Indian Bank Personal Loan Status: Track Application

Indian Bank offers personal loans to both salaried individuals and pensioners to help them meet various personal financial needs including medical expenses, purchase of consumer durables, home renovation, etc. Indian Bank personal loans can be easily availed online with minimal documentation and come with a repayment period of up to 84 months. Additionally, customers can also easily track their Indian Bank personal loan status both in the application stage as well as well as post disbursal, which has added to the popularity of this product. Read on to know more about online and offline methods to track your personal loan from Indian Bank.

How to Track Indian Bank Personal Loan Application Status

Simply follow the steps given below to know the status of your Indian Bank personal loan application:

1. Visit the official website of Indian Bank.
2. Click on ‘Links’ and select ‘Online Services’.
3. Next, click on ‘Loan Application Status’ listed under ‘Online Services’.
4. Enter the Reference Number, Password and Captcha code to know the status of your personal loan application.

How to Register Online for Indian Bank Personal Loan Account

You can register online for your Indian Bank personal loan account by following the steps given below:

1. Visit the official website of Indian Bank.
2. Click on ‘Net Banking’ and select ‘Indian Bank Net Banking’.
3. Next, click on ‘Login for Net Banking’.
4. Click on ‘New User’. Enter the CIF Number or Account Number, Mobile Number and the captcha code and click on ‘Submit’.
5. On the subsequent page provide your user details as shown below.
6. Enter the OTP and choose the Facility Type- ‘View Facility Only’ or ‘View and Transaction Facility.
7. Next, enter the Login Password and select/provide answers to any 2 secret questions.
8. Select the Type of Activation Option
   (a).Activate through Branch
   Or
   (b).Activate through ATM Card
9. In case you wish to activate through branch, you need to download and submit the duly filled application form at your home branch. You can download the form from the Indian Bank website
10. To activate using your ATM card, agree to the terms and conditions and enter your ATM card details online.
11. Upon successful verification of all the information, the Acknowledgement Page will be displayed on screen. The account will be activated within the next 24 hours. Click on ‘Exit’ and set up the transaction password.

Note: To register online for your Indian Bank personal loan account your mobile number, email id, date of birth or PAN number must be registered with the bank.

Details Required to Check Personal Loan Status

The following details are required to check the status of your Indian Bank personal loan:

• Reference Number
• Registered mobile number and email ID (as per bank records)
• Internet Banking credentials

How to Check Indian Bank Personal Loan Status Online

Customers can check the status of their Indian Bank active personal loan online via any of the following means given below:

• Via Net Banking: Once you have successfully registered yourself for net banking on the bank’s official website, you can know the status of your active personal loan by simply following the steps given below:

1. Visit the official website of Indian Bank.
2. Click on ‘Net Banking’ and select ‘Indian Bank Net Banking’.
3. Next, click on ‘Login for Net Banking’.
4. Enter the User ID and the captcha code and click on ‘Login’ to check the status of your active personal loan.

• Via IndPay App: You can also check the status of your active personal loan online using Indian Bank’s mobile app- IndPay. The application is available for both Android and iOS users. Once you have downloaded the application and registered yourself for m-banking, you can login to view the status of your personal loan account.

How to Check Indian Bank Personal Loan Offline

Customers can check the status of their Indian Bank active personal loan offline by visiting the nearest branch office or by calling up the bank’s customer care toll-free number.

• Call: You can know the status of your active personal loan by calling up the bank’s customer care numbers 1800 425 00 000 / 1800 425 4422 (toll-free).
• Branch Visit: To know the status of your active personal loan you can visit the nearest Indian Bank branch. To locate the nearest branch click on https://indianbank.in/branch-atm/.

FAQs

Q1. What is Indian Bank personal loan interest rate per annum?

Indian Bank personal loan interest rate starts at 9.40% p.a. However, specific interest rate applicable to an applicant varies with his/her individual applicant profile, applicant category that the person belongs to, the personal loan variant opted for, etc.

Q2. What are the different tenure options available on Indian Bank personal loans?

Indian Bank personal loans come with a repayment tenure ranging between 12 to 84 months.

Q3. How can I apply for a personal loan from Indian Bank?

You can apply for an Indian Bank personal loan via any of the following means given below:

• Apply online on Indian Bank’s official website.
• Visit the nearest bank branch.
• Call up Indian Bank’s national toll free number 1800-425-00-000 or 1800-425-4422.
• Apply online on Paisabazaar.com

Q4. Is it mandatory to have an account with Indian Bank to secure a personal loan from them?

No, you don’t have to be an account holder with Indian Bank in case you wish to avail an Indian Bank Clean Loan. However, in case you wish to avail the Indian Bank Pension Loan you need to have a pension account with the bank and your pension loan should be drawn through the bank.

Q5. How can I track the status of my Indian Bank personal loan?

You can know the status of your Indian Bank personal loan both online and offline:

• Online: You can check the status of your personal loan online via net banking or using the bank’s mobile application.
• Offline: To track the status of your personal loan offline, you can call up the bank’s customer care toll-free number or visit the nearest branch office.

Q6. How can I secure my personal loan statement?

You can avail your Indian Bank personal loan statement online either by logging into the bank’s net banking portal or using the IndPay app. You can also avail your personal loan statement by visiting the nearest bank branch.