Please Note: Indian Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.
Credit card customers at Indian Bank are blessed with multiple online as well as offline payment options for the settlement of credit card dues. Each of these payment modes are rated secure and easy-to-use. Indian Bank credit card bill payment can be initiated using accounts managed with different banks too.
Usually, people think that the process is troublesome, but with the presence of various online options outstanding bills can be resolved within seconds. The cardholders can request for their credit card statement’s copy directly from the bank. At Indian Bank, the customer is offered a variety of services that makes it simple for him/her to track the activities associated to the registered credit cards.
Online Credit Card Bill Payment at Indian Bank
Net Banking
Credit card customers at Indian Bank are permitted to settle outstanding bills every month using the Net Banking facility. For using this service, you need to first login your net banking service with Indian Bank. From here, register the credit card by mentioning it in the beneficiary section; for this open the tab ‘Credit Card Accounts’ and then click on ‘Add Beneficiary’. After the registration is successful, you can make payments by pressing on the option termed as ‘IB Credit Card Payments’.
Mobile Banking
The Mobile Banking service at Indian Bank is a convenient way to pay your credit card dues. You can easily transfer funds to your credit card account with the help of the mobile banking application downloaded on your smartphone. Moreover, this service also permits you to gather information associated to your various credit card dealings and previous payments.
Auto Debit Option
You can even pay for credit card bills by selecting the Auto Debit feature. Using this option, the bank receives the permission from the customer to deduct the full bill amount or minimum amount from their bank account on a monthly basis. In order to use the Auto Debit option, the cardholder is required to manage an already existing current or savings account at Indian Bank. Moreover, sufficient funds should also have to be maintained in the bank account before the payment due date.
NEFT
The NEFT service can be selected for making payments for credit cards. This service is useful for resolving payments for your Indian Bank credit card using non- Indian Bank accounts. You need to firstly login to your net banking portal and access the option termed as ‘Online Funds Transfer’. This sections requires you to add your Indian Bank credit card as the beneficiary. Post this step, you can start the fund transfer to complete bill payment transactions.
Offline Credit Card Bill Payment at Indian Bank
Cash Deposit
In order to settle Indian Bank credit card bill payment offline, you can visit any of the Indian Bank branches to deposit cash and instruct the teller to assign it for your credit card dues. For this, you need to offer a filled pay- in application and deliver it to the teller with the exact billed amount. Once this is done, you will be handed over a confirmation receipt as a payment proof.
Draft or Cheque
Credit card holders are blessed with the option of resolving dues using the facility of cheque or draft. Every bank branch has a Drop Box, which is designated for dropping the cheques. You need to a write a cheque or DD favoring HO CCC Collection A/C No 702098306 IBGCC XXXX XXXX XXXX XXXX (where X represents the credit card number). Further, make sure to mention your full name and contact number at the backside of the cheque or DD.
Credit Card Statement with Indian Bank
Every customer at Indian Bank who possesses a credit card is offered a physical copy of the monthly statement. This statement includes all the data related to your credit card such as transaction specifics, balance transfers, cash advances, etc.
The cardholder can also request to receive an e- statement, which would be delivered to your registered email address managed with the bank. Make a note that, if the pending amount is less than INR 200, there wouldn’t be any pending bills and Indian Bank won’t issue a statement. You can also use the 24×7 customer care service to gather information related to the credit card account.