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Pradhan Mantri Awas Yojana (PMAY) is a popular housing scheme launched by the government in 2015 with an objective to provide people with affordable housing opportunities. If you have applied for the PMAY scheme and are wondering about its status, read below to learn how to check Pradhan Mantri Awas Yojana Status.
Note: The Union Cabinet has extended the implementation period of Pradhan Mantri Awas Yojana – Urban (PMAY – U) till December 31, 2024 with all verticals except Credit Linked Subsidy Scheme (CLSS). CLSS vertical for MIG I & II under PMAY U was up to March 31, 2021 and for LIG/EWS was up to March 31, 2022. During the extension period no additional houses will be sanctioned. However, financial assistance is to be provided for the completion of 122.69 lakh houses, which were already sanctioned till March 31, 2022, under BLC, AHP & ISSR verticals of PMAY U.
How to Check PMAY Application Status Online
The steps to check Pradhan Mantri Awas Yojana Application Status are given as below:
Step 1: Visit the Official PMAY Website.
Step 2: From the ‘Citizen Assessment’ menu, select ’Track Your Assessment Status’ option.
Step 3: Once you select the option, you will be redirected to a new page – Track Assessment Form. On the page you will have two options to track your PMAY application status:
Option 1:
Check PMAY Application Status by Name, Father’s Name & Mobile Number
- If you choose to track your PMAY application status by providing your name, father’s name and mobile number, then you will have to enter details, which includes State Name, District Name, City Name, Your Name, Your Father’s Name and Mobile Number.
- After providing all details, click the ‘Submit’ button and your PMAY status will be displayed.
Option 2:
Check PMAY Application Status by Assessment ID
Assessment ID is a unique number that you receive when you successfully apply for PMAY scheme.
- If you choose to track your PMAY application status by providing your Assessment ID, then you will have to enter details, which includes your Assessment ID and Mobile Number.
- After providing the details, click the ‘Submit’ button and your PMAY status will be displayed.
PMAY Scheme
Pradhan Mantri Awas Yojana Scheme (PMAY) was launched by PM Narendra Modi in 2015 with an aim to provide affordable housing to all Indian citizens. The main objective of the scheme is to construct 20 million houses by March 31, 2022. The scheme is broadly categorized on the basis of requirements for urban and rural population:
- Pradhan Mantri Awas Yojana Urban (PMAY-U)
- Pradhan Mantri Awas Yojana Gramin (PMAY-G)
Check: PMAY Online Application Form
Components of PMAY
The Pradhan Mantri Awas Yojana has four components. They are:
In-situ Slum Rehabilitation (ISSR): This component is applicable for those citizens who are from slums. Under this PMAY component, the Government of Indian grants 1 lakh per house. The share of State and Urban Local Bodies (ULBs) will be at the discretion of the State at the time of formulation of the project.
Affordable Housing in Partnership (AHP): This component is applicable to citizens who do not have any land to build a house or cannot afford to avail a home loan. For this PMAY component, there will be central assistance of Rs. 1.5 lakh per dwelling unit. The share of State and Urban Local Bodies (ULBs) will be at the discretion of the State at the time of formulation of the project.
Also know: What are affordable housing schemes?
Subsidy for Beneficiary-led Construction/Enhancement of an Individual House (BLC): This PMAY component is applicable to those citizens who have a land of their own and are interested in construction/enhancement. Citizens can avail the scheme for new construction under this component if their existing structure is kutcha or semi pucca. Citizens can avail the scheme under this component for enhancement of their existing house only if the existing structure is pucca and the enhancement is of minimum 9 sqm and the maximum area after the enhancement is not more than 30 sqm. For this PMAY component, there will be central assistance of Rs. 1.5 lakh per dwelling unit. The share of State and Urban Local Bodies (ULBs) will be at the discretion of the State at the time of formulation of the project.
Credit Linked Subsidy Scheme (CLSS): Citizens who can afford to purchase land/home, build a house or plan to modify their existing property with the help of a home loan should select the CLSS scheme. Under this component, citizens will get an upfront interest subsidy of up to 6.50% p.a. on the home loan. To know more benefits and features of PMAY CLSS, read below.
Know more about: What is Pradhan Mantri Awas Yojana? Who is eligible for that?
PMAY – CLSS at a Glance: The features of PMAY CLSS are given in the table below
EWS/LIG – Features & Benefits
| Particulars | EWS | LIG |
| Annual household income | Up to Rs. 3 lakh | Between Rs. 3 lakh and Rs. 6 lakh |
| Carpet area of the dwelling (max.) | 30 sq.m. | 60 sq.m. |
| Subsidy calculated on a max. loan of | Rs. 6 lakh | Rs. 6 lakh |
| Interest subsidy (% p.a.) | 6.50% | 6.50% |
| Subsidy amount (max.) | Rs. 2.67 lakh | Rs. 2.67 lakh |
| Maximum loan tenure (in years) | 20 yrs. | 20 yrs. |
| Discount rate to calculate Net Present Value (NPV) of the interest subsidy | 9% | 9% |
| Ownership of the property | Mandatory (except for loan availed for construction) | Mandatory (except for loan availed for construction) |
| Validity of the scheme | 31 March 2022 | 31 March 2022 |
| Applicability | Loans approved on/after 01/01/2017 | Loans approved on/after 01/01/2017 |
MIG-I/MIG-II – Features & Benefits
| Particulars | MIG-I | MIG-II |
| Eligible annual household income | Above Rs. 6 lakh and up to Rs. 12 lakh | Above Rs. 12 lakh & up to Rs. 18 lakh |
| Carpet area of the dwelling (max.) | 160 sq.m. | 200 sq.m. |
| Subsidy calculated on a max. loan of | Up to Rs. 9 lakh | Up to Rs. 12 lakh |
| Interest subsidy (% p.a.) | 4.00% | 3.00% |
| Subsidy amount (max.) | Rs. 2.35 lakh | Rs. 2.30 lakh |
| Maximum loan tenure (in years) | 20 yrs. | 20 yrs. |
| Ownership of the property | Property may be owned by any adult member of the family irrespective of the
gender |
Property may be owned by any adult member of the family irrespective of the
gender |
| Validity of the scheme | 31 March 2020 | 31 March 2020 |
| Applicability | Loans approved on/after 01/01/2017 | Loans approved on/after 01/01/2017 |
Note: The details in the table are as per the information framed by the Government of India under PMAY. The information is subject to change as and when there is a change in the scheme by the Government of India.
Check: PMAY List 2022 – Check Pradhan Mantri Awas Yojana List
Pradhan Mantri Awas Yojana Toll Free Helpline Numbers
If you have any queries or complaints related to your Pradhan Mantri Awas Yojana – Credit Linked Subsidy Scheme (PMAY-CLSS), you can contact National Housing Bank (NHB) or Housing and Urban Development Corporation (HUDCO) on their respective toll-free numbers, which are given as below:
Toll-free number for PMAY-application tracking
NHB – 1800 11 3377, 1800 11 3388
HUDCO – 1800 11 6163