Shoppers Stop HDFC Bank Credit Cards

Some top features and benefits of Shoppers Stop HDFC Bank Credit Card are welcome and milestone benefits, fuel surcharge waiver, and reward points amongst others. This credit card comes with complimentary Shoppers Stop membership. The benefits are listed as follows:

Welcome Benefit: This credit card offers Shoppers Stop discount voucher worth Rs. 500 as a welcome benefit, redeemable on any bill value.

Milestone Benefits: If you make a purchase of min. Rs. 15,000 at Shoppers Stop over the weekend, you earn Rs. 500 in that month.

Reward Points: With this credit card you can earn benefits of up to 3% reward points on your spends, as stated:

• 3% reward points on every Shoppers Stop purchase, up to 500 reward points per month
• 1% reward points on every non-Shoppers Stop purchase, up to 1,000 reward points per month

You can redeem these reward points against the following:

• Shoppers Stop vouchers where 1 Reward Point = Rs. 1
• For non-Shoppers Stop voucher redemptions, the redemption value would be as per the latest HDFC bank’s redemption catalogue

Top features and benefits of Shoppers Stop Black HDFC Bank Credit Card are comparatively better than the regular co-branded variant. This credit card is a semi-premium credit card with a high annual fee of Rs. 4,500. However, you get free First Citizen Black membership worth Rs. 4,500. The benefits offered across this HDFC Bank Credit Card are a bit extensive, as listed below:

Welcome Benefits: With this credit card you earn Shoppers Stop discount voucher worth Rs. 1,500 as a welcome benefit, redeemable on any bill value.

Reward Points: With this credit card, you earn up to 7% reward points as per the following:

• 7% reward points on every Shoppers Stop purchase
• 2% reward points on every non-Shoppers Stop purchase
• Monthly rewards earning is capped at 2,000 reward points

Similar to the regular variant- HDFC Bank Shoppers Stop Credit Card, these reward benefits can be redeemed against Shoppers Stop vouchers in 1:1 redemption value ratio and against other options as per the HDFC bank’s current redemption catalogue.

Lounge Access: The Shoppers Stop Black HDFC Bank Credit Card offers lounge benefits across 50+ lounges in India. For domestic travel, the card allows 4 lounge visits per quarter, whereas for international travel, 2 visits per quarter are allowed. To check the list of lounges, click here.

Milestone Benefits: On making a purchase of min. Rs. 50,000 over the weekend at Shoppers Stop, you can earn Rs. 2,000 in that month.

Insurance Benefits: The credit card offers the following insurance benefits:

• Accidental Air Death cover worth Rs. 3 Crore
• Emergency overseas hospitalization cover of up to Rs. 50 Lakh
• Credit liability cover of Rs. 9 Lakh

Suggested Read: Top Co-branded Credit Cards in India

Associated fee and charges with Shoppers Stop HDFC Bank co-branded credit cards are listed as follows:

Click here to check other associated fees and charges with these credit cards.

You must fulfill the below mentioned eligibility criteria in order to avail any of the Shoppers Stop HDFC co-branded credit card:

To check other Top Shopping Credit Cards in India, click here.

Do I earn reward points on every transaction done via the HDFC Bank Shoppers Stop Credit Card?

With Shoppers Stop HDFC Credit Cards you can earn rewards points on Shoppers Stop Private brands, other brands at Shoppers Stop, and all other retail expenses. However, note that, no reward is offered on wallet loading transactions, EMI transactions, account fee & payments, and on purchase of jewellery and gold coins. Also, note that at times you may not earn reward points even on the eligible transactions, this happens if the MCC (Merchant Category Code) of any product is not recognized by the partner network Visa.

How to redeem reward points earned via the Shopper Stop HDFC Credit Card?
You can redeem reward points earned via these credit cards against purchases made at the Shoppers Stop physical or online stores as well as HDFC Bank credit card reward points redemption catalogue.

Is this credit card exclusive to existing Shoppers Stop customers?
No, this co-branded credit card is not exclusive to the existing Shoppers Stop customers. You can apply for this credit card, if you fit the eligibility criteria for age and income parameters. Once you get this credit card, you are automatically registered for the Shoppers Stop membership ID.