Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the IDBI Bank website.
IDBI Bank offers their customer a variety of products in order to cater their financial needs one such financial product offered by IDBI bank is the IDBI Bank Imperium Platinum Credit Card. This credit card has features and offers various benefits making it as one of the best credit card available in the market. The IDBI Bank Imperium Platinum Credit Card is one of the best credit cards as it is backed by a fixed deposit. The credit limit offered by the credit card is dependent on the amount of fixed deposit as it can be utilized up to a certain percentage of the fixed deposit amount. Following are the features and benefits of the IDBI Bank Imperium Platinum Credit Card:
Highlights of the Card
- The card offers reward points equivalent to 5000 delight points as welcome gift
- The card is a secure credit card as it is backed by fixed deposit
- 85% of the fixed deposit amount can be utilized as the credit the limit for your IDBI Bank Imperium Platinum Credit Card
- 85% of the fixed deposit amount is the credit limit of the IDBI Bank Imperium Platinum Credit Card out of which 70% is offered as cash withdrawal limit
- User of the IDBI Bank Imperium Platinum Credit Card receive 2 Delight points for every 150 rupees spent on shopping, movies, travel etc.
- The card holders are eligible for special offers from VISA as the IDBI Bank Imperium Platinum Credit Card is in collaboration with VISA
- There are many special offers on car rentals, hotel bookings, airport customs shopping etc which the card holders of the IDBI Bank Imperium Platinum Credit card can enjoy when they transact using this card.
- The card holders of IDBI Bank Imperium Platinum Credit card can also avail travel concierge services offered to them by VISA
- Delight points are earned and accumulated for every transaction done using the card. The card holders of the IDBI Bank Imperium Platinum Credit card earn 500 delight points on a minimum spend of Rs 1500 in a single transaction within the first month and 300 delight points on a minimum spend of Rs 1500 in a single transaction within 1 to 3 months of receiving the credit card.
- The IDBI Bank Imperium Platinum Credit card can be used both in India and outside of India as it is accepted worldwide
- The card holders can gift add – on card to their family members and all the features and benefits available on the primary credit card can be availed by add – on card holder.
- The card holders of IDBI Bank Imperium Platinum Credit card enjoy up to 48 days of interest free credit period
- All the accumulated delight points can be redeemed for exiting offers at leading brands
Please Note: IDBI Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.
Thus above are the key and salient features of the IDBI Bank Imperium Platinum Credit card. Being a secured card makes it is one of the most unique credit card available.
Suggested read: Top 25 Credit Cards in India