Travel
Reward Points
Rewards:
Up to 2 reward points for every Rs. 100 spent
Travel
Low forex markup fee of 1.8%
Movies
Buy one get one offer via BookMyShow
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The IndusInd Legend Credit Card is a rewards and travel-focused card, offering accelerated earning on weekend spends and a good redemption value on transferring points to air miles. It can be a good option for frequent travelers as the forex mark-up charge is low (1.8%), and the accumulated rewards can be transferred to partner airline loyalty programs in a 1:1 ratio. Complimentary movie tickets, a dedicated concierge service, auto-assist, and complimentary insurance add to the card’s benefits.
However, though promoted as a premium credit card, IndusInd Legend struggles to justify its premium status. The reward earning rate is very low in comparison to other premium cards, which brings down the overall value back, despite its 1:1 redemption ratio. Additionally, unlike other premium cards that allow redemption against multiple airline partners, this card offers this feature with comparatively less number of airlines. The card offers no lounge access (discontinued w.e.f. 7 March, 2025)—a disappointing factor for a card that already offers travel-focused benefits like forex markup fees, insurance, concierge and even Priority Pass membership. Having said that, the offered features are still good for a lifetime free credit card. That way, it can be a fair addition to a card user’s wallet.
Welcome Benefits: Activation benefits from Luxe gift card, Montblanc, Post Card and vouchagram.
Movies: Buy one get one movie ticket free on bookings via BookMyShow, 1 free ticket of up to Rs. 200 off in a month and Rs. 50 off on food and beverages.
Forex Markup Fee: The card charges a low forex markup fee of 1.8% on your foreign currency transactions.
Membership: Complimentary Priority Pass membership with access to 600+ Airport Lounges.
Fuel Surcharge Waiver: 1% fuel surcharge waiver, up to Rs. 100 per month, on fuel spends of Rs. 500 to Rs. 3,000 at petrol pumps across India.
Travel Insurance: The card offers personal air accident insurance cover of Rs. 25 lakh.
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Need Help understanding?
| Fee Type | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||||||||||||
| Annual Fee | Nil | ||||||||||||||||
| Finance Charges | 3.95% p.m. | 47.40% p.a. | ||||||||||||||||
| Late Payment Fee |
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You frequently travel with partner airlines and can utilize the 1:1 redemption
You own another credit card with good frequency of lounge access
You want a low forex markup fee card
You frequently spend on weekends
Axis Bank Select
SBI Card Elite
Standard Chartered Ultimate
Though the reward structure offered on this card is basic, the credit card offers varying reward points on weekdays and weekends. Thus, if you mostly go out shopping on weekends, you can easily maximize the reward benefit. Also, while there is a cap on the range of rewards that can be redeemed, there is no expiry to reward points. Keeping that in view, the bonus 3,000 reward points offered under the milestone benefit add more value, as you always have more to redeem and avail the benefit of. Additionally, the card offers multiple redemption options across air miles and cash credit/statement balance with a good value back.
Everything you need to know about this credit card
Yes, IndusInd Bank Legend is a lifetime free credit card.
In case you lose your credit card, you can contact the IndusInd Bank customer care to get your credit card blocked immediately. You can also block your credit card through the IndusInd net portal (IndusNet) or mobile app.
You can contact the customer care of IndusInd Bank for issues related to credit cards at 1860 267 7777.
Indian citizens who are over 18 years of age but below 65 years of age can apply for this credit card. Also, customers must have a clean credit history.
No, with effect from 7 March, 2025 the complimentary lounge access benefit on the card has been discontinued.
Yes, you can avail a fuel surcharge waiver of 1% at all petrol pumps. However, this is applicable only on transactions between Rs. 500 to Rs. 3,000 and is capped at Rs. 100 per month.
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Megha Khanna
Megha is an experienced writer with a specialization in credit cards and personal finance. With a keen eye for detail and a passion for helping readers make informed financial choices, she creates engaging content that demystifies the complexities of credit cards, from rewards and benefits to interest rates and fees.
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