Kotak PVR Gold Credit Card is designed for moviegoers. Users can get up to 24 movie tickets in a year. Besides that, they get to enjoy all the benefits associated with PVR Shield. Additional details of the card are mentioned below.
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Note: Kotak Mahindra Bank is not taking new credit card applications. Content on this page is for information purpose only.
The features and benefits associated with Kotak PVR Gold Credit Card are:
Movie Offers – Users get free PVR tickets on meeting the following criteria:
PVR Shield – Cardholders gets complimentary lost card liability insurance cover in case they lose their card or if it is stolen. PVR shield insures customers against liability of up to Rs. 50,000 if the lost/stolen card is reported in a timely manner
Also Read: Review of Kotak PVR Credit Cards
The fee and charges associated with Kotak PVR Gold Credit Card are:
| Category | Amount |
| Joining Fees | Nil |
| Annual Fees | Rs. 499 |
| Add-on card Fees | Rs. 299 |
| Finance Charges | 3.50% per month/ 42%p.a. |
| Minimum Amount Due (MAD) | Between 5% and 10% of the Total Amount Due |
| ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance Fee per Rs. 10,000 | Rs. 300 |
| Late Payment Charges (“LPC”) | Rs. 100 for amount less than or equal to Rs. 500. Rs. 500 for amount between Rs. 500.01 & Rs. 10,000 Rs. 700 for amount greater than Rs. 10,000 |
| Over Limit Charge | Rs. 500 |
| Cheque Bounce Charges | Rs. 500 |
| Foreign Currency Mark Up | 3.5% of the amount |
| Cash payment Fee | Rs. 100 |
| Card Replacement Fee | Rs. 100.0 |
| CIBIL – Credit Information Report | Rs. 50 |
The eligibility criteria for Kotak PVR Gold Credit Card are:
Moreover, an applicant must be residing in any of the following cities: Bangalore, Chandigarh, Chennai, Ahmedabad, Gurgaon (Gurugram), Noida, Kolkata, Mumbai, Delhi, Navi Mumbai, Hyderabad, and Pune.
What is the annual fee charged on Kotak PVR Gold Credit Card?
The annual fee charged on Kotak PVR Gold Credit Card is Rs. 499.
Is there a joining fee on Kotak PVR Gold Credit Card?
No, Kotak PVR Gold Credit Card does not charge a joining fee.
What is the finance charge on this credit card?
The finance charge on this credit card is 3.50% per month/ 42% per annum.
What movie offers is provided to cardholders?
Users can get 1 movie ticket per month on spending Rs. 7500 and 2 movie tickets if they spend over Rs. 15,000 in a billing cycle.
| Credit Card | Annual Fee | Reward Points | Net Savings |
| Kotak PVR GOLD Credit Card | Rs. 499 | 1 free PVR movie ticket* every month when you spend Rs. 10,000 | Rs. 9,600* Rs. 9,600** |
| Standard Chartered Platinum Rewards Credit Card | Rs. 250 | Earn 5 Reward Points for every Rs.150 spent at partner dining restaurants |
Rs.8,510* Rs.9,782** |
| ICICI Bank Coral Contactless Credit Card | Rs. 500 | Earn 2 Payback Points on every Rs.100 spent |
Rs.10,636* Rs.15,771** |
| Standard Chartered Manhattan Platinum Credit Card | Rs. 999 | Earn 3X Reward Points on Hotel Reservations, Dining, Utility Bills etc. |
Rs.8,697* Rs.16,293** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
Other recommended entertainment credit cards are:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
| RBL Bank Platinum Maxima Credit Card |
Rs. 2,000 |
Earn 5X rewards points on entertainment expenses |
3.9/5 |
|
Rs.500 |
Get 25% off on movie ticket bookings |
3.5/5 |
|
| Kotak Bank PVR Platinum Credit Card |
Rs. 999 |
Get 2 movie tickets every month on spending Rs. 10,000 in a month |
N/A |
|
Rs. 1,000 |
Get 25% off on booking movie tickets |
3.4/5 |
