IndusInd Bank Indulge Credit Card

Movie Offer – The details of the offer are as follows:

• Buy one movie ticket and get the other one free *
• You can avail upto 3 free movie discounts in a month
• Offer valid on all theatres registered with BookMyShow across all major cities

*The price of the free ticket is capped at Rs 200. In case, the price of the ticket is more than Rs 200, the cardholder will receive a discount of Rs 200 and the remaining amount will have to be paid by the Cardholder using his IndusInd Bank Indulge Credit Card.

Reward Points – Get 1.5 reward points for every spending of Rs 100.

Priority Pass Membership – You can now enjoy access to 600+ lounges across the globe with a complimentary Priority Pass. You also get complimentary access for up to 2 free visits per calendar quarter.

Concierge Services – A 24×7 concierge service is provided to help you make dining reservations, flight bookings, hotel reservations and more.

Complimentary Travel Insurance – You are also provided a complimentary travel insurance cover through IndusInd Bank partner, ICICI Lombard General Insurance. This insures you against lost baggage, delayed baggage, lost ticket, missed connection and much more. Get a complimentary Personal Air Accident insurance cover of Rs. 2.5 Crores

Fuel Surcharge Waiver – Card holders will enjoy uncapped 1% surcharge waiver of at petrol pumps across the country on fuel spends worth Rs. 500 to Rs. 10,000.

Golf Privileges – Get access to some of the leading golf clubs in partnership with Apexlynx. Additionally, you can also enjoy complimentary golfing lessons at golf courses in Delhi-NCR, Ahmedabad, Bengaluru, Chennai and others.

Add-on credit cards – Get the total protect benefit which provides 100% liability coverage of the credit limit of your primary card as well as your add-on credit cards.

Here the fee and charges of Indulge credit card:

Category	Amount
Joining Fee	Rs. 75,000
Annual Fee	Rs. 10,000 (waived off on spending Rs. 10 Lakh or more in the preceding year)
Add-on card Fee	Nil
Interest Free Period	Up to 50 days, only when the total dues are paid in full
Cash Advance Fee	Nil
Late Payment Fee	Below Rs. 100- Nil Between Rs. 101 to Rs. 500- Rs. 100 Between Rs. 501 to Rs. 1,000- Rs. 350 Between Rs. 1,001 to Rs. 10,000- Rs. 550 Between Rs. 10,001 to Rs. 25,000- Rs. 800 Between Rs. 25,001 to Rs. 50,000- Rs. 1,100 Above Rs. 50,000- Rs. 1,300

Eligibility- In order to avail IndusInd Bank Indulge Credit Card , you will have to meet the following criteria:

Your income/ITR should be:

• For salaried individuals: Rs.48 lakh per annum
• For self-employed: Rs.60 lakh per annum

Documentation:

• KYC Documents: PAN Card, Aadhaar Card and photograph is mandatory.
• Other acceptable address proofs, in case your communication address varies from Aadhaar Card, are voter’s ID, driving license, passport, etc.
• Income Documents

For salaried individuals:

• Last 3 month’s bank statement
• Last 3 month’s salary slip or other bank’s credit card details.

For self-employed individuals:

• Latest copy of ITR or other bank’s credit card details.

Note: All the above documents need to be self-attested by the applicant. For any further assistance on credit card documentation, you can reach the bank’s help desk at 1860 267 7777.

To apply for this credit card, you can visit the bank’s website or call the customer care executives of IndusInd Bank and they can help you with the application of this credit card. Once your documentation is complete, the bank will then process your application after which your card will be dispatched to your mentioned address.

How can i pay my credit card bill?

You can pay your credit card bill with the following ways:

1. SwiftPay
2. Cash/Cheque
3. Standing Instruction
4. NEFT
5. RTGS

What should be done in case the card is lost/stolen?

In such a situation, you can contact the customer care of the bank  in the first 24 hours along with a written confirmation to the bank.

Does the IndusInd Bank Indulge Credit Card offers any welcome gift?

The card does not offer any welcome benefit.

What is the credit free period on the card?

The card offers a credit free period of up to 50 days.