Kotak IndiGo Ka-ching 6E Rewards XL Credit Card- For IndiGo Loyalists

Welcome Benefit- The card offers an IndiGo Airline ticket worth Rs. 3,000 as a welcome benefit. In addition to that, you also get welcome gift vouchers from partner brands across multiple categories. Current prevalent welcome vouchers are listed as follows:

• Rs. 1,000 Accor Dining voucher
• 30% off on Accor Stay, subject to minimum 1 and maximum 3 nights stay
• Rs. 250 voucher from Budweiser
• Free trial for 30 days on Lionsgate Play

Reward Points- Kotak IndiGo Ka-ching 6E Rewards XL Credit Card offers you 6E rewards on every spend. You can redeem your reward points on www.indigo.in to purchase IndiGo flight tickets. 6E rewards offered on various expenses are:

• 6% rewards on IndiGo spends
• 3% rewards on merchant spends including dining, entertainment, grocery
• 2% rewards on all other category spend excluding wallets

Lounge Access- Every quarter, you get 2 airport lounge access, adding up to 8 airport lounge access per year.

Other Benefits- Apart from the benefits mentioned above, the card also offers 6E prime add-ons as listed below:

• Priority check-in
• Choice of seat
• Complimentary meal
• Quicker baggage assistance

Fee Type	Details
Joining Fee	Rs. 2,500
Annual Fee	Rs. 2,500
Finance Charges	3.50% per month/ 42% per annum
Foreign Currency Markup	3.5%
Late Payment Charges	Rs. 100 for amount less than or equal to Rs. 500 Rs. 500 for amount between Rs. 500.01 to Rs. 10,000 Rs. 700 for amount greater than Rs. 10,000

Click here to check other associated terms and conditions.

Criteria	Details
Age Limit	21 – 65 years
Occupation	Salaried or Self-employed
Minimum Salary	Rs. 4 Lakh per annum
Minimum Credit Score	750

Note: The above-mentioned eligibility parameters are general criteria to apply for Kotak Mahindra Bank Credit Cards. The eligibility criteria may vary from case to case. 

Apart from fulfilling the eligibility requirements, you also need to submit a certain list of documents to apply for Kotak IndiGo Ka-ching 6E Rewards XL credit card. 

Identity Proof	Any one amongst Aadhaar Card, Voter ID Card, PAN Card, Driving License, Passport
Address Proof	Any one amongst Utility Bill- water/electricity/ gas/telephone , Ration Card, Voter ID Card, Passport, Driving License,
Income Proof	Any one amongst Salary slips,  Income Tax Returns (ITR), Form 16, Proof of business continuity, Certified financial documents, PAN Card
Age Proof	Any one amongst Class X school certificate, Voter ID Card, birth certificate

Note: The list of documents required may vary across the type of credit card customer- salaried, self-employed, students or NRIs.

Kotak IndiGo Ka-ching 6E Rewards XL Credit Card, as mentioned above, is a well-suited travel credit card for you if you frequently travel via IndiGo airlines. The card offers exclusive travel benefits such as lounge access, priority meals, baggage assistance, a 6% reward on IndiGo spends and an IndiGo airline ticket worth Rs. 3,000 as a welcome benefit. In addition to that, to provide the cross-category benefit, you also get an exclusive voucher from Accor Dining, Accor Stay, and Budweiser along with a 3% reward on Merchant spend across dining, entertainment and grocery and 2% rewards across all other spends. 

The reward offered for non-IndiGo expenses is a basic reward structure and not that great if you are looking for highly rewarding cards across multiple categories. This Kotak Mahindra credit card is definitely a good option for you if you are keenly looking for travel benefits on IndiGo airline, as that way you can justify the annual fee of Rs. 2,499. Otherwise, if you are looking for credit cards that offer rewards across multiple categories, you can opt for other travel cards.

Suggested Read: Top Travel Credit Cards in India 2022

Credit Card	Annual Fees	Comparative Features
MMT ICICI Signature Credit Card	Nil	Up to 4 My Cash points on hotel and flight bookings on MakeMyTrip per Rs. 200
Citi PremierMiles	Rs. 3,000	Up to 10 air miles on every Rs. 100 spent
Axis Bank Vistara Signature Credit Card	Rs. 3,000	Up to 6 Free Premium Economy tickets;  Club Vistara Silver Membership
HDFC Bank InterMiles Signature Credit Card	Rs. 2,500	Up to 12 InterMiles per Rs. 150 spent on flight and hotel bookings

How do I redeem my 6E reward points?

All the 6E reward points that you earn on IndiGo co-branded credit cards such as Kotak IndiGo Ka-ching 6E Rewards XL Credit Card can be redeemed on the IndiGo website to purchase IndiGo flight tickets. You can redeem your IndiGo points without any expiry. 

How do I get a Ka Ching card?

You can get the IndiGo Ka-ching 6E Rewards XL Credit Card from Kotak Bank by applying directly on the Kotak Mahindra Bank’s website, or by contacting the customer service at 1860 266 2666. Apart from that, you can also visit the nearest Kotak Mahindra Branch to get yourself the Ka Ching Card.

What is the 6E reward in IndiGo?

6E reward is the redemption currency offered for reward points earned on IndiGo co-branded credit cards with top banks. 

What is the age limit for add-on cardholders for Kotak IndiGo Ka-ching 6E Rewards XL Credit Card?

The age limit for add-on cardholders for the Kotak Ka-Ching card is 18 years and above.