Though 5% value-back on fuel and daily essentials looks like a great value-back for an entry-level card, capping applicable on the card limits the total earning potential. Cardholders can earn only up to Rs. 300 across fuel and other accelerated categories, out of which Rs. 200 allocated to fuel and Rs. 100 to others. Compared to this, cards like BPCL SBI Card and IDFC FIRST Power offer better value with fewer restrictions.
ICICI Bank
ICICI HPCL Super Saver Credit Card
Fuel
1st Year Fee: ₹500* Plus Applicable Taxes
Fuel Savings
5% cashback on HPCL fuel spends
Lounge Access
4 domestic lounge visits every year
Movie Benefit
25% off on BookMyShow & INOX
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About ICICI HPCL Super Saver Credit Card
ICICI HPCL Super Saver Credit Card is a co-branded fuel credit card that offers up to 5% saving on fuel spends made at HPCL petrol pumps. Value-back on fuel is offered as direct cashback and fuel surcharge waiver, whereas on other spends, cardholders earn reward points. In addition to fuel category, this entry-level card also caters to some everyday spending categories like departmental store spends, electricity bills and mobile bills. Complimentary domestic airport lounge access and discount on movie ticket booking further add to its benefits.
ICICI HPCL Super Saver Credit Card Rewards Program
Cardholders can save on their spends in the form of cashback and reward points, as shown below:
- 4% cashback of up to Rs. 200 per month on fuel purchases at HPCL pumps
- 5% back as 20 reward points per Rs. 100 on departmental stores, mobile bills & electricity bills (capped at Rs. 100 per month)1
- 2 reward points on every Rs. 100 spent on retail purchases, expect fuel, departmental store and utility
- Additional 1.5% savings as reward points on spends made at HPCL fuel outlets on payment via the HP Pay app
- 1 ICICI bank reward point = Rs. 0.25
Other Features & Benefits
In addition to offering value-back in the form of reward points, ICICI HPCL Super Saver Credit Card allows cardholders to save more in the following manner:
Welcome Benefits
- 2,000 reward points on card activation and payment of joining fee
Fuel Surcharge Waiver
- 1% cashback on fuel surcharge applicable on all fuel spends of up to Rs. 4,000
Movie Benefit
- 25% off up to Rs. 100 per transaction on booking at least 2 movie tickets on BookMyShow and INOX (valid twice a month on each platform)
Lounge Access
- 1 complimentary domestic airport lounge access per quarter on spending Rs. 75,000 in the previous calendar quarter
Suggested Read : Best Lounge Access Credit Cards
SBI SimplyCLICK Credit Card Fees and Charges
| Fee Type | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 500 | ||||||||||||||||
| Annual Fee | Rs. 500 | ||||||||||||||||
| Finance Charges | 3.50% p.m. | 42% p.a. | ||||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if:
You spend a significant amount on fuel every month and would like to save on this spend
You want a low annual fee entry-level credit card
You do not need benefits on travel, dining or other specific categories
Other Fuel Cards to Consider
BPCL SBI Card Octane
Indian Oil Axis Bank Credit Card
HDFC Indian Oil Credit Card
IDFC FIRST Power+ Credit Card
BPCL SBI Card
Paisabazaar Review
What do we like about this card?
Being a low annual fee entry-level card, ICICI HPCL Super Saver can be a good option for beginners who wish to save on their fuel spends. Consumers can save on maximum fuel spends of Rs. 4,000 in a month, as the cashback is capped at Rs. 200 per month. Though accelerated rewards are offered on daily essentials like departmental store spends and electricity bills, total value-back is capped at Rs. 100 per month, which is quite low. Capping makes the overall value offered by ICICI HPCL Super Saver Card much lower as compared to other fuel cards like BPCL SBI Card and IDFC FIRST Power.
Pros
- 5% value-back on fuel spends
- 5% back on departmental stores, electricity bills and mobile bills
- 25% Discount on movie tickets on BookMyShow and INOX
- Complimentary domestic lounge access
- Complimentary 24x7 roadside assistance service
Cons
- Total value-back capped at Rs. 300 per month
- Spend-based condition applicable on lounge access
- Overall value-back is quite low compared to other entry-level cards
Frequently Asked Questions
Everything you need to know about this credit card
Yes. HPCL also offers co-branded credit cards with IDFC FIRST Bank and Bank of Baroda. The cards are IDFC FIRST Power, IDFC FIRST Power Plus and BOB Energie.
Since maximum cashback on ICICI HPCL Super Saver Card is capped at Rs. 200 for fuel spends, you can save on Rs. 4,000 of fuel purchases. Any spends on fuel above this value will not earn any cashback or reward points. Also, these spends must be made at HPCL fuel stations only.
To get the annual fee waived off, you must spend Rs. 1.5 Lakh or more in a year.
You can redeem the reward points through ICICI Bank’s Reward Redemption Portal against vouchers and merchandise. The actual redemption value of reward points may vary.
Banks set different eligibility criteria for different cards. You should speak to your relationship manager to determine your eligibility for this card and proceed with the application, if eligible.
Footnotes
- Maximum earning is capped at Rs. 300 per month in the form of cashback and accelerated rewards across all categories.
Rupanshi Thapa
Rupanshi a personal finance writer, specializing in credit cards and consumer finance. Her work is committed to helping readers navigate the complex world of credit with confidence– whether they are selecting the right credit card, optimizings rewards, managing debt, or improving their financial well-being. Through her detailed insights and actionable advice, she guides readers towards smarter financial choices.
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