ICICI Bank NRI Coral Credit Card

Dining Offers- Get 15% discount on dining bill at about 2,500 restaurants in India

Movie Offer- Get 2 free movie ticket under Buy one Get one Offer through BookMyShow

Fuel Transaction Waiver: Get 1% waiver on fuel spends up to Rs. 4,000 at HPCL pumps

Lounge Visits- Get 1 complimentary domestic airport lounge visit per quarter on spending Rs. 35,000 in the previous quarter

ICICI Bank NRI Coral Credit Card
Good For: People who want to earn Rewards People who dine-out frequently Indian citizens who live in a foreign land	Bad For: Those looking for Air Miles People who prefer cash back over rewards Customers wanting travel benefits

Must Read: Top 5 Credit Cards for Airport Lounge Access

The table given below shows the fees and charges associated with this credit card-

Particulars	Amount
Joining fee	Rs. 1,000 + GST
Annual fee	Rs. 500 + GST (not charged from second year if annual expenditure exceeds Rs. 1,50,000)
Add-on card fee	Rs. 199
Finance charges	3.4% monthly, 40.8% annually
Cash advance fee	2.5% of withdrawn amount, minimum fee Rs. 300
Dial-a-draft fee	3% of draft amount, minimum fee Rs. 300
Late payment fee	Rs. 750 maximum
Over-limit charge	2.5% on over-limit amount, minimum Rs. 500
Cheque-return charge	2% of total amount, minimum Rs. 450

There are various eligibility requirements that need to be fulfiled in order to apply for this card.

1. The applicant must be over the age of 21 to apply for this card
2. The applicant must possess the NRE or NRO account with the ICICI bank
3. The applicant must have a steady source of information and must be able to produce proof of their employment if asked
4. Self- employed applicants must have a steady flow of income to make sure they can repay the bank the borrowed money

Documents Required:

To apply for the card, the NRI will have to provide below documents:

1. Valid work visa or resident card
2. Overseas Address proof
3. Valid India or overseas passport
4. PAN card
5. Salary receipt
6. Passport size photo
7. Latest bank statement
8. KYC documents of primary and secondary card holder

Customers can use any of the two means to apply for a ICICI Bank NRI Coral Credit Card:

Online: Log on to the ICICI Bank website (www.icicibank.com). From the credit cards listed, select the Coral Credit Card and click “Apply Now”. This directs to a page where the requisite details need to be filled.

Offline: Call 1800-200-3344 toll-free and talk to the bank representative to start the application process.  Alternatively, go to the nearest ICICI Bank branch and meet the representative in person, fill out an application, and submit the requisite documents.

Who can apply for this credit card?
Indian citizens who are living in foreign countries can apply for this credit card.

What is the annual fee on this credit card?
The annual fee on this credit card is Rs. 500 + GST.

Is there annual fee waiver offered on ICICI Bank NRI Coral credit card?
Yes, users do not have to pay annual fees if their annual spends exceed Rs. 1.50 lakh.

Do I have to get the supplementary card?
Yes, it is mandatory to get a supplementary credit card in order to use this credit card.