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Tata Neu HDFC Bank Credit Cards: Suitable for Tata Group Brand Loyalists

Home HDFC Bank Tata Neu HDFC Bank Credit Cards: Suitable for Tata Group Brand Loyalists
Updated: 04-11-2024 06:23:35 AM

HDFC Bank in collaboration with Tata Neu has launched a co-branded credit card named ‘Tata Neu HDFC Bank Credit Card’. The card is available in two variants-Tata Neu Plus HDFC Bank Credit Card and Tata Neu Infinity HDFC Bank Credit Card and can be availed through the Tata Neu app. Both the variants offer exclusive reward points on every spend in the form of NeuCoins along with other benefits such as complimentary lounge access, fuel surcharge waiver, etc. Read on to know more about these cards in detail.

Key Highlights of Tata Neu HDFC Bank Credit Cards
Particulars Tata Neu Plus HDFC Bank Credit Card Tata Neu Infinity HDFC Bank Credit Card
Best Suited for Reward Points Reward Points
Joining/Renewal Fee Rs. 499 + Taxes Rs. 1,499 + Taxes
Minimum Income Required Salaried: Rs. 25,000 p.m.
Self-employed: ITR>Rs. 6 lakh p.a.		 Salaried: Rs. 1 lakh p.m.
Self-employed: ITR>Rs. 12 lakh p.a.
Best Feature 2% back as NeuCoins on Non-EMI spends on Tata Neu and partner Tata brands 5% back as NeuCoins on Non-EMI spends on Tata Neu and partner Tata brands
Welcome Benefits Avail Rs. 499 NeuCoins on Tata Neu App (as the reversal of 1st-year membership fees) Avail Rs. 1,499 NeuCoins on Tata Neu App (as the reversal of 1st-year membership fees)
Overall Rating ★★★ (3/5) ★★★ (3.5/5)

Tata Neu HDFC Credit Cards let you save on your spends mainly via rewards in the form of Neu Coins which are the loyalty points that can be utilised on Tata Neu and partner brand platforms. These Neu Coins can be accrued by availing the welcome bonus as well as by making purchases through your credit card. Apart from the Neu Coins, you are also rewarded via the complimentary airport lounge visits and the option to waive off your credit card annual fee.

Tata Neu Plus card gives up to 7% value-back on select Tata Neu spends, while Tata Neu Infinity credit card comes with up to 10% savings on the same which is quite considerable for both the card variants if used on the eligible category spends. However, both cards lack any significant spend-based milestone benefits, apart from the annual fee waiver offer. Read on to know about the detailed features and benefits offered by both the co-branded Tata Neu HDFC Bank Credit Cards:

Video: Quick Review of Tata Neu HDFC Bank Credit Cards

Note: Details mentioned in the video have been sourced from the issuer’s website as of August 2024. For updated information, refer to this page.

On this page
Tata Neu HDFC Bank Credit Cards: Features & Benefits
Who Should Get These Cards?
Cards Similar to Tata Neu HDFC Bank Credit Cards
Tata Neu HDFC Bank Credit Cards: Fees and Charges
Tata Neu HDFC Bank Credit Cards: Eligibility and Documentation
FAQs
Tata Neu HDFC Bank Credit Cards: Features & Benefits

Welcome Benefits

With both Tata Neu Plus HDFC Bank Credit Card and Tata Neu Infinity HDFC Bank Credit Card, you can avail Rs. 499 NeuCoins and Rs. 1,499 NeuCoins on Tata Neu App as reversal of 1st year membership fees respectively. However, this will only be credited after you make the 1st transaction within 30 days of card issuance which you can claim on Tata Neu App within 60 days of that transaction.

Reward Points

Both credit cards offer reward points in the form of Neu Coins which you can use for further purchases from top brands. Take a look below for more details:

Tata Neu Plus HDFC Bank Credit Card
  Tata Neu Infinity HDFC Bank Credit Card
• 2% back as NeuCoins on Non-EMI spends on Tata Neu and partner Tata brands such as Air India, Westside, etc.
• 1% back as NeuCoins on Non-Tata brand spends and any merchant EMI spends
• 1% back as NeuCoins, up to 500 NeuCoins per month, on UPI spends via RuPay card variant
• Additional 5% back as NeuCoins on transactions done on Tata Neu App/website, post downloading Tata Neu App, and registering for Tata NeuPass		 • 5% back as NeuCoins on Non-EMI spends on Tata Neu and partner Tata brands such as Air India, Westside, etc.
• 1.5% back as NeuCoins on Non-Tata brand spends and any merchant EMI spends
• 1.5% back as NeuCoins, up to 500 NeuCoins per month, on UPI spends via RuPay card variant
• Additional 5% back as NeuCoins on transactions done on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass

Click here to know the list of Partnered Tata Brands.

Points to Keep in Mind About Tata Neu Coins

  • Validity: 365 days from the date of your last transaction involving an eligible earn or use of NeuCoins
  • Redemption Value: 1 Neu Coin = Rs. 1
  • Redemption Options: The accrued Neu Coins can be redeemed at select partner brand stores as well as on Tata Neu mobile app/website via Tata Pay or as loyalty points for select categories or brands, including Tata Neu, Air India Express, BigBasket, Croma, IHCL hotels, Tata Cliq, Westside, Tata 1mg, etc.
  • Excluded Categories: Fuel, rental or government-related spends, voucher purchases, wallet loads, cash advances, outstanding bill or other fees and charges payments and EMI transactions are not eligible to earn Neu Coins

Complimentary Airport Lounge Access:

  • Domestic Lounge Access: 4 complimentary visits per year, limited to 1 per calendar quarter for Tata Neu Plus cardholders and 8 complimentary visits per year, limited to 2 per quarter for Tata Neu Infinity card users.
  • International Lounge Access: Primary and add-on cardholders with Visa card variant can avail up to 4 complimentary visits per year (1 per calendar quarter) using Priority Pass, outside India. Those with RuPay credit card variant also get 4 complimentary visits per year (1 per quarter), outside India.

Annual Fee Waiver

Both HDFC credit card variants come with annual fee waiver conditions which you can satisfy to avoid paying this fee. The spend-based waiver conditions are as follows:

Tata Neu Plus Credit Card: Waived off on spending minimum Rs. 1 lakh in a year
Tata Neu Infinity Credit Card: Waived off on spending minimum Rs. 3 lakh in a year

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Other Features & Benefits:

  • Fuel Surcharge Waiver: With both cards, you can avail 1% fuel surcharge waiver (up to Rs. 250 per statement cycle for Plus variant and up to Rs. 500 per statement cycle for Infinity variant), at all fuel stations across India on fuel spends of Rs. 400 to Rs. 5,000.
  • Zero Lost Card Liability: In case of loss or theft of your Tata Neu HDFC Bank Credit Cards, you can immediately report it to the 24×7 customer care number.
  • Interest-Free Period: On your Tata Neu Plus HDFC Bank Credit Card from the date of purchase, you can avail up to 50 days of the interest-free period.
  • Revolving Credit: This facility is available at a nominal interest rate on your Tata Neu HDFC Bank Credit Cards. To know more, refer to the fees and charges section.
Who Should Get These Cards?

Tata Neu HDFC Bank Credit Cards offer exciting reward points to its customers on Tata Neu and partner Tata brands such as Air India, Westside, Big Basket, etc. On Air India, you earn the Tata Neu coins in addition to the ‘Flying Returns’ points offered on booking Air India flight tickets. Thus, these cards can be a good option for frequent travellers who are also Air India loyalist and don’t own any other co-branded airline credit card but want a card with all round benefits.

Besides reward points, both cards provide additional benefits in the form of fuel surcharge waiver, annual fee waiver, and welcome benefits worth Rs. 499 and Rs. 1,499 respectively, which justifies the annual fee as well. Additionally, if you are a frequent traveler, you can make the most of these credit cards with complimentary airport lounge access. Overall, these cards are an ideal option if you want to avail all reward points in the form of NeuCoins where 1 NeuCoin= Re 1 and can be redeemed for AirAsia India, Croma, Westside, and much more.

Cards Similar to Tata Neu HDFC Bank Credit Cards
Credit Card Annual Fee Benefits
BPCL SBI Octane Card Rs. 1,499 25 reward points on every Rs. 100 spent at BPCL petrol pumps
Amazon Pay ICICI Bank Credit Card Nil Up to 5% cashback on Amazon purchases
6E- Rewards IndiGo HDFC Credit Card Rs. 700  2.5% 6E Rewards on IndiGo
Reliance SBI Credit Card Rs. 499 Up to 5 reward points per Rs. 100 spent at Relianec retail store with up to 5% cashback on Jio Mart spends

Also Read: Best Co-branded Credit Cards in India 2024

Tata Neu HDFC Bank Credit Cards: Fees and Charges

The fees and charges associated with Tata Neu HDFC Bank Credit Cards are mentioned in the table below:

Particulars Details
Joining Fee/Renewal Fee
 Tata Neu Plus HDFC Bank Credit Card: Rs. 499 + Taxes
Tata Neu Infinity HDFC Bank Credit Card: Rs. 1,499 + Taxes
Cash Advance Limit 40% of the total credit limit
Late Payment Charges For Statement Balance of:
Up to Rs. 100: Nil
Rs. 101 to Rs. 500: Rs. 100
Rs. 501 to Rs. 1,000: Rs. 500
Rs. 1,001 to Rs. 5,000: Rs. 600
Rs. 5,001 to Rs. 10,000: Rs. 750
Rs. 10,001 to Rs. 25,000: Rs. 900
Rs. 25,001 to Rs. 50,000: Rs. 1,100
More than Rs. 50,000: Rs. 1,300

Click here for the most important terms and conditions and other fees and charges.

Exclusive Card Offers from India’s top banks are just a click away

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Tata Neu HDFC Bank Credit Cards: Eligibility and Documentation

The eligibility and documentation required for Tata Neu HDFC Bank Credit Cards are as follows:

Criteria Details
Occupation Salaried or Self-employed
Serviceable Cities Click here for the list of serviceable cities
Documents Required Click here for the list of documents required
FAQs

Q.How can I apply for Tata Neu HDFC Bank Credit Cards?

You can apply online as well as offline for both variants of Tata Neu HDFC Bank Credit Card. To apply online, you can visit the official website of HDFC Bank. However, if you want to apply offline, then you can visit the nearest HDFC Bank branch and fill out the application form.

Q.What is the foreign currency markup fee of Tata Neu Infinity HDFC Bank Credit Card?

The foreign currency markup fee of Tata Neu Infinity HDFC Bank Credit Card is set at 2% on all your foreign currency spends.

Q.Will there be any additional charges for exceeding 4 complimentary visits facility on Tata Neu Infinity HDFC Bank Credit Card?

In case, you exceed the 4 Complimentary visits facility on Tata Neu Infinity HDFC Bank Credit Card, you will be charged US $27+GST per visit per guest.

Q.Do both Tata Neu HDFC Bank Credit Cards provide insurance benefits?

No, only Tata Neu Plus HDFC Bank Credit Card provides the insurance benefits which include:

Accidental air death cover worth Rs. 1 crore

Emergency overseas hospitalization up to Rs. 15 lakh​​​​​​​

Lost card liability cover up to  Rs. 9 lakh

Q. For which all transactions, NeuCoins will not be accrued on both credit cards?

NeuCoins will not be accrued for the following spends/transactions on the card:

  • Fuel Spends
  • Wallet loads/Gift or Prepaid Card load/Voucher purchase
  • Cash Advances
  • Payment of Outstanding Balances
  • Payment of card fees and other charges
  • Smart EMI/Dial an EMI transaction

Q. What are the charges for the add-on card fees of Tata Neu HDFC Bank Credit Cards?

There are no charges for add-on card fees of Tata Neu HDFC Bank Credit Cards.

Q. What is the procedure to check Tata Neu HDFC Bank Credit Card statements online?

You can check your credit card statement online on the official website of HDFC Bank. All you need to do is log in to your account and go to the ‘Cards’ section and select the ‘Enquire’ option to view your statement. Moreover, you can use HDFC mobile banking app to download your card statement.

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