select the credit card from the ‘Credit Cards’ section and click on ‘Apply Now’ to apply for this credit card. Apart from this, if you want to apply offline, then you have to visit any of the nearest branches of the bank and submit a duly filled application form.

Can I withdraw cash using my HDFC IOCL Credit Card?

Yes, you can withdraw cash using your credit card at any ATM. However, the bank charges a cash advance fee of 2.5% of the withdrawn amount or a minimum of Rs. 500 for withdrawing cash through an ATM. Therefore, it is advisable not to withdraw cash using your credit card as it incur higher charges.

Can I check my IndianOil HDFC Credit Card statement online?

Yes, you can check your credit card statement online by visiting the official website of HDFC Bank. You can log in to your net banking account and select the ‘Enquire’ option to view your statement under the ‘Cards’ tab. You can also use HDFC mobile banking app to download your billed statement.

How can I check the application status of my IndianOil HDFC Credit Card?

You can check the application status of your credit card by calling on the customer care of the bank. The representative will ask for your application number to update you regarding the application status. Usually, the bank informs you about your application status via text on your registered mobile number.

I don’t have an account with the bank. Can I apply for HDFC IOCL Credit Card?

Yes, any person, who is eligible as per the bank’s norms, can apply for this credit card. It is not mandatory to have an account with the bank in order to apply for this credit card. The minimum age to apply for this credit card is 21 years and the maximum age is 60 years; the minimum income requirement is Rs. 10,000 per month.