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What is IDBI Home Loan Statement?
IDBI Home Loan Statement is a document that lists the borrower’s home loan transactions. This includes the EMI repayments, home loan interest rate applicable, prepayments made by the borrower, start and date of the loan repayment tenure and details about charges, if any.
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How to Download IDBI Home Loan Statement
IDBI home loan borrowers can download their home loan statement online through IDBI Loan Statement/Certificate page (icash.idbibank.co.in/LOANCERT/) or IDBI Go Mobile+ App (Android and iOS). Alternatively, borrowers can also visit IDBI Bank branches for the request of IDBI home loan statement.
Stated below are the details that are required to access statement or certificate on the IDBI Loan Statement/Certificate login page:
· Customer ID
· Loan Account Number
· PAN Number.
· Date of Birth in the format of DD-MM-YYYY
Borrowers should note that the home loan statement is not available for download from 12:00 am to 6:00 am.
In case the statement or certificate records are not updated, IDBI home loan borrowers can visit the nearest Retail Asset Center with their downloaded form for correct updation of PAN (Permanent Account Number), Birth date and E-Mail ID in bank records.
Borrowers can call on IDBI Bank 24 x 7 Toll-free Nos for further assistance:
1800-22-1070 (MTNL / BSNL)
1800-200-1947 (Mobile/Other)
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How to Download IDBI Home Loan Provisional & Final Interest Certificate Online
The IDBI Provisional Interest Certificate details the expected interest payments and principal amount for the borrower’s home loan of a current financial year. It includes information about the total home loan interest (including accrued interest), principal amount, and property details. At the end of the financial year, a final interest certificate is issued, summarizing the borrower’s principal and interest repayments. This certificate is crucial for claiming income tax deductions under Section 24b for home loan interest payments and Section 80C for principal payments.
Borrowers can access and download their Home Loan Final Interest or Provisional Certificate through IDBI Phone Banking/ Mobile Banking/ I-net Banking stated above.