Adani One ICICI Platinum Credit Card
Shopping
Co-branded
1st Year Fee: ₹750* Plus Applicable Taxes
Co-branded
3% value back within Adani ecosystem
Travel
1.5% rewards on international spends
Movie
25% off on tickets at BookMyShow
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About Adani One ICICI Platinum Credit Card
Adani One ICICI Platinum Credit Card is a co-branded credit card that offers benefits around card activation, renewal, airport-linked services, lounge access, reward earnings, and redemption. Cardholders can earn accelerated (3%) Adani reward points on spends within the Adani ecosystem and redeem them for travel services and bookings via the Adani One portal. Besides this, the card also offers 1.5% value back on international spends, 1% on other spends, and 0.5% on utility and insurance spends.
For frequent travellers, the card offers basic domestic lounge access benefits along with premium airport-linked services like lounge upgrades, premium car parking, porter services, and more—making it a suitable option for frequent travellers.
Rewards Program
Reward Earning
- 3% Adani reward points on spends across Adani One ecosystem1, Adani managed airports, Trainman, Gas, Electricity, etc.
- 1.5% Adani reward points on international spends
- 1% Adani reward points on domestic spends, excluding fuel, rent & EMI spends
- 0.5% Adani reward points on spends at utility & insurance
Reward Redemption
- Redeem accumulated Adani reward points across multiple categories, such as flight/ hotel bookings, duty-free spends at Adani-operated airports, cab services, train/ bus bookings, in-store purchases, porter services, car parking, holiday bookings, and much more, through the Adani One portal or mobile app.
Other Features & Benefits
Welcome Benefits
- Hotel voucher worth Rs. 1,000 on card activation
- Flight voucher worth Rs. 2,000 on spending Rs. 10,000 within 60 days of card activation
Lounge Access
- 2 complimentary domestic lounge access per quarter
Also Check: Best Lounge Access Credit Cards
Lounge Upgrade
- 2 premium lounge upgrades every quarter
Valet Parking
- 2 valet parking every year
Fees & Charges
| Fee Type | Amount | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 750 + Applicable Taxes | ||||||||||||||||||
| Annual Fee | Rs. 750 + Applicable Taxes | ||||||||||||||||||
| Finance Charges | 3.75% p.m. | 45% p.a. | ||||||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if
You frequently travel and shop within the Adani ecosystem
You can utilize the reward redemption options offered on the card
You want premium airport-linked services like lounge upgrades, premium car parking, etc.
You can spend Rs. 3 Lakh in a year to avail annual fee waiver
Eligibility Criteria
Minimum Age Requirement: 21 years
Income Requirement: Rs. 20,000 per month for Salaried individuals
Income Requirement: Rs. 2.40 LPA for Self-employed individuals
Paisabazaar Review
What do we like about this card?
Adani One ICICI Platinum Credit Card is a well-suited option for consumers who prefer to shop or travel within the Adani ecosystem. Cardholders can earn accelerated rewards on spends within the Adani ecosystem and redeem them across multiple categories through the Adani One portal—making it a suitable option for loyal users of the Adani ecosystem. Besides rewards, the card also offers exclusive airport-linked benefits such as valet parking, lounge upgrades, porter services, and premium car parking, enhancing its overall value for frequent travellers.
Pros
- Accelerated benefits on spends at Adani ecosystem
- Exclusive airport-linked privileges, like premium car parking, lounge upgrade, etc.
- 25% off on movie tickets at BookMyShow
- Hotel voucher worth Rs. 1,000 as welcome benefit
- Conversion of YES Bank reward points into Adani reward points
Cons
- No international lounge access benefits
- Low reward rate on utility and insurance spends
- No reward points redemption against cashback
- High forex markup fee of 3.5%
Conclusion
Adani One ICICI Platinum Credit Card is designed for loyal customers of the Adani ecosystem. The card offers accelerated rewards on spends within the Adani ecosystem, along with exclusive airport-linked benefits. While it offers rewards on usually excluded categories like utilities and insurance, the reward rate of 0.5% is relatively low. Moreover, despite focusing on rewards and travel, the card falls short when it comes to international lounge access. If you frequently spend within the Adani ecosystem or don’t have a strong brand preference, you may consider a card that offers similar rewards across all categories.
Frequently Asked Questions
Everything you need to know about this credit card
You can apply for this credit card by visiting the official ICICI Bank website and submitting a duly filled application form along with the required documents. Alternatively, you can apply offline by visiting the nearest ICICI Bank branch and submitting the form in person.
Cardholders can redeem reward points on spends within the Adani ecosystem. The redemption can be done via the Adani One portal or mobile app, based on your preferences.
Yes, the card offers 2 complimentary domestic lounge visits per quarter. Additional airport benefits include lounge upgrades, valet parking, premium car parking, porter services, and more.
As a base variant, the Platinum Card offers limited travel benefits such as 2 complimentary domestic lounge visits per quarter, 2 premium lounge upgrades per quarter, 2 valet parking and 2 premium car parking benefits per year, and up to 4 porter services. For better travel benefits, your can apply for the Signature variant.
Reward points usually reflect within 24 to 48 hours after the transaction. You can view them via internet/ mobile banking or through the monthly credit card statement.
To apply for Adani One ICICI Platinum Credit Card, you must be at least 21 years old. For salaried individuals, the minimum income required is Rs. 20,000 per month, and for self-employed individuals, it is Rs. 2.40 LPA.
You can activate your Adani One ICICI Platinum Credit Card online through mobile banking or internet banking. Log in using your credentials, go to the credit cards section, and generate the PIN to activate your card. After activation, you can use it for both online and offline transactions.
Adani One ICICI Platinum Credit Card has a joining and annual fee of Rs. 750. However, the annual fee is waived off on spending Rs. 3 Lakh or more in a year.
Adani One ICICI Platinum Card is a good option for consumers who frequently spend within the Adani ecosystem and want to earn rewards without paying a high annual fee.
Both are co-branded credit cards. The Platinum variant is the base card with limited benefits and a Rs. 750 annual fee. On the other hand, Signature variant is the premium card offering a higher reward rate and other travel benefits, with an annual fee of Rs. 5,000.
Footnotes
- Adani ecosystem includes spends on flights, duty free, hotels, trains, and participating stores.
- This conversion value varies from card to card.
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Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
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