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Personal Loan at Attractive Interest Rates Apply Now
Personal Loan Interest Rate Comparison of different Banks
| Banks/NBFCs | Interest Rates(p.a.) | |
| HDFC Bank | 10.85% onwards | Apply Now |
| Axis Bank | 11.25% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| ICICI Bank | 10.85% onwards | Apply Now |
IIFL Personal Loan EMI Calculation
| Loan Amount | Rate of Interest | Loan Tenure | EMI |
| Rs. 1,02,000 | 13% | 15 months | Rs. 7,404 |
| Rs. 3,23,000 | 13% | 20 months | Rs. 18,049 |
| Rs. 4,33,000 | `13.12% | 22 months | Rs. 22,251 |
| Rs. 8,19,000 | 13.25% | 31 months | Rs. 31,342 |
| Rs. 11,21,000 | 13.37% | 43 months | Rs. 32,956 |
| Rs. 18,37,000 | 13.37% | 52 months | Rs. 46,738 |
| Rs. 23,81,000 | 13.5% | 58 months | Rs. 56,113 |
What are the Benefits of Using EMI Calculator?
- Saves Time: Manual calculation of EMI can take a lot of time compared to the online EMI calculator. An individual just needs to select the interest rate, tenure and the loan amount and the EMI to be paid will be calculated
- Error free: The scope of making mistakes while calculating the EMI is higher in the manual method but this online method is error free
- Use- friendly: The EMI calculator is easy to use and can tell you the EMI within seconds of completing a few simple steps
FAQs
Q. How can I apply for IIFL personal loan online?
Ans. You can easily apply for IIFL personal loan online through Paisabazaar.com. All you need to do is to fill a form to process your loan application.
Q. How can I apply for IIFL personal loan offline?
Ans. You can visit the nearest branch of the bank to apply for a personal loan offline.
Q. How can I contact the customer care of IIFL personal loan?
Ans. You can call on 1860-267-3000 or 7039-050-000.
Q. How can EMIs be paid?
Ans. Your EMI’s will be debited from your salary account every month through NACH and ECS.
Q. What penalties are levied in case of non-payment of the monthly EMI?
Ans. Bounce charges/late payment charges will be levied as per the penalties and rates specified in the welcome/sanction letter. Hence, it is recommended to not default on EMI payments. Q. Is it possible for me to add a co-applicant?
Ans. Yes, you can add a co-applicant for getting a better credit score and/or availing a larger amount. The application comes with a co-applicant form. It is advised to think thoroughly before choosing to add a co-applicant.
Q. Do I have the option to prepay my personal loan? Is there an extra fee applicable on prepayment?
Ans. You can easily prepay your loan but only after 6 months of loan disbursal. There is no additional fee applicable on prepayment.
Q. How can I prepay my IIFL personal loan?
Ans. You can prepay the loan via NEFT and RTGS transfers through the online portal.