ICICI Bank Visa Signature Credit Card

The features and benefits on this card are:

Welcome Benefits:  Get 30,000 rewards that can be redeemed against several popular brands from the exclusive ‘Hand-picked Rewards’

Golf Offers: Get a complimentary golf round on spending over Rs. 1.00 lakh in the previous month

Priority Pass Membership: Get a complimentary membership to Priority Pass that gives customers access to more than 600 exclusive airport lounges across the globe

Rewards Points: Card users are rewarded with 10 handpicked rewards for every Rs. 100 spent on their card. These points can be redeemed from options such as travel, gadgets, air miles, dining, etc. Customers also get a shopping voucher worth Rs. 1,000 on every 1250 Hand Picked reward points

Fuel Surcharge Waiver:  Save on fuel with the surcharge waiver at all petrol pumps across the country

Concierge Service: Get access to a 24×7 concierge service that can make hotel bookings, reservations at restaurants and can also have gifts delivered to your loved ones

Suggested Read: Concierge Services: A Perk for Premium Credit Card Users

ICICI Bank Visa Signature Credit Card
Good For: People who want golf privileges People who seek concierge service Customers looking for a premium credit card	Bad For: Customers that want air miles People who prefer cash back over rewards Customers that seek a low annual fee credit card

Category	Amount
Joining Fee (1st year)	Rs. 25,000
Annual Fee (2nd year onwards)	Rs. 2,000
Finance Charges	3.40% per month/40.80% p.a.
Late Payment Charges	Nil for amount less than Rs.100 Rs.100 for amount between Rs.100 – Rs.500 Rs.500 for amount between Rs.501 – Rs.10,000 Rs.750 for amount more than Rs.10,000

*To view the most important terms and conditions, Click Here.

The eligibility criteria for ICICI Bank Visa Signature Credit Card are given below:

• Applicant must be between 21 – 65 years of age
• Applicant must have a stable income source
• Applicant must be a citizen of India

Customers must also submit KYC documents to establish their proof of income, identity, and address. Click Here to view the Documents Required for ICICI Credit Card. The credit card application will be rejected without proper document submission.

Users can easily apply for this credit card by visiting the nearest ICICI Bank branch and contacting a bank official. Alternatively, users can also apply for this credit card through the ICICI Bank website. Do note that when visiting the bank branch carry your passport size photographs, along with your documents and their photocopies. For an online application, a representative of the bank will contact the customer to set a date and time for document collection and verification.

What is the joining fee on this credit card?

The joining fee for ICICI Bank Visa Signature Credit Card is Rs. 25,000.

What are the hours during which I can call the concierge service?

Concierge service is available 24*7. Customers can contact the service whenever they want.

What is the annual fee on this credit card?

The annual fee is Rs. 2,000 on ICICI Bank Visa Signature Credit Card.

What is the applicable GST rate on this credit card?

The applicable GST rate is 18%.