Disclaimer: Capri Global Housing Finance is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Capri Global Housing Finance for home loans. No offers/services from Capri Global Housing Finance are being provided by Paisabazaar for home loans. For further information about Capri Global Housing Finance for home loans, users are required to reach out directly to Capri Global Housing Finance.
| Capri Global Home Loan Highlights | |
| Interest Rate | Up to 24% p.a. |
| Loan Amount | Up to Rs 50 lakh |
| Tenure | Up to 20 years |
| Processing Fees | Rs 2,000 |
Note: Interest rates as of 22nd November 2024
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Table of Contents
Capri Global Housing Finance Interest Rates
| Loan Type | Interest Rate (p.a.) for built up/under construction/plots |
| Home Loans | Up to 24% p.a. |
The final home loan interest rates offered would depend on the credit score, monthly income, job profile, income profile, etc of the home loan applicant.
Compare Home Loan Schemes Offered by Top Lenders Click Here
Compare Interest Rates on Home Loans for Top Banks & HFCs
| Name of Lender | Up to Rs. 30 Lakh | Above Rs. 30 Lakh to Rs. 75 Lakh | Above Rs. 75 Lakh | |
| SBI | 8.50%-9.85% p.a. | 8.50%-9.85% p.a. | 8.50%-9.85% p.a. | Apply Now |
| HDFC Bank Limited | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Apply Now |
| LIC Housing Finance | 8.50% - 10.35% p.a. | 8.50% - 10.55% p.a. | 8.50% - 10.75% p.a. | Apply Now |
| ICICI Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Apply Now |
| Kotak Mahindra Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Apply Now |
| PNB Housing Finance | 8.50% - 14.50% p.a. | 8.50% - 14.50% p.a. | 8.50%-11.45% p.a. | Apply Now |
| Punjab National Bank | 8.45% - 10.25% p.a. | 8.40% - 10.15% p.a. | 8.40% - 10.15% p.a. | Apply Now |
| Bank of Baroda | 8.40% - 10.65% p.a. | 8.40% - 10.65% p.a. | 8.40% - 10.90% p.a. | Apply Now |
| IDFC First Bank | 8.85% p.a. onwards | 8.85% p.a. onwards | 8.85% p.a. onwards | Apply Now |
| L&T Finance Limited | 8.65% p.a. onwards | 8.65% p.a. onwards | 8.65% p.a. onwards | Apply Now |
| Tata Capital Housing Finance | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Apply Now |
| Federal Bank | 8.80% p.a. onwards | 8.80% p.a. onwards | 8.80% p.a. onwards | Apply Now |
| Axis Bank | 8.75%-13.30% p.a. | 8.75%-13.30% p.a. | 8.75%-9.65% p.a. | Apply Now |
| Godrej Housing Finance | 8.55% p.a. onwards | 8.55% p.a. onwards | 8.55% p.a. onwards | Apply Now |
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Capri Housing Finance Fees and Charges
Processing fee
Capri Home Loans charges a processing fee of Rs 2,000.
Prepayment/Foreclosure Charges
| For fixed-rate tenure of semi-fixed loans | For prepayments made up to 25% of principal outstanding: NIL |
| For part prepayments made 12 months before full payment of the loan: applicable full prepayment rate at the time of prepayment. | |
| For floating rate tenure of semi-fixed loans and floating loans | Floating rate home loans sanctioned to individual borrowers: NIL |
| Floating rate HOME loans if the co-borrower(s) in the loan is/are an individual entity: NIL |
Other fees and charges
| Application fee | Up to Rs 5,000 |
| AHL–Prime | Rs 2,000 |
| Document Handling and Administrative Charges | 1% – 2% |
| CERSAI charge creation | Rs 50 for loans less than Rs. 5 lakh
Rs 100 for loans more than Rs. 5 lakh |
| Legal Opinion Charges (per collateral) | Rs 2,500 |
| Legal Handling Charges (only in Balance Transfer / Resale loans) | Rs 1,500 |
| Income Estimation Charges (LIP) | Rs 1,750 (where applicable) |
| Loan Cancellation Charges | Rs 5,000 |
| PDC/ ECS/ NACH Dishonor Charges | Rs 500 per instance |
| Default / Late Payment Interest Rate | 36% p.a. of outstanding dues |
| Repayment Swapping charges | Rs 500 |
| Foreclosure & Any other type of Statement Charges | Rs 500 |
| ROI Conversion Charges / Switch Fees / Retention Fees | Rs 500 for each Rs 1 lakh of loan amount irrespective of the percentage reduction in ROI. |
Check Capri Home Loan at Attractive Interest Rates Click Here
Check: Calculate Your Home Loan EMI
Types of Capri Global Home Loans
Home Extension Loan
- Purpose: For extending the existing residential property.
- Loan amount: Rs 5 to Rs 50 Lakh
- Loan tenure: Up to 20 years
Home Renovation Loan
- Purpose: For renovation and improvement of the existing home.
- Loan amount: Rs 2 to Rs 25 Lakh
- Loan tenure: Up to 15 years
Plot Purchase Loan
- Purpose: To purchase residential plots.
- Loan amount: Rs 2 to Rs 25 Lakh
- Loan tenure: Up to 15 years
Home Purchase Loan
- Purpose: For purchase of an under-construction or ready residential property.
- Loan amount: Rs 2 to Rs 50 Lakh
- Loan tenure: Up to 20 years
Home Construction Loan
- Purpose: For the construction of a home on a non-agricultural residential plot.
- Loan amount: Rs 2 to Rs 50 Lakh
- Loan tenure: Up to 20 years
Balance Transfer + Top-up Loan
- Purpose: Borrowers can use the facility of balance transfer for their existing loans and avail top-up loans for meeting their personal and business needs.
- Loan amount: Rs 2 to Rs 50 Lakh
- Loan tenure: Up to 20 years
Capri Housing Finance Eligibility Criteria
- Indian Resident
- Minimum age at the time of loan application: 21 years
- Maximum age at the time of loan maturity: 65 years
- Salaried, self-employed professionals and non-professionals
In addition to the above-mentioned eligibility criteria, Capri Housing Finance may also consider the credit score, occupation profile, employer’s profile, etc of its home loan applicants, as used by many lenders for evaluating the home loan eligibility of their applicants.
Check your Home Loan Eligibility with Top Lenders Click Here
Capri Housing Finance Documents Required
List of home loan documents required for availing Capri Housing Finance is as follows:
Application documents
- Application form
- Passport
- Photo of all applicants
- KYC Documents of all applicants (Identity proof, Address Proof)
- Age proof of all applicants
- PAN card copy of all applicants
- Aadhar card copy of all applicants
Income Documents
For salaried:
- Latest Salary Slip for latest 2 Months/ Salary Certificate with deductions
- Form 16 latest year
- Latest 6 months Bank Statement of all operating A/c including salary A/c
For self-employed:
- Latest Copies of ITR with Computation for 1 yr/ 2 yr
- Latest Profit & Loss Account, Balance Sheet, along with all schedules for 2 yrs
- Latest Audit Report, Form 3 CB / 3CD for 2 yrs
- Latest 6 months banking of all operating Savings, Current, OD/CC A/c’s
Property Documents
- All Agreements/title deeds / Approved Plans, etc.
- Share Certificates / Allotment letter / Possession letter, etc.
- Payment receipt / Demand Letter, etc.
- House tax receipt / Mutation order, etc.
Other Documents
- Sanction Letter / Foreclosure Statement / List of Documents / Loan Statement of latest 12 Months (Balance Transfer Loan)
- Rent agreement/bank statement with rent credit reflection
- Proof of investments like FD receipts / Mutual Fund statements etc.
- Agricultural land ownership proof etc.
Capri Global Home Loan EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395