हिंदी में पढ़े
To help you meet various types of expenses and unexpected financial crises including medical emergency, home renovation, debt consolidation, etc., IDBI Bank offers personal loans up to Rs. 5 lakh. Available to salaried as well as self-employed professionals/individuals, this personal loan is easy to avail and can be repaid within tenure ranging from 12 to 60 months.
How to Track IDBI Bank Personal Loan Application Status Online?
IDBI Bank offers multiple ways to help applicants track their personal loan status. Key ones are as follows:
1. Through online tracker
This option is available to all individuals irrespective of whether they have an existing relationship with IDBI Bank or not. The process is as follows:
- Go to the IDBI Bank Loan Tracking page on the official website
- Enter loan applications details like URN No., PAN No., type of facility and mobile number
- Click on ‘Submit’.
2. Through Retail Internet Banking
If you have an existing relationship with IDBI Bank and have access to the bank’s Retail Internet banking, you can check the status of your IDBI Bank personal loan by following the next steps:
- Go to the Retail Internet Banking page of IDBI Bank
- Enter login ID
- Click on ‘continue to login’.
Transfer Your Personal Loan at Lower Interest Rates Apply Now
How to Track IDBI Bank Personal Loan Application Status Offline?
- By calling the customer care: You can call customer care executives on toll- free numbers to get the status of your personal loan application. The toll-free numbers are 1800-209-4324 and 1800-22-1070
- By visiting the nearest branch: You can also visit the nearest branch of IDBI Bank to know the application status. You can locate the nearest branch using the branch locator available on the bank’s website
Know more on: IDBI bank personal loan customer care number
How to Register Online for IDBI Bank Personal Loan Account?
- Visit the official website of IDBI Bank
- Locate the ‘net banking’ option available on the right side of the screen.
- Click on dropdown and select ‘personal’ and finally click on ‘login’.
- Enter login ID.
- Click on ‘continue to login’.
FAQs
Q1. Can I prepay IDBI Bank Personal Loan?
Yes you are allowed to prepay your IDBI Bank personal loan subject to the following charges:
| Prepayment/Foreclosure Charges | ● Within 12 months from the date of disbursement: 2% of the outstanding loan amount + applicable taxes
● Between 12 to 24 months from the date of disbursement: 1% of the outstanding loan amount + applicable taxes ● After 24 months: Nil |
Q2. How can I avail a top up loan from IDBI Bank?
If you are already an existing customer of the bank and have paid 12 EMIs of your current personal loan in a timely manner, you may be eligible to avail a top-up loan from the bank. However, the decision to allow a personal loan top-up is at the discretion of IDBI Bank.
Q3. How can I repay IDBI Bank Personal Loan?
You can repay IDBI Bank Personal Loan either through standing instruction or by using the ECS facility.
Q4. What is the tenure to repay IDBI Bank Personal Loan?
The tenure to repay IDBI Bank Personal Loan varies from 12 to 60 months. You can choose the repayment tenure as per your convenience. Do ensure that you factor in the higher interest cost of a longer tenure vs. the higher individual EMI payable in case of a shorter tenure when determining the suitable tenure.
Q5. Does taking IDBI Bank Personal Loan cover me under an insurance policy?
Yes, if you apply for IDBI Bank Personal Loan, you are covered under Free Personal Accident insurance cover subject to the applicable terms and conditions of the loan agreement.