IndusInd Bank Credit Card Statement

IndusInd Bank Credit Card Statement is a billing report generated by IndusInd Bank periodically and consists of an overview of the purchases and transactions done by you during the billing cycle. A credit card statement usually consists of one or two pages containing all the information regarding your recent transactions, the payment due date and other significant information.

Mentioned below are some of the general or common terms associated with IndusInd Bank Credit Card Statement.

Credit Card Common Terms	Description
Credit Summary	This section provides you details regarding your card credit limit, cash limit and all available limits
Account Summary	Overview of how much you paid the bank and how much you have spent and the past dues if there are any
Total Amount Due	This is the amount you need to pay before the payment due date in order to avoid interest charges
Minimum Amount Due	This is the minimum amount due you need to pay before the payment due date in order to avoid any late payment fee
Payment Due Date	Date by when the payment towards the outstanding should be credited to the account
Rewards Summary	Shows the summary of the points earned, redeemed and the opening and closing balance
Total Outstanding	Total outstanding including the principal outstanding of EMIs running on your card account
Cash Advance	Includes all cash advance transactions- both domestic and international

How the Minimum Amount Due is Calculated?

The minimum amount due is calculated as 5% of the total outstanding amount. In case, you have converted any of your purchases into EMI, then the amount will be added to your minimum amount due. For instance,  if you have made a purchase of Rs. 10,000 on March 15 and the due date is April 26, then your minimum amount due will be Rs. 500 (5% of Rs. 10,000).

Listed below are the different methods and the steps via which you can get your credit card statement.

Via Netbanking

Step 1: Log in to IndusNet using your Username and Password

Step 2: Go to the ‘Credit Cards’ section and click on the ‘View Statement’ option

Step 3: Select the previous statement or set a preferred date range

Step 4: Click on the ‘Get Statement’ option

Step 5: A PDF version of the statement will be downloaded on your device

Via Mobile App

Step 1: Download the IndusMobile app from the Play Store, App Store or Windows Store

Step 2: Log in using your username and password

Step 3: From the main menu, click on the ‘I Owe’ option under ‘Account Overview’ and proceed further

Step 4: On the next screen, click on the ‘Credit Card Details’ option

Step 5: All the details of your credit card including total credit limit, total cash limit, total outstanding, etc. will be displayed on the screen

Step 6: Click on the ‘View Statement’ option

Step 7: View details of your last statement generated

How to Switch to IndusInd Bank Credit Card E-statement

In case you want to switch to downloading IndusInd credit card statement instead of getting a physical copy, you can follow these steps:

Step 1: Visit the official website of IndusInd Bank i.e. https://www.indusind.com/in/en/personal/forms/get-statement.html

Step 2: Click on the ‘Get Statement’ option

Step 3: Enter your account number

Step 4: Now, select ‘From’ and ‘To’ IndusInd credit card statement date for the desired period

Step 5: Select ‘Statement Type’ & click on the ‘send via Email’ option

Note: IndusInd bank credit card e-statement will be sent to your mail in an Adobe Acrobat (PDF) format. Your request will only be accepted if your email ID and mobile number are registered with the bank.

Listed below are the different methods and the steps via which you can get your credit card statement.

By contacting Customer Care

• Contact the IndusInd Bank Customer Care by calling on 1860 267 7777 and place a request for your credit card statement
• The representative will verify a few details
• Choose your preferred time duration and get your credit card statement

Via Post

• Place a request to receive a hard copy of your credit card statement via post
• The hard copy will be sent to your residential address registered with the bank

By Visiting the Nearest Bank Branch

• Visit the nearest IndusInd Bank branch
• Go to the bank’s representative and request for your credit card statement
• Get your credit card statement for any duration

Following are some of the ways through which you can handle these errors:

• Call on the customer care of IndusInd Bank whenever you see any errors in your credit card statement and inform them about the same to get the mistake rectified.
• Always make sure that you have a record of all the statements on your credit card in order to support your issue. This can surely help you prove the incorrect transaction.
• In case, you are not satisfied with the solution provided by the customer care representative, then you can also send a letter to the bank within 2 months of receiving the bill along with the copies of proof to state your issue.

Can the payment due date fall on a non-business day?

Yes, the payment due date can fall on a non-business day. If that happens, then the succeeding business day is considered as the payment due date for you. 

How will I get to know that my e-bill is ready?

You will get a notification on your registered email ID whenever your e-bill is ready.

 What are the consequences of missing payment due date?

If you miss the payment due date then late remittance fees will be charged on your credit card account that will ultimately increase your financial obligation and decrease your credit score. 

 How can I contact IndusInd Bank Credit Card customer care regarding any query?

You can contact the bank through IndusInd Bank Credit Card customer care number- 1860 267 7777. You can also send your grievances and queries through online submissions on the official website of IndusInd Bank.