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Indian Overseas Bank Personal Loan Customer Care Number

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Updated: 22-08-2024 05:34:09 AM

Disclaimer: Indian Overseas Bank is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Indian Overseas Bank for personal loans. No offers/services from Indian Overseas Bank are being provided by Paisabazaar for personal loans. For further information about Indian Overseas Bank for personal loans, users are required to reach out directly to Indian Overseas Bank.

Indian Overseas Bank Personal Loan Customer Care Number

Toll Free Number:

1800 890 4445

1800 425 4445

Customer Service Department:

044-28519568,

044-28591029,

044-28525496,

044-28587353

Other Contact Details:

Central Office Address:

763 Anna Salai, Chennai – 600002

Phone: +91-44- 28524212

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Details of the Nodal Officer at Regional Offices for Customer Complaints

Working Hours: 10 a.m. to 5 p.m.

Sl. No. Regional Office Name of Nodal Officer (Mr./Ms.) Designation Base Phone no Email Id
1 Ahmedabad Mr. Hrishikesh Mishra CM 079-26581984 0811ro@iobnet.co.in
2 Bangalore Sriram N SM 080-22950218 sriramn@iobnet.co.in
3 Baroda Pradeep Kumar Saha CM 0265-2960018 pradeepkumarsaha@iobnet.co.in
4 Berhampur RATIKANTA BEHERA CM 0680-2290410 ratikantabehera@iobnet.co.in
5 Bhopal V. S Vishen CM 0755-2570970 vizendrasinghvishen@iobnet.co.in
6 Bhubaneshwar Ajit Kumar Ptra CM 0674-2546168 0815ro@iobnet.co.in
7 Chandigarh Mr. Sushil Dahiya SM 0172-2795769 0812insp@iobnet.co.in
8 Chennai – Ii PA KRUTI CM 044-71729780 2001kyc@iob.in
9 Chennai   I K Ravi CM 044-28552079 0803rogad@iob.in
10 Coimbatore Nilmani Kumar M 0422-2497171 62581@iob.in
11 Dehradun Sanjay Punhani SM 0135-2523705 sanjaypunhani@iobnet.co.in
12 Delhi Manish Kumar AGM 011-25731322/25757271/25757254 manishkumar@iobnet.co.in
13 Ernakulam JISHA M R AM 0484-2377804 jishamr@iobnet.co.in
14 Erode Aswath Raman CM 0424-2220756/2226295 kaswath@iobnet.co.in
15 Guwahati ROUMITA MUKHERJEE SM 0361-2465308 roumitamukherjee@iobnet.co.in
16 Hyderabad V Chandrabose AGM 040-23468878 chandrabosev@iobnet.co.in
17 Jaipur Prakash Narain Meena CM 0141-4032705 2009ro@iobnet.co.in
18 Kanchipuram Upendra Rao V CM 044-27223165 upendraraov@iobnet.co.in
19 Karaikudi Mrs. CT DEIVANAI CM 04565-226804 35688@iobnet.co.in
20 Kolkata – Ii RUBI SINGH AM 033-22270635 63268@iobnet.in
21 Kolkata  – I Partho Pratim Sarkar M 033-22299700/01/02/04 0802ro@iobnet.co.in
22 Lucknow Rangarajan R AGM 0522-4934670 rangarajanr@iobnet.co.in
23 Ludhiana Sh Amit Chawla M 0161-2445000 amitchawla@iobnet.co.in
24 Madurai Mr. G. Chandran CM 0452-2532851 0804ro@iobnet.co.in
25 Mangalore S Raghunathan CM 0824-2450805 raghunathans@iobnet.co.in
26 Meerut Nitesh Kumar SM 0121-2793203 niteshkumar3@iobnet.co.in
27 Mumbai Madhuri Rajguru AM 022-22174146 0801csd@iob.in
28 Nagarkoili S PECHIMUTHU CM 04652-231654 pechimuthus@iobnet.co.in
29 Nagpur Bhagwan Ji Mishra CM 0712-2533302/03/04 bhagwanjimishra@iobnet.co.in
30 NCR Delhi Meenu Modi AGM 0129-2259546 Meenumodi@iobnet.co.in
31 Panaji-Goa Madan Lal Sharma SM 0832-2430642 madanlalsharma@iobnet.co.in
32 Patna Anil Kumar Chaudhary CM 0612-2219025 2016ro@iobnet.co.in
33 Puducherry PARAMESWAR MAHANNA CM 0413-2207805 parameswarmahanna@iobnet.co.in
34 Pune Praveen Kumar K CM 020-25679234 2256ro@iobnet.co.in
35 Raipur Rajesh Das CM 0771-2583917 rajeshdas@iobnet.co.in
36 Ranchi SUDIPTO KUMAR SINHA CM 0651-2361616 sudiptokumarsinha@iobnet.co.in
37 Salem R.Sakthivel M 0427-2440540 0823ro@iobnet.co
38 Siliguri SUDHANSHU SHEKHAR AGRAWAL CM 0353-2502176 sudhanshushekharagrawal@iobnet.co.in
39 Tanjore P Sasikala M 04362-245388/246723/245279 0816ro@iobnet.co.in
40 Tirunilveli Mr.S.Krishnan CM 0462 – 2321012 krishnans@iobnet.co.in
41 Trichy S.Saravanavel AM 0431-2418659 saravanavels@iob.in
42 Trivandrum WAGESH KUMAR SINHA AGM 0471-2471195 wageshkumarsinha@iobnet.co.in
43 Tutikorin Mrs Sreedevi K.M AM 0461-2325780/2325603 2002ro@iobnet.co.in
44 Varanasi Alok Kumar M 0542-2220619 2947insp@iob.in
45 Vellore AMIT ANU AGM 0416-2242486 vel.roplan@iobnet.co.in
46 Vijayawada Haritha T CM 0866-2482325 harithatalluri@iobnet.co.in
47 Visakhapatnam KRISHNA CHETANA B AM 0891-2706932/2567546 krishnachetana@iob.in
48 Warangal Ravi Sankar V M CM 0870-2421772 ravisankarvm@iobnet.co.in
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Grievance Redressal 

The existing customers of Indian Overseas Bank Personal Loan can register grievances or complaints online (Standardised Public Grievances Redressal System) by visiting the “Customer Corner” section of the bank’s website.

Step 1:

Customers can contact the branch manager of the bank where they have their account. The complaint can be registered over phone or in the “Complaint Register” which is available with the branch manager. The resolution is expected to be received within 7 days.

Step 2:

If the customer is not satisfied with the resolution given by the Branch manager, he/she can approach or send an email to the Regional Manager. The response is expected to be received within 7 days.

Step 3:

If the complaint is not resolved at Step 2, the concerned customer can write/send an email to the General Manager, Customer Service Dept. being the Nodal Officer of the public grievances at the central office. The resolution is expected to be received within 7 days.

Step 4:

For better customer service, the complainant can also approach Shri.S.Ramesh, Internal Ombudsman of Indian Overseas Bank. This is to ensure that customers have access to one more point of contact in addition to the Bank’s standard customer grievance resolution channels of Branch Manager, Regional Manager, and General Manager.

Step 5:

If the customer still feels dissatisfied even after following the above levels, he/she can approach the Banking Ombudsman constituted by Reverse Bank of India under Banking Ombudsman Scheme-2006.

Principal Nodal Officer

Mr. Shyam Sunder Narang

General Manager

Contact – 044-2851-9511

Email ID – gmcsd@iob.in

Address: Indian Overseas Bank, Central Office

Customer Service Department

5th Floor, Annexure Building

763, Anna Salai, Mount Road,

Chennai 600002

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Frequently Asked Questions (FAQs)

1. What is the maximum repayment tenure for Indian Overseas Bank personal loan?

Ans. You can repay the personal loan taken from Indian Overseas Bank in up to 5 years, i.e. 60 monthly installments.

2. For what purpose, can I use the Indian Overseas Bank personal loan?

Ans. You can use the Indian Overseas Bank personal loan to purchase consumer durables, such as electronics as well as home improvement items such as new furniture.

3. What is the maximum personal loan amount offered by Indian Overseas Bank?

Ans. Indian Overseas Bank offers a maximum amount of Rs. 5 lakh as personal loan.

4. Who can avail a personal loan from Indian Overseas Bank?

Ans. All individuals up to the age of 60 years with a regular income of more than Rs. 5,000 per month can avail a personal loan from Indian Overseas Bank.

5. What are the prepayment charges for Indian Overseas Bank personal loan?

Ans. Indian Overseas Bank does not charge anything for personal loan prepayment.

6. How can I apply for Indian Overseas Bank personal loan?

Ans. You can use the Paisabazaar Platform to apply for Indian Overseas Bank personal loan online.

7. What is the 24×7 toll-free customer care number of Indian Overseas Bank?

Ans. The 24×7 toll-free customer care number of Indian Overseas Bank for general queries and assistance is 1800-425-4445.

8. How can I calculate the EMIs for my personal loan taken from Indian Overseas Bank?

Ans. You can use the Paisabazaar personal loan EMI calculator to know the Indian Overseas Bank personal loan EMIs.

9. What is the toll-free number to register a complaint against corruption at Indian Overseas Bank?

Ans. The toll-free number that can be specifically used to register complaints against corruption at Indian Overseas Bank is 1800-425-3402.

 

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