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Jammu & Kashmir Bank

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Updated: 20-12-2019 12:24:13 PM

Jammu Kashmir Bank is a private sector, State owned bank founded on 1 October 1938. The bank offers banking and financial products and services to its customers and is head-quartered in Srinagar, Jammu and Kashmir, India. It is the first of its kind bank to have designated as the RBI’s agent for all the banking related businesses

Deposit Account

Savings Account

Savings Account

Savings account can be opened by individuals, either singly or jointly, parents on behalf of minors, literate minors above 10 years. Read More
Current Account

Current Account

Customers can open a current account with J&K Bank wherein the minimum AMB required to be maintained is Rs 4000

Loan

Home Loan

Home Loan

This housing loan provides housing credit to all the eligible customers to purchase a new house, to construct or repair an old house etc
Car Loan

Car Loan

Offers car loan with flexible repayment options ranging from 12 to 84 months in equated monthly installments. Read More

Investment

Fixed Deposit

Fixed Deposit

J&k Bank’s fixed deposit starts from a minimum deposit of Rs.100 with repayment tenure ranging from 7 days to 10 years. Read More
Recurring Deposit

Recurring Deposit

J&k Bank’s recurring deposit starts from a minimum deposit of Rs.50 per month with a repayment tenure ranging from 6 months to 10 years.

Cards

Credit Card

Credit Card

J&K Bank provides three types of credit cards on the basis of credit limit. These cards are Blue, Silver and Gold Empowerment Credit Card. Read More
Debit Card

Debit Card

Use J&k Bank’s debit cards to withdraw money from ATMs,make transactions at various POS terminals and online merchant outlets. Read More

Banking

PassBook

PassBook

Through this physical document, customers can easily check their detailed summary of transactions as well J&K Bank balance enquiry.
Mobile Banking

Mobile Banking

J&K Bank has made it possible for its customers to use the bank’s fully functional services on smart-phones free of cost
Net Banking

Net Banking

J&K Bank net banking services offer its users a way to complete all their banking activities from the comfort of their homes.
SMS Banking

SMS Banking

For J&K Bank account balance enquiry by SMS, account holders can easily opt to send an SMS and check account balance
IFSC Code

IFSC Code

J&K Bank Indian Financial System Code (IFSC) is an 11 digit alphanumeric code which is used to identify the bank branches and facilitate NEFT or RTGS transactions

For eg:JAKA0DWARKA is the IFSC Code of Dwaraka branch

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