Jana Small Finance Bank offers FD interest rates of 3.00-8.25% p.a. to the general public and 3.50-8.75% p.a. to senior citizens on tenures ranging from 7 days to 10 years. The interest rate on Jana Small Finance Bank Tax Saving FDs is 8.20% p.a. for the general public and 8.20% p.a. for senior citizen depositors for tenures of 5 years. Jana Small Finance Bank has been recognised as a scheduled bank by the RBI, which makes its depositors eligible for deposit insurance provided by the Depositor Insurance and Credit Guarantee Corporation (DICGC). The deposit insurance cover from DICGC, an RBI subsidiary, insures cumulative deposits up to Rs 5 lakh made by each depositor, including his fixed deposits, savings, current, and recurring deposits, in each scheduled bank in case of the failure or merger/amalgamation of a scheduled bank.
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FD Starts from Rs 2000
Card Limit = 90% of FD
*Rates are subject to change as per the bank's discretion.
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Jana Small Finance Bank FD Interest Rates (p.a.) Highlights 2024 |
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| Highest slab rate | 8.25% (for 365 days to 3 years) |
| For 1 year | 8.25% |
| For 2 years | 8.25% |
| For 3 years | 8.25% |
| For 4 years | 7.25% |
| For 5 years | 8.20% |
| Tax-Saving FD | 8.20% |
The interest rates are updated as of 17 December 2024
Card limit is 90% of FD Amount
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6.5%INTEREST ON FD
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 7 − 14 days | 3.00 | 3.50 |
| 15 − 60 days | 4.25 | 4.75 |
| 61 – 90 days | 5.00 | 5.50 |
| 91 – 180 days | 6.25 | 6.75 |
| 181 – 364 days | 7.50 | 8.00 |
| 1 year (365 days) | 8.25 | 8.75 |
| 366 days – 459 days | 8.25 | 8.75 |
| 460 days – 483 days | 8.25 | 8.25 |
| 484 days to 2 years | 8.25 | 8.75 |
| Above 2 years – 3 years | 8.25 | 8.75 |
| Above 3 years – less than 5 years | 7.25 | 7.75 |
| 5 years (1825 days) | 8.20 | 8.20 |
| Above 5 years – 10 years | 6.50 | 7.00 |
Note: 1. The minimum tenure of NRE deposits is 1 year
2. Additional senior citizen FD rates are applicable only to domestic deposits
FDs of up to ₹5 lakhs insured by RBI
No hassle of opening a saving account
No documentation
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 5 years (1825 days) | 8.20 | 8.20 |
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| Tenure | Interest Rates (% p.a.) | |
| Retail FD Interest Rate | Bulk FD Interest Rate | |
| 7 − 14 days | 6.75 | 6.75 |
| 15 − 60 days | 6.75 | 6.75 |
| 61 – 90 days | 6.75 | 6.75 |
| 91 – 180 days | 6.75 | 6.75 |
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Jana Small Finance Bank has not provided an FD calculator on its website. Hence individuals planning to open a fixed deposit with a Jana Small Finance Bank can visit Paisabazaar or other online financial marketplaces and use their FD Calculator to calculate the maturity amount based on the deposit amount, tenure, and Jana Small Finance Bank FD rates.
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