Amazon Pay ICICI Credit Card is best suited for Amazon Prime members, who are provided a solid 5% cashback on purchases on Amazon – with no capping. It’s also a lifetime free card, making it perfect for Amazon loyalists who have taken the Rs 1499/year Prime membership. Since Amazon caters to multiple categories – from groceries and lifestyle to electronics and home furnishing – the card can help Prime members make substantial savings.
For Non- Prime users, the unlimited cashback rate stands at 3% across all Amazon spends. However, for transactions outside Amazon, the benefits are limited to users with just a 1% flat cashback.
Amazon Pay ICICI Credit Card Overall Rating: ★★★
|
|
 |
|
| Co-branded Benefit | ★★★★ |
| Welcome Benefit | ★★★ |
| Other Features | ★★★★ |
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit ICICI Bank’s website.
The card also offers 2% cashback (both Prime and Non-Prime members) on payments made to Amazon Pay partner merchants, which includes brands like Yatra, BookMyShow, FreshMenu, Faasos, Byju’s, Urban Ladder, etc., catering to additional categories like flights, hotels and even recharges and bill payments.
Key points to note on the cashback process:
- Flat cashback credited to Amazon account in the form of Amazon Pay balance within 2 days of completion of billing cycle
- Unlimited rewards without any limit or expiry
- No fees or minimum amount restriction on use of cashback
- Accumulated Amazon Pay Balance can be redeemed to buy anything on Amazon.in and partner websites & apps (except for purchases on other Amazon marketplaces and Amazon Pay Gift Cards)
- Cardholders cannot combine their Amazon Pay balance with other modes of payment
- Categories like rent payments, purchase of physical and digital gold, EMI transactions, Amazon business transactions, fuel transactions are not eligible for earning cashback
Being one of the first cashback credit cards in India, Amazon Pay ICICI Credit Card garnered a lot of attention initially and no doubt, it continues to be a great choice for those who shop regularly on Amazon. However, if you do not have any particular preference for Amazon and/or looking for more all-round benefits, cashback cards such as YES Bank Paisabazaar PaisaSave, Cashback SBI Card and Axis Ace can be good options, offering higher value back across different categories. This is in addition to Flipkart Axis Bank Credit Card which is a close competitor with similar benefits on Flipkart.
Check Comparison: Amazon ICICI vs. Flipkart Axis
| On this Page: |
27 Comments
I would like to get Amazon ICICI Credit Card to purchase Ipad Air 5. Can you tell me what is the starting limit on this card which can be used to purchase online.
The credit card limit varies from individual to individual and is dependent on your income, credit score, credit limit on other credit cards you own and various other internal bank policies. You can know your credit card limit once your credit card application is approved.
Do Amazon ICICI has limit for getting cashback
No, there is no capping on the cashback that can be earned using Amazon Pay ICICI bank credit card. You can earn cashback as per the spending categories in the form of Amazon Pay balance without any limitation or upper limit.
मेरे पास अमेज़न का क्रेडिट कार्ड है अगर उसमे से हम कुछ पैसे निकाल लिए तो जमा करने में लेट हुआ तो कितना चार्ज लगेगा
If you have withdrawn cash using your Amazon Pay ICICI bank credit card, then you will be charged with a cash advance fee of 2.5% of the withdrawn amount or Rs. 500, whichever is higher. Apart from this, an interest rate of 3.5% to 3.8% per month or 42% to 45.6% per annum is charged from the date of cash withdrawal. Also, when you withdraw cash, new transactions also become ineligible for the interest-free period. Thus, you must always avoid withdrawing cash from your credit card.
If I have Amazon pay ICICI bank credit card. So can I pay my payments out of india. Well I have a subscription plan and that need to be pay annually payments 3000 inr to that merchant that is a newYork company , so how much interest I need to pay. And I want to use this card only to pay this once a year. So tell me about this
Yes, you can make foreign currency payments using Amazon Pay ICICI Credit Card. However, a forex markup fee of 3.5% will be charged by the bank for transactions made in foreign currency. Interest will not be levied if you pay your credit card bill on time and in full.
Can we get 1% cashback in Amazon pay icici credit Card for LIC policy premium and also in utility bill payments
Yes, you can earn 1% cashback on insurance payments and utility bill payments using your Amazon Pay ICICI credit card. Only fuel spends, along with gold and EMI purchases on Amazon are not eligible for any rewards earnings.