ICICI Bank Unifare Delhi Metro Credit Card

Discount on Travel Fare- 10% discount on Travel fare at Delhi Metro.

Reward Points- 4 PAYBACK Points (reward points) on every Auto Recharge transaction and 2 PAYBACK Points on every Rs.100 spent, except for fuel purchases.

Fuel Surcharge Waiver- 1% fuel surcharge waiver across HPCL pumps

Dining Discount- Minimum 15% on your dining bills at leading restaurants across India

Auto Top-Up Facility- Auto Top-Up facility to automatically recharge your Delhi Metro Transit chip balance.

Pre-Loaded Money- Your ICICI Bank Unifare Credit Card comes with a pre-loaded amount of Rs.100* on your Delhi Metro Transit chip, so that you can start using the card at Delhi Metro as soon as you receive it.

Freedom From Planning- Terminate/extend your journey without having to plan your destination station in advance. The fare for the journey will be calculated based on the station you exit from.

Annual Fee Waiver- Spend Rs. 50,000 or more annually on your card and the Annual Fee of Rs.299 for the subsequent year shall be reversed.

Category	Amount
Joining Fee	Rs. 299
Annual Fee (First Year)	Nil
Annual Fee (Second year onwards)	Rs.299
Finance Charges	3.40% per month/40.80% p.a.
Cash Advance Interest Rate	3.40% per month/40.80% p.a.
Cash Advance Transaction Fee	2.50% of amount/Min. Rs. 300
Over-limit Charges	2.50% on over limit amount/Min. Rs. 500
Return of Cheque/Auto Debit Return Fee	2% of the Total Amount Due/Min. Rs.450
Card Replacement Fee	Rs. 100
Foreign Currency Mark-up Fee	3.50%
Late Payment Charges	Nil for amount less than Rs.100 Rs.100 for amount between Rs.100 – Rs.500 Rs.500 for amount between Rs.501 – Rs.10,000 Rs.750 for amount more than Rs.10,000

Eligibility Criteria- Applicants should meet the following eligibility criteria in order to be eligible for this credit card:

• Should be salaried or self-employed
• Should fall in the age bracket of 18 to 65 years
• Should be a resident of India

Documents Required- The following documents are required to be submitted:

Proof of Identity	PAN Card, Aadhar Card, Voter ID Card, Passport, Driving License, Any other government-approved photo ID
Proof of Address	Aadhar Card, Passport, Utility Bills (not more than 3 months old), Any other government approved ID
Proof of Income	Bank statement for the last 3 months, Salary slips for the last 3 months, Audited financials for the last two years (for self-employed), Form 16

To apply for your ICICI Bank Unifare Delhi Metro Credit Card, you can visit the nearest ICICI Bank branch. The bank executive will assist you regarding the further application process.

Alternatively, you can SMS “UNIFARE C” to 5676766 and the bank executive  will call you back regarding the application procedure.

Can I obtain a refund of the value on the Delhi Metro Transit Chip?

DMRC rules governing the use of this Card do not permit refund of any balance on the Delhi Metro Transit Chip.

How and where will the Auto Top-Up get triggered?

The Auto Top-Up will automatically get triggered when you tap the card at the entry gate at Auto Top-Up enabled Delhi Metro stations*, if the balance on your Delhi Metro Transit chip is lower than the threshold limit. You will be able to view the updated balance on your Delhi Metro Transit chip at the station gate when you exit at your destination station.

How does the ICICI Bank Unifare Credit Card offer features of a Credit Card as well as a Delhi Metro Smart Card?

The ICICI Bank Unifare Credit Card is a dual purpose card that can be used for traveling on the Delhi Metro and for making Credit Card transactions at over 22 million establishments worldwide. This is because the card contains a Delhi Metro Transit chip embedded along with the Credit Card Chip.

What will happen to the Delhi Metro Transit Chip in case I wish to close my Credit Card?

In case you wish to close your ICICI Bank Unifare Credit Card, you may do so by calling the ICICI Bank Customer Care. All your outstanding amounts will become payable immediately and your Credit Card will be closed as per your request.

Will I get an SMS whenever the Auto Top-Up is triggered on my Unifare Credit Card?

You will not receive an SMS when Auto Top-Up is triggered on the Delhi Metro Transit chip in your Credit Card, but you will receive an SMS once your Credit Card account is subsequently debited with the Top-Up amount.