Kotak Bank PVR Platinum Credit Card is aimed towards movie buffs. Users can avail up to 2 movie tickets per month. The benefits don’t end there; users also get PVR Shield and more. Additional details of the card are mentioned below.
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Note: Kotak Mahindra Bank is not taking new credit card applications. Content on this page is for information purpose only.
The features and Benefits associated with Kotak PVR Platinum Credit Card are:
Movie Offers – Users get two movie tickets every month on spending Rs. 10,000 in a month
PVR Shield – Cardholders gets liability cover on lost or stolen credit cards. PVR shield insures customer up to Rs. 75,000. However, the user must report the lost/stolen credit card in a timely manner
Add-on Card – Users can set a custom limit on add-on credit card
Suggested Read- Kotak PVR Credit Cards Review
The fees and charges associated with Kotak PVR Platinum Credit Card are:
| Category | Amount |
| Joining Fees | Nil |
| Annual Fees | Rs. 999 |
| Add-on card Fees | Rs. 299 |
| Finance Charges | 3.50% per month/ 42%p.a. |
| Minimum Amount Due (MAD) | Between 5% and 10% of the Total Amount Due |
| ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance Fee per Rs. 10,000 | Rs. 300 |
| Late Payment Charges (“LPC”) | Rs. 100 for amount less than or equal to Rs. 500. Rs. 500 for amount between Rs. 500.01 & Rs. 10,000 Rs. 700 for amount greater than Rs. 10,000 |
| Over Limit Charge | Rs. 500 |
| Cheque Bounce Charges | Rs. 500 |
| Foreign Currency Mark Up | 3.5% of the amount |
| Cash payment Fee | Rs. 100 |
| Card Replacement Fee | Rs. 100.0 |
| CIBIL – Credit Information Report | Rs. 50 |
The eligibility criteria for Kotak PVR Platinum Credit Card are:
Do note that customer must belong to any one of the following cities: Bangalore, Chandigarh, Chennai, Ahmedabad, Gurgaon (Gurugram), Noida, Kolkata, Mumbai, Delhi, Navi Mumbai, Hyderabad, and Pune.
What is the annual fee charged on Kotak Bank PVR Platinum Credit Card?
The annual fee charged on Kotak Bank PVR Platinum Credit Card is Rs. 999.
Is there a joining fee on Kotak Bank PVR Platinum Credit Card?
No, Kotak Bank PVR Platinum Credit Card does not charge a joining fee.
What are the offers on Kotak Bank PVR Platinum Credit Card?
Users can get 2 movie tickets every month if they spend Rs. 10,000 in a month.
Is the card available to anyone residing in India?
No, only people living in Bangalore, Noida, Chennai, Ahmedabad, Gurgaon, Kolkata, Mumbai, Navi Mumbai, Delhi, Chandigarh, Hyderabad, and Pune can apply for this credit card.
| Credit Card | Annual Fee | Reward Points | Net Savings |
| Kotak PVR Platinum Credit Card | Rs. 999 | 2 free PVR movie tickets every month when you spend Rs. 10,000 | Rs. 9,600* Rs. 9,600** |
| Standard Chartered Manhattan Platinum Credit Card | Rs. 999 | Earn 3X Reward Points on Hotel Reservations, Dining, Utility Bills etc. |
Rs.8,697* Rs.16,293** |
| ICICI Bank Coral Contactless Credit Card | Rs. 500 | Earn 2 Payback Points on every Rs.100 spent |
Rs.10,636* Rs.15,771** |
| Standard Chartered Platinum Rewards Credit Card | Rs. 250 | Earn 5 Reward Points for every Rs.150 spent at partner dining restaurants |
Rs.8,510* Rs.9,782** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
Other recommended entertainment credit cards are:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
| RBL Bank Platinum Maxima Credit Card |
Rs. 2,000 |
Earn 5X rewards points on entertainment expenses |
3.9/5 |
|
Rs.500 |
Get 25% off on movie ticket bookings |
3.5/5 |
|
| Kotak Bank PVR Gold Credit Card |
Rs. 499 |
Gets 1 movie ticket free every month on the spending of Rs. 7,500 within the same billing cycle |
N/A |
|
Rs. 1,000 |
Get 25% off on booking movie tickets |
3.4/5 |
