IndusInd Bank Tiger Credit Card

IndusInd Tiger Credit Card is an all-rounder card that offers benefits across multiple categories, like shopping, travel, dining, movie and much more. Some of the major IndusInd Bank Tiger Credit Card benefits are mentioned below:

Up to 6X Reward Points

With IndusInd Tiger Credit Card, you can earn up to 6 reward points on every Rs. 100 spent as per the below details:

Reward Points Redemption Value

• 1 Reward Point = Re. 0.40, if redeemed against cash or through catalogue
• 1 Reward Point = 1.2 Airmiles

IndusInd Bank Tiger Credit Card operates differently when it comes to reward points. Unlike other credit cards that offer rewards depending on the spending category, this card gives you good value back through rewards on achieving spending milestones. The card comes with multiple spending milestones, allowing you to earn higher rewards as you achieve each spending milestone. With this card, the more you spend, the more rewards you will earn. You can maximize the benefit of reward points by spending Rs. 6 Lakh in a year. In addition to the different reward structure, this card offers good value back through the redemption value, especially when redeeming earned rewards against Airmiles, as 1 Reward Point is equivalent to 1.2 Airmiles.

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Annual Savings through Reward Points

Considering you have spent Rs. 6 Lakh in an anniversary year. You can save up to Rs. 8,000 via IndusInd Bank Tiger Credit Card reward points as per the below details:

From the above illustration, it is clear that you will earn 20,000 reward points on annual spends of Rs. 6 Lakh. Considering you will redeem the reward points against cash at a value of 1 Reward Point = Re. 0.40, you can save Rs. 8,000 on your annual spends.

Lounge Access Benefits

This card offers complimentary international as well as domestic lounge access as per the below details:

• Complimentary Priority Pass Program that allows you access to 600+ lounges across the world
• 2 complimentary international lounge visits per year with Priority Pass
• 2 complimentary domestic lounge visits per quarter

Considering IndusInd Tiger Credit Card comes with no joining and annual fee, the travel benefits offered on this card are exemplary as such travel benefits are offered by premium cards like HDFC Regalia or SBI Elite. The card offers decent travel-related benefits in the form of a complimentary Priority Pass Membership, allowing you to access international lounges at no cost, along with domestic lounge visits. In comparison, SBI Card Elite, charges an annual fee of Rs. 4,999 and offers 2 complimentary international lounge visits in a quarter. Therefore, offering 2 international lounge visits in a year without any annual charges makes this card a suitable option for frequent travellers.

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Other Benefits

Besides travel and rewards, you can also earn benefits on other categories, like entertainment, golf, fuel and more. Here are some of the other IndusInd Bank Tiger Credit Card benefits:

• BookMyShow: One complimentary movie ticket up to Rs. 500 on BookMyShow every 6 months in a calendar year
• Forex Markup Fee: Low forex markup fee of 1.5%
• Golf Benefits: 1 complimentary golf game or lesson every quarter
• Fuel Surcharge Waiver: Uncapped 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4,000
• Concierge Service: Concierge services for pre-trip assistance, hotel bookings, flight bookings and more
• Auto Assist: Auto assist feature for roadside repair service, flat tyre service, battery service and more

Low forex markup fee and complimentary golf games are some of the premium benefits which are usually offered by cards with a high annual fee. In comparison to premium cards like SBI Elite and HDFC Regalia, that charge a forex markup fee of 1.99% and 2%, respectively, this card comparatively charges a low forex markup fee of 1.5%. In addition, you get these benefits along with free movie tickets with IndusInd Bank Tiger Credit Card without any charges. Furthermore, the card also excels in providing basic benefits like concierge services or fuel surcharge waiver.

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How much you can save in a year?

With this card, cardholders can save up to Rs. 38,612 in a year as per the below details:

*USD INR rate is considered at Rs.82.

Comparison: IndusInd Tiger. Vs SBI Card Elite Vs. HDFC Regalia

Since IndusInd Tiger is an all-rounder credit card with premium benefits, let’s compare it with some premium cards like SBI Card Elite and HDFC Regalia that offer similar benefits:

IndusInd Bank Tiger Credit Card is an all-rounder card offering benefits across numerous categories, be it shopping, dining or travelling. Considering that IndusInd Tiger Credit Card comes with no joining and annual fees, the card definitely outshines because of the below-mentioned features:

• Irrespective of the category, the card offers a good value back through reward points. It operates differently by providing you higher reward points on achieving the spending milestones. The rewards rate increases as you achieve each spending milestone, allowing you to save more on your expenses. Furthermore, reaching the annual spending milestone of Rs. 6 Lakh, which roughly sums up to Rs. 50,000 per month, is easily achievable if you put most of your expenses on your credit cards.
• When it comes to lounge access, the card offers complimentary international as well as domestic lounge access along with Priority Pass Membership. If you travel frequently and want to avail complimentary lounge access, this card can be a good fit with 2 complimentary international lounge access every year and 2 complimentary domestic lounge access every quarter.
• Low forex markup fee sets this card apart from other premium cards like SBI Card Elite or HDFC Regalia. While these cards levy an annual fee of up to Rs. 4,999 and charges a forex markup fee ranging between 1.99% to 2%, this card differentiates by charging a low forex markup fee of 1.5%, without any annual charges.
• At no cost, this card provides an additional advantage of complimentary golf games and lessons. Typically, premium golf benefits are offered by super-premium credit cards like SBI Elite or Standard Chartered Ultimate, which come with a high annual fee. In comparison, this card extends the benefits without any fees and charges.

The applicable IndusInd Bank Tiger Credit Card fees and charges are mentioned in the table below:

Click here to know the detailed terms & conditions and other related fees & charges.

Note: The applicable charges/fees will be communicated to the cardholder at the time of application. Charges can be revised from time to time at the sole discretion of the bank.

The applicant must fulfill the below-mentioned eligibility criteria to apply for this credit card:

• You must be an Indian resident
• Your age must be between 18 to 65 years

Q. How can I apply for IndusInd Bank Tiger Credit Card?

A. You can apply for this credit card through online and offline modes. To apply online, you can visit the official website of the bank and fill out the application form. Besides this, you can also apply offline by visiting any of the nearest branches of the bank and submitting a duly filled application form.

Q. Can I use my IndusInd Bank Tiger Credit Card for overseas transactions?

A. Yes, you can use your IndusInd Bank Tiger Credit Card for foreign currency transactions. This credit card is suitable for international transactions as it charges a low forex markup fee of 1.5%.

Q. Can I redeem my IndusInd Bank Tiger Credit Card reward points against cashback?

A. Yes, the bank allows you to redeem your earned reward points against a variety of categories, including cash credit, Airmiles and products from the rewards catalogue. You can redeem the reward points against cash credit at a value of 1 Reward Point is equivalent to Re. 0.40.

Q. How can I check the application status of my IndusInd Bank Tiger Credit Card?

A. You can check the application status of your credit card through the official website of the bank. All you need to do is open the tracking page and enter the application number. Besides this, the bank also informs you about your current application status through text messages or email.

Q. Does IndusInd Bank Tiger Credit Card offer a fuel surcharge waiver?

A. Yes, you can avail a fuel surcharge waiver of 1% on your transactions between Rs. 400 to Rs. 4,000. This is applicable across all petrol pumps in the country.

Q. Does IndusInd Bank Tiger Credit Card offer any golf benefits?

A. Yes, with IndusInd Tiger Credit Card, you can avail one complimentary golf game or lesson in a quarter, which sums up to 4 complimentary games or lessons in a year.

Q. Does IndusInd Bank Tiger Credit Card is suitable for international travel?

A. Yes, this credit card is a suitable option if you frequently travel. The card offers international travel benefits like complimentary international lounge access with Priority Pass membership and a low forex markup fee of 1.5%. These benefits make this credit card an ideal option for frequent travellers.