ICICI Bank Titanium Credit Card

Fuel Surcharge Waiver- Waiver of 2.5% fuel surcharge on fuel purchases at HPCL petrol pumps. 2.5% fuel surcharge waiver on fuel purchases at HPCL petrol pumps is available when the card is swiped on the ICICI Merchant Services swipe machines. Transactions above Rs. 4,000 will not be eligible for a fuel surcharge waiver.

Reward Points: For every Rs.100 that you spend on purchases besides fuel, you will earn 2 PAYBACK points. These points can be redeemed against various products in the catalogue provided to you at the time of applying for the card.

Advantage of Platinum Visa Benefits: Although this card is issued by MasterCard, you can avail benefits that are offered to you by Visa such as concierge services and even airport lounge access.

Movie Discount- Get up to Rs. 200 off every month on movie tickets. Rs. 100 off on every movie ticket booked on bookmyshow.com. Maximum 2 tickets can be booked per month.

Dining Discount- Get minimum 15% discount on dining through our Culinary Treats program.

Low Interest Charges- Low interest charges of 2.49% per month with up to 48 days of interest-free credit on your purchases.

Global Acceptance- Internationally valid credit card with Global Emergency Assistance Services.

Category	Amount
Joining Fee	Communicated at the time of sourcing
Annual Fee	Communicated at the time of sourcing
Finance Charges	2.49% per month
Cash Advance Transaction Fee	2.50% of amount/Min. Rs. 300
Over-limit Charges	2.50% on over limit amount/Min. Rs. 500
Return of Cheque/Auto Debit Return Fee	2% of the Total Amount Due/Min. Rs.450
Card Replacement Fee	Rs. 100
Foreign Currency Mark-up Fee	3.50%
Late Payment Charges	Nil for amount less than Rs.100 Rs.100 for amount between Rs.100 – Rs.500 Rs.500 for amount between Rs.501 – Rs.10,000 Rs.750 for amount more than Rs.10,000

Eligibility Criteria- The ICICI Bank Titanium Credit Card is only provided to existing ICICI customers. All existing ICICI card holders can apply for this card. The rate of interest and the credit limit provided depends upon your credit history and the relationship you share with the bank. Your debt to income ratio and your age are also determining factors in this respect.

 Documents Required- The following documents are required to be submitted:

Proof of Identity	PAN Card, Aadhar Card, Voter ID Card, Passport, Driving License, Any other government-approved photo ID
Proof of Address	Aadhar Card, Passport, Utility Bills (not more than 3 months old), Any other government approved ID
Proof of Income	Bank statement for the last 3 months, Salary slips for the last 3 months, Audited financials for the last two years (for self-employed), Form 16

ICICI Bank Titanium Credit Card is currently not provided on Paisabazaar’s platform. If you wish to apply for the same, kindly visit the nearest ICICI Bank branch. The bank executive will guide you through the process of application.

Do I have to pay any fees in case I spend more than what my credit limit allows me to?

Yes, you will have to pay an over-limit fee to the bank in case you spend more than your credit limit. The over – limit fee is 2.5 percent of the sum by which you exceeded the limit.

What will happen if I pay more than the amount that is due?

If you pay more than the amount that is due, the excess amount will be recorded in your monthly statement and will be adjusted against any purchases that you make in future.

Can I use my ICICI Bank Titanium Credit Card for online shopping?

Yes, you can use your ICICI Bank Titanium Credit Card for online shopping.

When will I get my ICICI Bank Titanium Credit Card?

You will get your ICICI Bank Titanium Credit Card in 21 working days after applying.