IndusInd Bank Nexxt – An Interactive Credit Card

Rewards- Users will earn 1 Reward Point for every Rs. 150 spent on the card. Accumulated rewards can be used to pay for a purchase by choosing the same on the card. The value of 1 reward point is Re. 1. Apart from this, the rewards can be converted into air miles in 1:1 ratio or redeemed on IndusInd Bank’s Rewards Portal.

Welcome Benefit- With the IndusInd Bank Nexxt Credit Card you can choose any one of the options from a select collection of welcome gifts for you. Merchants include – EazyDiner, Bata, Montblanc, Oberoi Hotels, Yatra, Vero Moda, Aldo, etc.

Movie Benefit- Cardholders can avail ‘Buy One Get One’ offer on BookMyShow and Satyam Cinemas. Maximum 2 free tickets can be availed in a month.

Insurance Cover- On IndusInd Nexxt Credit Card, users can also avail complimentary insurance cover.

• Lost Card Liability cover under the Total Protect Program offers a sum equal to the credit limit on the card
• Personal Air Accident cover of up to Rs. 25 Lakh

IndusInd Assistance- IndusInd Bank has an international team of experts to offer assistance to its Nexxt Credit Card holders. The following services can be availed:

• Pre-trip Assistance
• Flight booking assistance
• Hotel reservations
• Sports and Entertainment bookings
• Exclusive bookings
• Flower and gifts

Fuel Surcharge Waiver- The card also gives 1% fuel surcharge waiver of up to Rs. 250 per month for transactions between Rs. 500 and Rs. 3,000 at all fuel stations in India.

The table below shows the fees and charges associated with IndusInd Nexxt Credit Card:

Fee/Charge	Amount/Rate
Joining Fee	Rs. 10,000
Annual Fee	Nil
Interest on Revolving Credit	3.83% p.m. | 46% p.a.
Late Payment Charges	For Outstanding Amount: Up to Rs. 100- Nil From Rs. 101 to Rs. 500- Rs. 100 From Rs. 501 to Rs. 1,000- Rs. 350 From Rs. 1,001 to Rs. 10,000- Rs. 550 From Rs. 10,001 to Rs. 25,000- Rs. 800  From Rs. 25,001 to Rs. 50,000- Rs. 1,100 Above 50,000- Rs. 1,300

To be eligible for IndusInd Nexxt Credit Card, an applicant should meet the following requirements:

• He/she must be above 21 years of age
• He/she must not be aged above 65 years
• He/she must have an active credit history

In addition to meeting the basic criteria, one should also be able to submit proof of identity, address and income. The following documents may be accepted.

Documents Required

Proof of Identity	PAN Card, Aadhaar Card, Passport, Voter ID and any other government approved photo ID
Proof of Address	Aadhaar Card, Passport, Driving license, Phone bill, electricity bill, Rental agreement and any other utility bill. Latest other bank/credit card statement also work as valid address proof provided that they are less than 3 months old
Proof of Income	Salary slip, ITR, Form-16, bank statement, etc.

One can apply for IndusInd Nexxt Credit Card on Paisabazaar.com. Follow the steps given below:

• Visit the application form on the official bank website
• Enter required details like mobile number, monthly income, pin code, etc.
• Filter the results for IndusInd Credit Cards and select Nexxt Card from the list
• Click on ‘Check Eligibility’; enter more details as asked
• If qualified, fill in the personal details, address, employment details, etc.
• Enter the OTP and proceed

After this, an executive from IndusInd Bank will call the applicant to take the process further.

Credit Card	Annual Fee	Key Feature
SBI Card ELITE	Rs. 4,999	Free Memberships (Club Vistara, Priority Pass, etc.)
Standard Chartered Ultimate	Rs. 4,999	Access to select golf courses in India and 150 courses worldwide
HDFC Bank Infinia	Rs. 10,000	Unlimited free golf games at select courses worldwide
ICICI Bank Emeralde	Rs. 12,000	Unlimited Lounge Access No over the limit, cash withdrawal or late payment charges
American Express Platinum Reserve Credit Card	Rs. 5,000	Complimentary access to 14 premium golf courses in India and Priority Pass Membership

How is IndusInd Nexxt an interactive credit card?

IndusInd Nexxt Credit Card is an interactive card with buttons on it which can be used to select the mode of payment from EMI, Credit and Rewards.

Where can I avail the fuel surcharge waiver?

1% fuel surcharge waiver can be availed across all petrol pumps in India. Remember that surcharge can only be availed on transactions worth Rs. 500 and Rs. 3,000.

How can I pay for purchases using the rewards on Nexxt Credit Card?

You can push the Reward Button on the card before the payment. 1 Reward Point equals to Re. 1.

How many free BookMyShow movie tickets can I get in a month?

You can avail 2 free movie tickets per month using your IndusInd Nexxt Credit Card.