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Indiabulls offers a personal loan amount of as low as Rs. 1,000 to as high as Rs. 15 lakh. From applying for the loan to uploading documents for loan approval, every single step of Dhani Personal Loan happens online. Indiabulls offers flexibility with regard to reimbursing the credit sum with tenure ranging from 3 to 24 months. As soon as your documents are checked, the loan gets approved and the sum is disbursed to your account quickly.
Indiabulls Personal Loan Documents Required
For Salaried Professionals:
- Loan application form
- Two passport size photographs
- Salary slips for recent 3 months
- Identity Proof: PAN Card, Driving License, Voter ID card, or Adhaar card, etc.
- Residence Proof: Driving license, Voter ID card, or Adhaar card, etc.
Also Check: Interest Rates Offered by Various Lenders on Personal Loans for Salaried Individuals
For Self- Employed Individuals:
- Loan application form
- Two passport size photographs
- Identity Proof: PAN Card, Driving License, Voter ID card, or Adhaar card, etc.
- Residence Proof: Driving license, Voter ID card, or Adhaar card, etc.
- Last 3 months bank statements
- Audited financials for the previous 2 years
Indiabulls Personal Loan – Eligibility Criteria
- You must be an Indian resident
- You must be at least 21 years of age
- You must either be a salaried professional or a self-employed person
FAQs
Q. How long will it take for me to get the personal loan and how?
Ans. When your documents are approved, the personal loan is instantly disbursed to your bank account within 3 to 5 working days.
Q. What is the interest rate of Indiabulls personal loan?
Ans. The interest rate is 13.99% p.a.
- You can call on 1860-419-3333
- You can send an email to service_dhani@indiabulls.com
- You can visit the nearest branch
- You can fill details hereto get a call from Indiabulls
- You can give your feedback here
Q. When is my next due date? How would I see the EMI status?
Ans. All the data, including your loan details, EMI status, due date, and so on can be seen after you log in to your account through the mobile application or website.
Q. How would I pay the EMI?
Ans. The EMI can be paid through NACH.
Q. What will be my installment cycle date?
Ans. Indiabulls presently offers 2 due dates and they are second and fifth of every month.
Q. Would I be able to apply for Indiabulls personal loan with a co-applicant?
Ans. As instructed by the Indiabulls Consumer Finance Limited, you can’t have a co-applicant for a personal loan.
Q. From where would I be able to get my re-installment plan/statement of accounts/interest certificates/no objection certificate?
Ans. All the important documents are emailed on your enrolled email address. Additionally, you can contact the customer care for any help.
Q. How should I make the overdue payment?
Ans. You can make overdue payments through NEFT/RTGS to the registered bank accounts.