हिंदी में पढ़े
| HDFC Bank Personal Loan Balance Transfer Highlights | |
| Interest rates | 10.75% p.a. to 24% |
| Loan amount | Up to Rs 40 Lakh |
| Repayment tenure | Up to 3 years |
| Processing fee | Rs 4,999 + GST onwards |
Note: Interest rates as on 19 September 2024
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Table of Contents
HDFC Bank Personal Loan Balance Transfer Interest Rates
HDFC Bank Personal Loan Interest Rates offered to balance transfer applicants start from 10.65% p.a. However, it is only applicable for individuals whose net home take is more than Rs 50,000. The final HDFC Bank Personal Loan Balance Transfer interest rates offered to the loan applicant would vary according to the credit score, monthly income, job profile, employer’s profile, etc. of the loan applicant.
Also Read: How you can build or rebuild your credit score with Step UP Credit Card Co-branded with SBM Bank India Ltd.
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Compare HDFC Bank Personal Loan Interest Rate with Other Banks/NBFCs
| Banks/NBFCs | Interest Rates(p.a.) | |
| Axis Bank | 11.25% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.99% onwards | Apply Now |
| HDFC Bank | 10.85% onwards | Apply Now |
| ICICI Bank | 10.85% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| Tata Capital | 11.99% onwards | Apply Now |
| Federal Bank | 12.00% onwards | Apply Now |
| DMI Finance | Up to 28% | Apply Now |
| L&T Finance | 12.00% onwards | Apply Now |
| Kreditbee | 16.00% - 29.95% | Apply Now |
| MoneyTap | 13.00% onwards | Apply Now |
| Piramal Finance | 12.70% onwards | Apply Now |
| Aditya Birla | 10.99% onwards | Apply Now |
| Moneyview | 14%-36% | Apply Now |
| Cashe | 27.00% onwards | Apply Now |
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HDFC Bank Personal Loan Balance Transfer Eligibility Criteria
HDFC Bank Personal Loan Balance Transfer facility is offered only to the existing personal loan borrowers of other banks and NBFCs. The bank may consider other factors such as age, liabilities, assets owned and credit score for HDFC Bank personal loan balance transfer just as it does for it Personal Loans. Along with this, the bank may also consider the occupation profile, employer’s profile, etc of its personal loan applicants, as used by many lenders for evaluating the personal loan eligibility of their applicants.
HDFC Bank Personal Loan Balance Transfer Documents Required
HDFC Bank has not mentioned the documentation for Personal Loan Balance Transfer. However, the bank asks for some documents for its regular personal loans, which are mentioned below:
- ID Proof (Aadhaar card/driving license/voter ID/passport)
- Address Proof (Aadhaar card/driving license/voter ID/passport)
- Bank statement for past 3 months (updated passbook for last 6 months)
- Latest salary slips/latest salary certificate with Form 16
HDFC Bank Personal Loan Balance Transfer Fees and Charges
Processing Fee
HDFC Bank’s processing fee for Personal Loan Balance Transfer starts from Rs 3,999 + GST.
Apply for HDFC Bank Personal Loan with Quick Disbursal Click Here