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Poonawalla Fincorp IndusInd Bank eLITE edge RuPay Credit Card

Home IndusInd Bank Poonawalla Fincorp IndusInd Bank eLITE edge RuPay Credit Card
Updated: 11-11-2024 11:06:19 AM

Poonawalla Fincorp and IndusInd Bank have come together to offer a Rupay Credit Card- Poonawalla Fincorp IndusInd Bank eLITE edge RuPay Credit Card. Consumers can earn accelerated rewards on online spends along with decent returns across all offline transactions. Since this entry-level card is available on the Rupay network, cardholders can use it to make UPI transactions through any UPI app. Movie discount and bonus milestone rewards further add to the card’s overall value. Here is all you need to know about this Rupay credit card from IndusInd Bank.

Poonawalla Fincorp IndusInd Bank Credit Card: Key Highlights
Joining Fee Nil
Annual Fee Nil
Reward Rate 2.5 RP per Rs. 100 spent on e-commerce transactions; 1 RP per Rs. 100 across UPI and POS transactions
Movie Benefit Buy One Get One offer on BookMyShow

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit IndusInd Bank’s website.

Poonawalla Fincorp IndusInd Bank Credit Card: Features and Benefits
How to pay via UPI through IndusInd Bank Credit Card?
Poonawalla Fincorp IndusInd Bank Credit Card: Fees and Charges
Poonawalla Fincorp IndusInd Bank Credit Card: Eligibility and Documentation
Cards Similar to Poonawalla Fincorp IndusInd Bank Rupay Credit Card
Poonawalla Fincorp IndusInd Bank Credit Card: Features and Benefits

Rewards Program

Earning Rewards

  • 2.5 reward points per Rs. 100 spent on e-commerce transactions
  • 1 reward point per Rs. 100 across all other UPI and POS transactions
  • 0.5 reward points per Rs. 100 spent on utilities, insurance, government transactions, education transactions and rent
  • No reward points on fuel purchase
  • Earned reward points will be valid for 24 months from the date of accrual

Redeeming Rewards

  • Redeem reward points through the Indus Moments platform
  • Convert reward points to Krisflyer Miles or Club Vistara Points in 2:1 ratio
  • Redeem rewards to get statement credit (1 RP = Rs. 0.40)
  • Pay with rewards at select stores

Other Benefits on Poonawalla Fincorp IndusInd Bank RuPay Credit Card

  • Buy One Get One Offer on movie tickets through BookMyShow for maximum Rs. 200 per ticket (valid once a month)
  • Spend Rs. 4 Lakh in a year and get 3,000 bonus reward points
  • Fraud liability cover
  • Air accident cover worth Rs. 25 Lakh1% fuel surcharge waiver up to Rs. 100 per month on transaction value of Rs. 400 to Rs. 4,000
How to pay via UPI through IndusInd Bank Credit Card?

Poonawalla Fincorp IndusInd Bank eLITE edge RuPay Credit Card can be linked to any UPI app such as Google Pay, PhonePe, BHIM UPI, PayTM, etc. Follow the process given below:

  • Go to your UPI app
  • Select the ‘Add/Link credit card’ option
  • Select ‘IndusInd Bank’ as the card issuing bank 
  • Select your Rupay credit card
  • Generate UPI PIN by entering last 6 digits of your card number and expiry date
  • Enter the OTP received on your registered mobile number and set the PIN

Once this process is successfully completed, your card will be added to the UPI app. You can scan any Merchant QR code or enter Merchant UPI ID and select this card while making the payment.

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Poonawalla Fincorp IndusInd Bank Credit Card: Fees and Charges
Fee Type Amount
Joining Fee Nil
Annual Fee Nil
Finance Charges 3.83% p.m.| 46% p.a.
Late Payment Charges For Statement Balance:

  • Below Rs. 100: Nil
  • Between Rs. 100 to Rs. 500: Rs. 100
  • Between Rs. 501 to Rs. 1,000: Rs. 350
  • Between Rs. 1,001 to Rs. 10,000: Rs. 550
  • Between Rs. 10,001 to Rs. 25,000: Rs. 800
  • Between Rs. 25,001 to Rs. 50,000: Rs. 1,100
  • Above Rs. 50,000: Rs. 1,300
Click here to check more details on fees and charges associated with IndusInd Bank Celesta Credit Card.
Poonawalla Fincorp IndusInd Bank Credit Card: Eligibility and Documentation

To be eligible for this credit card, applicants must meet certain terms and conditions as set by IndusInd Bank. However, the final decision regarding approval or rejection of application rests solely with the bank.

Criteria Details
Occupation Salaried or Self-employed
Age 21-60 years
Documents Required Click here for the list of acceptable documents
Serviceable Cities Click here for the list of eligible cities
Cards Similar to Poonawalla Fincorp IndusInd Bank Rupay Credit Card
Credit Card Annual Fee Best Feature
HDFC UPI Rupay Credit Card Rs. 99 3% CashPoints on groceries, supermarket, dining & PayZapp spends
Kotak Mojo Credit Card Rs. 1,000 2.5 Mojo points per Rs. 100 spent online
ICICI Coral Credit Card Rs. 500 2 reward points for every Rs. 100 spent across all transactions except fuel
IndusInd Platinum Credit Card Nil 1.5 reward points for every Rs. 150 spent, except fuel spends
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