Adani One ICICI Signature Credit Card
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Co-branded
1st Year Fee: ₹5,000* Plus Applicable Taxes
Co-branded
7% value back within Adani ecosystem
Travel
2% rewards on international spends
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About Adani One ICICI Signature Credit Card
Adani One ICICI Signature Credit Card is the premium variant among the two co-branded cards offered by ICICI Bank and Adani One. It offers benefits similar to Adani One ICICI Platinum Card but offers a higher value back of 7% on spends within the Adani One ecosystem. In addition, the card offers accelerated rewards: 2% on international spends, 1.5% on domestic spends, and 0.5% rewards on mostly excluded categories like insurance and utility bill payments.
Loyal Adani One customers can save on their spends by redeeming accumulated reward points against spends within the Adani One ecosystem. Frequent travellers who prefer to book through Adani One can also avail premium travel benefits, including complimentary lounge access worldwide, porter services, premium car parking, and more—making it a suitable option for frequent travellers.
Rewards Program
Reward Earning
- 7% Adani reward points on spends within the Adani One ecosystem1, Adani managed airports, Trainman, Gas, Electricity, etc.
- 2% Adani reward points on international spends
- 1.5% Adani reward points on domestic spends2
- 0.5% Adani reward points on spends at utility & insurance
Reward Redemption
- Accumulated Adani reward points can be redeemed across multiple categories, such as flight/ hotel bookings, duty-free spends at Adani-operated airports, cab services, train/ bus bookings, in-store purchases, porter services, car parking, holiday bookings, and much more, through the Adani One reward catalogue or mobile app.
Other Features & Benefits
Welcome Benefits
- Hotel voucher worth Rs. 2,000 on card activation
- Flight vouchers worth Rs. 5,000 on spending Rs. 25,000 within 60 days of card activation
Lounge Access
- 2 complimentary international lounge visits every year
- 4 complimentary domestic lounge visits every quarter
Lounge Upgrade
- 16 premium lounge upgrades every year
Valet Parking
- 4 valet parking every year
Fees & Charges
| Fee Type | Amount | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 5,000 + Applicable Taxes | ||||||||||||||||||
| Annual Fee | Rs. 5,000 + Applicable Taxes | ||||||||||||||||||
| Finance Charges | 3.75% p.m. | 45% p.a. | ||||||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if
You prefer to travel and shop within the Adani ecosystem to maximize benefits
You are looking for a co-branded card with basic travel benefits
You can spend Rs. 6 Lakh in a year to avail annual fee waiver
You want to avail premium airport-linked services like, premium car parking, pranaam services, lounge upgrades, etc.
Eligibility Criteria
Minimum Age Requirement: 21 years
Income Requirement: Rs. 75,000 per month for Salaried individuals
Income Requirement: Rs. 9 LPA for Self-employed individuals
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What do we like about this card?
Adani One ICICI Signature Credit Card offers up to 7% value back for users who travel and shop within the Adani One ecosystem. Cardholders can also save on co-branded spends by redeeming accumulated reward points against purchases within the Adani One platform. Additionally, premium travel benefits like complimentary lounge access worldwide, premium car parking, lounge upgrades, Pranaam services, and more make this card a preferable option for frequent travellers who are loyal customers of Adani One and its partner brands.
Pros
- Accelerated rewards (7%) on spends at Adani One ecosystem
- Exclusive airport-linked privileges, like premium car parking, lounge upgrade, etc.
- Complimentary domestic & international lounge visits
- Conversion of YES Bank reward points into Adani reward points
Cons
- High forex markup fee of 3.5%
- Low reward rate on utility and insurance spends
- No reward points redemption against cashback
Conclusion
Being a premium variant of Adani One Platinum Card, Adani One ICICI Signature Credit Card justifies its annual fee of Rs. 5,000 by offering a higher reward rate and travel benefits. While the card offers reward points on utility and insurance spends, the reward rate of 0.5% is quite low—especially for a card with such a high annual fee. Also, while the card primarily targets frequent travellers, it still offers limited lounge access benefits and charges a high forex markup fee of 3.5%, which impacts its overall value.
Frequently Asked Questions
Everything you need to know about this credit card
Adani One ICICI Signature Credit Card offers 7% value back on spends within the Adani One ecosystem, along with 2% on international and 1.5% on domestic spends. You can also earn 0.5% value back on utility and insurance spends.
You can apply for this credit card online by visiting the official website of ICICI Bank and submitting a duly filled application form along with the required documents. You can also apply offline by visiting any of the nearest ICICI Bank branches and submitting the form in person.
Yes, Adani One ICICI Signature Credit Card charges an annual fee of Rs. 5,000. You can avail a fee waiver on spending Rs. 6 Lakh in a membership year.
To activate your card online, log in to ICICI Bank’s mobile banking or internet banking platform and generate the PIN. Once the PIN is successfully generated, you can start using your card for transactions.
Yes, the card offers 2 complimentary international lounge visits per year and 4 complimentary domestic lounge visits per quarter.
No, you can avail 1% fuel surcharge waiver on fuel transactions of up to Rs. 4,000 across all petrol pumps.
Footnotes
- Adani ecosystem includes spends on flights, duty free, hotels, trains, and participating stores.
- Fuel, rent & EMI spends are not eligible for earning reward points.
- This conversion value varies from card to card.
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
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